Residential delivery area · New York

ZIP Code 10928: West Point (Highland Falls), NY

ZIP code 10928 is in West Point (postal name Highland Falls), New York, entirely in Orange County (Census 2020 ZIP-county file). About 5,100 people live there (Census Bureau, ACS 2020-2024). Median household income is $102,347 (Census Bureau, ACS 2020-2024). By Census place, its land lies in West Point (65%), Highland Falls (13%) and Fort Montgomery (10%); 12% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
1national area: New York, Delaware and Pennsylvania
109sectional center: Westchester, NY (SCF 105)
28delivery area within it
Town
Highland Falls · its only residential ZIP
Census places
West Point (65%) census-designated place; Highland Falls (13%); Fort Montgomery (10%) census-designated place
Metro area
Kiryas Joel-Poughkeepsie-Newburgh, NY
House district
NY-18 119th Congress
Time zone
Eastern
Land area
8.4 sq mi · 607 people per sq mi

Where is ZIP code 10928?

10928 centers on 41.349°, -73.998° and covers 8.4 square miles of land plus 0.2 of water. It borders 2 ZIP codes: 10922, 10996.

10922 · Fort Montgomery10996 · West Point10928 · Highland Falls (this ZIP)10928109961092210922 · Fort Montgomery10996 · West Point10928 · Highland Falls (this ZIP)10928109961092210922 · Fort Montgomery10996 · West Point10928 · Highland Falls (this ZIP)109281099610922
Shaded by median household income, in national fifths (ACS 2020-2024); 10928 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 10928, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 10928 compare with the rest of Orange County?

Rank of 10928 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure10928In Orange CountyIn NY
People (ACS 2020-2024)5,07120th of 51721st of 1,826
Median household income$102k16th of 27343rd of 1,081
Median home value$329k34th of 38537th of 1,172

Its median household income is higher than in 82% of U.S. residential ZIP codes, and it is denser than 74% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 10928?

The 2020 Census counted 4,637 people in 10928; the ACS, which samples households over 2020-2024, estimates 5,071. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
5,071
2020 Census count
4,637
Households
2,274
Median age
43.3

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 10928?

Of the 5,071 people the ACS estimates in 10928, 20.5% are under 18 and 15.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (54.2%), then Hispanic or Latino (30.0%).

  • Under 1820.5%
  • 18 to 6464.0%
  • 65 and older15.5%
Age of the people of 10928 (ACS 2020-2024, B01001)
  • White, not Hispanic54.2%
  • Hispanic or Latino30.0%
  • Black, not Hispanic8.3%
  • Other or two or more5.6%
  • Asian, not Hispanic1.8%
Race and Hispanic origin in 10928 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 10928 earn?

Median household income is $102,347 (ACS 2020-2024), the 16th highest of the 27 ranked ZIP codes in Orange County.

Median household income
$102,347±$14,531
Income per person
$49,177
Below the poverty line
6.0%
Unemployed (of the labor force)
5.4%
Adults 25+ with a bachelor's degree
36.6%
Adjusted gross income per tax return, 2022
$66,4192,250 returns; wages 76% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 10928?

FHFA's house price index for 10928, built from repeat sales and appraisals of the same homes, rose 74% from 2015 to 2025 and rose 37% from 2020 to 2025, and moved −6.1% in 2025.

Median home value (owners' estimate)
$329,200
Median gross rent
$1,670
Homes owned by their occupants
60.6%
Housing units
2,416
0 100 200 300 1998201020202025 0 100 200 300 1998201020202025 0 100 200 300 1998201020202025
Index = 100 in 1998, the first year FHFA reports for 10928; 2025: 267.2. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 10928?

78 business establishments had a location in this ZIP code in 2023, 5 more than in 2018; the most are in accommodation and food services (ZIP Code Business Patterns).

  • Accommodation and food services22
  • Retail trade12
  • Construction11
  • Other services (except public administration)9
  • Finance and insurance6
  • Health care and social assistance5

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 10928?

ZIP codes that share a boundary with 10928, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
10922Fort Montgomery1,403$123k1.0 mi
10996West Point6,349$135k3.4 mi
10911Bear Mountain0–2.8 mi (near)
10524Garrison4,578$146k4.2 mi (near)
10986Tomkins Cove1,806–4.4 mi (near)
12518Cornwall6,114$101k5.2 mi (near)
12520Cornwall On Hudson3,081$137k5.5 mi (near)
10953Mountainville22–5.7 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.