Residential delivery area · New York
ZIP Code 10524: Garrison, NY
ZIP code 10524 uses the postal name Garrison, New York and lies entirely in Putnam County (Census 2020 ZIP-county file). About 4,600 people live there (Census Bureau, ACS 2020-2024). Median household income is $146,250 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Garrison · its only residential ZIP
- County
- Putnam County
- Metro area
- New York-Newark-Jersey City, NY-NJ
- House district
- NY-17 119th Congress
- State
- New York
- Time zone
- Eastern
- Land area
- 20.8 sq mi · 220 people per sq mi
Where is ZIP code 10524?
10524 centers on 41.375°, -73.926° and covers 20.8 square miles of land plus 0.3 of water. It borders 4 ZIP codes: 10537, 10579, 10567, 10516.
The map draws ZIP code areas only. For the streets inside 10524, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 10524 compare with the rest of Putnam County?
| Measure | 10524 | In Putnam County | In NY |
|---|---|---|---|
| People (ACS 2020-2024) | 4,578 | 9th of 13 | 756th of 1,826 |
| Median household income | $146k | 1st of 10 | 115th of 1,081 |
| Median home value | $561k | 2nd of 12 | 318th of 1,172 |
Its median household income is higher than in 96% of U.S. residential ZIP codes, and it is denser than 64% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 10524?
The 2020 Census counted 4,447 people in 10524; the ACS, which samples households over 2020-2024, estimates 4,578. Between the 2010 and 2020 censuses its population grew 0.6% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 4,578
- 2020 Census count
- 4,447+0.6% since 2010 (4,421)
- Households
- 1,679
- Median age
- 49.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 10524?
Of the 4,578 people the ACS estimates in 10524, 19.1% are under 18 and 24.7% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (79.5%), then Hispanic or Latino (12.5%).
- Under 1819.1%
- 18 to 6456.2%
- 65 and older24.7%
- White, not Hispanic79.5%
- Hispanic or Latino12.5%
- Other or two or more4.8%
- Asian, not Hispanic1.8%
- Black, not Hispanic1.3%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 10524 earn?
Median household income is $146,250 (ACS 2020-2024), the highest of the 10 ranked ZIP codes in Putnam County. It is not measurably different from 2015-2019 ($152,154 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $146,250±$27,582
- Income per person
- $64,782
- Below the poverty line
- 7.5%
- Unemployed (of the labor force)
- 5.3%
- Adults 25+ with a bachelor's degree
- 59.5%
- Adjusted gross income per tax return, 2022
- $191,9312,110 returns; wages 58% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 10524?
FHFA's house price index for 10524, built from repeat sales and appraisals of the same homes, rose 81% from 2015 to 2025 and rose 45% from 2020 to 2025, and moved −1.9% in 2025.
- Median home value (owners' estimate)
- $560,600
- Median gross rent
- $2,457
- Homes owned by their occupants
- 85.9%
- Housing units
- 1,860
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 10524?
106 business establishments had a location in this ZIP code in 2023, 2 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction20
- Professional, scientific, and technical services18
- Arts, entertainment, and recreation13
- Health care and social assistance11
- Accommodation and food services9
- Other services (except public administration)7
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 10524?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 10537 | Lake Peekskill | 2,439 | $132k | 3.2 mi |
| 10579 | Putnam Valley | 9,019 | $133k | 4.7 mi |
| 10567 | Cortlandt Manor | 19,976 | $144k | 6.2 mi |
| 10516 | Cold Spring | 5,362 | $140k | 6.6 mi |
| 10996 | West Point | 6,349 | $135k | 2.7 mi (near) |
| 10922 | Fort Montgomery | 1,403 | $123k | 4.1 mi (near) |
| 10928 | Highland Falls | 5,071 | $102k | 4.2 mi (near) |
| 12520 | Cornwall On Hudson | 3,081 | $137k | 5.1 mi (near) |
| 10911 | Bear Mountain | 0 | – | 5.9 mi (near) |
| 10588 | Shrub Oak | 2,783 | $179k | 5.9 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.