ZIP 10524 vs ZIP 10537

This side-by-side compares ZIP 10524 (Garrison, NY) and ZIP 10537 (Lake Peekskill, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 10524 has a population of 4,421 at 82 people per square mile, while ZIP 10537 has 2,416 at 866 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 10524 reports a median household income of $146,250 against $132,117 in ZIP 10537, with per-capita income of $64,782 vs $56,768. The share of adults holding a bachelor's degree or higher is 59.5% in 10524 and 55.1% in 10537. Poverty rate reads 7.5% vs 4.8%, and unemployment 5.2% vs 4.3% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $560,600 in 10524 versus $410,000 in 10537, with median rent of $2,457 and $2,583 per month respectively. Homeownership rate is 85.9% vs 82.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.