ZIP Code 12520
standardSource:
Cornwall On Hudson · Orange County · New York
- Population
- 3,109
- Median income
- $136,797
- Median home value
- $473,000
- Bachelor's or higher
- 53.8%
- Land area
- 10.2 sq mi
304/sq mi
▲ 79% vs US
higher than 94% of US ZIPs
▲ 70% vs US
higher than 85% of US ZIPs
Median age 46.7
New York
ZIP code 12520 in Cornwall On Hudson, New York has a population of 3,109. The median household income is $136,797, which is 79% above the national average. Median home value is $473,000, 70% above the US average. 53.8% of residents hold a bachelor's degree or higher.
ZIP code 12520 is classified by USPS as a standard delivery area and covers roughly 10.2 square miles in Cornwall On Hudson, Orange County, New York. The area is home to 3,109 residents, producing a population density of 304 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 12520 against New York and the nation.
On the economic side, the median household income for ZIP 12520 sits at $136,797 (48% above the New York average), while per-capita income is $67,519. The poverty rate stands at 4.0% and the unemployment rate at 5.1%. On housing, the median home value is $473,000 (25% above the state average) with median rent at $1,471 per month, and 71.5% of occupied units are owner-occupied, a direct signal of whether 12520 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 53.8% of adults hold a bachelor's degree or higher, the median age is 46.7, and the average commute is 31 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Orange County, so you can benchmark 12520 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 12520
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 12520.
- Other services (except public administration)
Other services (except public administration)
12 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
11 establishments
- Construction
Construction
7 establishments
- Accommodation and food services
Accommodation and food services
7 establishments
- Retail trade
Retail trade
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 12520, Cornwall On Hudson, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,109
Population
10.2
Area (sq mi)
304
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12520?
46.7
Median Age
47.2%
Male
52.8%
Female
4.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$136,797
Median Household Income
+48% vs state
$67,519
Per Capita Income
4.0%
Poverty Rate
5.1%
Unemployment Rate
30.5 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,369
Total Housing Units
1,233
Occupied Units
136
Vacant Units
2.42
Avg Household Size
Occupancy Type
$473,000
Median Home Value
+25% vs state
$1,471
Median Rent
1952
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+14.4%
YoY Change (2024)
246
HPI Index (2000 = 100)
+146%
Total Change Since 2000
Home values in ZIP 12520 have increased 14.4% over the past year (2024). Since 2000, this ZIP has seen +146% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -0.1% | 172 |
| 2021 | +11.6% | 192 |
| 2022 | +16.6% | 224 |
| 2023 | -3.7% | 215 |
| 2024 | +14.4% | 246 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 64 business establishments in ZIP 12520, employing approximately 300 people with a combined annual payroll of $16,234,000.
64
Businesses
300
Employees
$16.2M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 12 | 18.8% |
| Professional, scientific, and technical services | 11 | 17.2% |
| Construction | 7 | 10.9% |
| Accommodation and food services | 7 | 10.9% |
| Retail trade | 6 | 9.4% |
| Health care and social assistance | 5 | 7.8% |
| Educational services | 4 | 6.3% |
| Information | 3 | 4.7% |
| Administrative and support and waste management and remediation services | 3 | 4.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12520 vs 12518 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12518 | Cornwall, NY | 5,870 | 2.1 mi |
| 10996 | West Point, NY | 6,756 | 3.4 mi |
| 10928 | Highland Falls, NY | 4,175 | 5.5 mi |
| 12553 | New Windsor, NY | 24,438 | 4.0 mi |
| 10953 | Mountainville, NY | 252 | 4.2 mi |
| 10922 | Fort Montgomery, NY | 1,559 | 6.9 mi |
| 12508 | Beacon, NY | 19,880 | 5.2 mi |
| 10911 | Bear Mountain, NY | 2 | 8.0 mi |
| 10516 | Cold Spring, NY | 5,289 | 5.5 mi |
| 12577 | Salisbury Mills, NY | 2,029 | 6.1 mi |
More ZIP Codes in Orange County
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Frequently Asked Questions
What county is ZIP code 12520 in? ▼
What is the population of ZIP code 12520? ▼
What is the median household income in ZIP 12520? ▼
What is the average home value in ZIP 12520? ▼
What is the demographic makeup of ZIP 12520? ▼
How many businesses are in ZIP code 12520? ▼
What are the main industries in ZIP code 12520? ▼
How have home values changed in ZIP code 12520? ▼
What is the education level in ZIP code 12520? ▼
What is the average commute time in ZIP 12520? ▼
What percentage of residents own vs. rent in ZIP 12520? ▼
What is the poverty rate in ZIP code 12520? ▼
ZIP Code Research Guides
Official Data Resources for Cornwall On Hudson, NY
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.