ZIP Code 10524

ZIP code 10524 is classified by USPS as a standard delivery area and covers roughly 53.8 square miles in Garrison, Putnam County, New York. The area is home to 4,421 residents, producing a population density of 82 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 10524 against New York and the nation.

On the economic side, the median household income for ZIP 10524 sits at $146,250 (58% above the New York average), while per-capita income is $64,782. The poverty rate stands at 7.5% and the unemployment rate at 5.2%. On housing, the median home value is $560,600 (48% above the state average) with median rent at $2,457 per month, and 85.9% of occupied units are owner-occupied, a direct signal of whether 10524 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 59.5% of adults hold a bachelor's degree or higher, the median age is 49.8, and the average commute is 38 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Putnam County, so you can benchmark 10524 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →