Residential delivery area · New York

ZIP Code 12520: Cornwall On Hudson, NY

ZIP code 12520 uses the postal name Cornwall On Hudson, New York and lies entirely in Orange County (Census 2020 ZIP-county file). About 3,100 people live there (Census Bureau, ACS 2020-2024). Median household income is $136,797 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Cornwall-on-Hudson (48%) and Firthcliffe (8%); 44% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
1national area: New York, Delaware and Pennsylvania
125sectional center: Mid-Hudson, NY (SCF 125)
20delivery area within it
Town
Cornwall On Hudson · its only residential ZIP
Census places
Cornwall-on-Hudson (48%); Firthcliffe (8%) census-designated place
Metro area
Kiryas Joel-Poughkeepsie-Newburgh, NY
House district
NY-18 119th Congress
Time zone
Eastern
Land area
4.1 sq mi · 745 people per sq mi

Where is ZIP code 12520?

12520 centers on 41.428°, -73.996° and covers 4.1 square miles of land plus 0.0 of water. It borders 2 ZIP codes: 12518, 12553.

12518 · Cornwall12553 · New Windsor12520 · Cornwall On Hudson (this ZIP)12520125531251812518 · Cornwall12553 · New Windsor12520 · Cornwall On Hudson (this ZIP)12520125531251812518 · Cornwall12553 · New Windsor12520 · Cornwall On Hudson (this ZIP)125201255312518
Shaded by median household income, in national fifths (ACS 2020-2024); 12520 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 12520, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 12520 compare with the rest of Orange County?

Rank of 12520 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure12520In Orange CountyIn NY
People (ACS 2020-2024)3,08129th of 51877th of 1,826
Median household income$137knot rankednot ranked
Median home value$473k6th of 38379th of 1,172

12520's median household income is not ranked: its 90% margin of error (±$37,338) is more than a quarter of the figure ($136,797). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.

It is denser than 76% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 12520?

The 2020 Census counted 3,287 people in 12520; the ACS, which samples households over 2020-2024, estimates 3,081. Between the 2010 and 2020 censuses its population grew 5.7% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
3,081
2020 Census count
3,287+5.7% since 2010 (3,109)
Households
1,233
Median age
46.7

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 12520?

Of the 3,081 people the ACS estimates in 12520, 17.7% are under 18 and 19.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (79.6%), then Hispanic or Latino (14.7%).

  • Under 1817.7%
  • 18 to 6462.8%
  • 65 and older19.5%
Age of the people of 12520 (ACS 2020-2024, B01001)
  • White, not Hispanic79.6%
  • Hispanic or Latino14.7%
  • Other or two or more4.3%
  • Asian, not Hispanic1.4%
  • Black, not Hispanic0.0%
Race and Hispanic origin in 12520 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 12520 earn?

Median household income is $136,797 (ACS 2020-2024). It is not measurably different from 2015-2019 ($124,539 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$136,797±$37,338
Income per person
$67,519
Below the poverty line
4.0%
Unemployed (of the labor force)
5.4%
Adults 25+ with a bachelor's degree
53.8%
Adjusted gross income per tax return, 2022
$127,1261,670 returns; wages 64% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 12520?

FHFA's house price index for 12520, built from repeat sales and appraisals of the same homes, rose 108% from 2015 to 2025 and rose 60% from 2020 to 2025, and moved +9.3% in 2025.

Median home value (owners' estimate)
$473,000
Median gross rent
$1,471
Homes owned by their occupants
71.5%
Housing units
1,369
0 100 200 300 400 198619902000201020202025 0 100 200 300 400 198619902000201020202025 0 100 200 300 400 198619902000201020202025
Index = 100 in 1986, the first year FHFA reports for 12520; 2025: 418.2. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 12520?

64 business establishments had a location in this ZIP code in 2023, 5 fewer than in 2018; the most are in other services (except public administration) (ZIP Code Business Patterns).

  • Other services (except public administration)12
  • Professional, scientific, and technical services11
  • Construction7
  • Accommodation and food services7
  • Retail trade6
  • Health care and social assistance5

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 12520?

ZIP codes that share a boundary with 12520, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
12518Cornwall6,114$101k2.6 mi
12553New Windsor27,384$93k4.5 mi
10996West Point6,349$135k2.7 mi (near)
10953Mountainville22–4.5 mi (near)
10524Garrison4,578$146k5.1 mi (near)
12508Beacon19,566$93k5.2 mi (near)
10928Highland Falls5,071$102k5.5 mi (near)
12577Salisbury Mills1,942$124k6.3 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.