PlainZIP

Cornwall On Hudson, NY · standard

ZIP Code 12520

Orange County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,109
304/sq mi
$136,797
Median income
$473,000
Median home value
53.8%
Bachelor's or higher

The verdict

Cornwall On Hudson pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 6%
household income, US ZIPs
Top 15%
home value, US ZIPs
304
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12520 against every reporting US ZIP.

ZIP code 12520 covers 10.2 square miles in Cornwall On Hudson, Orange County, New York (a standard USPS delivery area), with a modest 3,109 residents on file, a density of 304 people per square mile, in the New York time zone.

ZIP 12520 skews affluent, with a median household income of $136,797 (48% above the New York average), while per-capita income is $67,519. 4.0% of residents live below the poverty line, and the unemployment rate reads 5.1%. Housing costs here run $473,000 for a typical home value (25% above the state average), with rent averaging $1,471 a month; 71.5% of homes are owner-occupied.

This is a highly-educated ZIP: 53.8% of adults hold a bachelor's degree or higher, the median age is 46.7, and the average commute is 31 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Orange County, letting you compare 12520 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12520

Top 5 sectors by establishment count in Cornwall On Hudson, NY

Which industries have the most business establishments in ZIP 12520.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12520, Cornwall On Hudson, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,109

Population

10.2

Area (sq mi)

304

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12520?

46.7

Median Age

47.2%

Male

52.8%

Female

4.3%

Foreign-Born

White 86.4%
African American 0.4%
Asian 1.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.0%
Hispanic or Latino 14.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$136,797

Median Household Income

+48% vs state

$67,519

Per Capita Income

4.0%

Poverty Rate

5.1%

Unemployment Rate

30.5 min

Mean Commute Time

How ZIP 12520 ranks nationally

Cornwall On Hudson, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$136,797 Top 6% higher than 94% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.8%
Bachelor's Degree or Higher 53.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,369

Total Housing Units

1,233

Occupied Units

136

Vacant Units

2.42

Avg Household Size

Occupancy Type

Owner 71.5%
Renter 28.5%

$473,000

Median Home Value

+25% vs state

$1,471

Median Rent

1952

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+14.4%

YoY Change (2024)

246

HPI Index (2000 = 100)

+146%

Total Change Since 2000

Home values in ZIP 12520 have increased 14.4% over the past year (2024). Since 2000, this ZIP has seen +146% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.1% 172
2021 +11.6% 192
2022 +16.6% 224
2023 -3.7% 215
2024 +14.4% 246

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 64 business establishments in ZIP 12520, employing approximately 300 people with a combined annual payroll of $16,234,000.

64

Businesses

300

Employees

$16.2M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 12 18.8%
Professional, scientific, and technical services 11 17.2%
Construction 7 10.9%
Accommodation and food services 7 10.9%
Retail trade 6 9.4%
Health care and social assistance 5 7.8%
Educational services 4 6.3%
Information 3 4.7%
Administrative and support and waste management and remediation services 3 4.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12520 vs 12518 →

ZIP 12520 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12520 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12520 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12520 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12518 Cornwall, NY 5,870 2.1 mi
10996 West Point, NY 6,756 3.4 mi
10928 Highland Falls, NY 4,175 5.5 mi
12553 New Windsor, NY 24,438 4.0 mi
10953 Mountainville, NY 252 4.2 mi
10922 Fort Montgomery, NY 1,559 6.9 mi
12508 Beacon, NY 19,880 5.2 mi
10911 Bear Mountain, NY 2 8.0 mi
10516 Cold Spring, NY 5,289 5.5 mi
12577 Salisbury Mills, NY 2,029 6.1 mi

More ZIP Codes in Orange County

12550 standard
Newburgh, NY
Pop: 54,447
10940 standard
Middletown, NY
Pop: 48,418
10950 standard
Monroe, NY
Pop: 47,226
12553 standard
New Windsor, NY
Pop: 24,438
10990 standard
Warwick, NY
Pop: 20,631
12771 standard
Port Jervis, NY
Pop: 14,511

Related Areas

Orange County Cornwall On Hudson, NY New York

Frequently Asked Questions

What county is ZIP code 12520 in? ▼
ZIP code 12520 (Cornwall On Hudson) is located in Orange County, New York. Orange County contains multiple ZIP codes, see the full list at /counties/orange-ny.
What is the population of ZIP code 12520? ▼
ZIP code 12520 in Cornwall On Hudson, NY has a population of 3,109 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12520? ▼
The median household income in ZIP 12520 is $136,797, which is 79% above the national average of $76,288.
What is the average home value in ZIP 12520? ▼
The median home value in ZIP 12520 is $473,000, which is 70% above the national average of $278,155.
What is the demographic makeup of ZIP 12520? ▼
The largest racial group in ZIP 12520 is White at 86.4%. Hispanic or Latino residents make up 14.7% of the population.
How many businesses are in ZIP code 12520? ▼
ZIP code 12520 has 64 business establishments employing approximately 300 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12520? ▼
The top industries by establishment count in ZIP 12520 are: Other services (except public administration) (12), Professional, scientific, and technical services (11), Construction (7). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 12520? ▼
According to the FHFA House Price Index, home values in ZIP 12520 increased by 14.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 146%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12520? ▼
In ZIP code 12520, 65.8% of residents aged 25+ have a high school diploma or higher, and 53.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12520? ▼
The mean commute time for workers in ZIP code 12520 is 30.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12520? ▼
In ZIP code 12520, approximately 71.5% of occupied housing units are owner-occupied and 28.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12520? ▼
The poverty rate in ZIP code 12520 is 4.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.