ZIP Code 10928

standard

Source:

Highland Falls · Orange County · New York

Population
4,175

297/sq mi

Median income
$102,347

▲ 34% vs US

higher than 82% of US ZIPs

Median home value
$329,200

▲ 18% vs US

higher than 71% of US ZIPs

Bachelor's or higher
36.6%

Median age 43.3

Land area
14.0 sq mi

New York

ZIP code 10928 in Highland Falls, New York has a population of 4,175. The median household income is $102,347, which is 34% above the national average. Median home value is $329,200, 18% above the US average. 36.6% of residents hold a bachelor's degree or higher.

ZIP code 10928 is classified by USPS as a standard delivery area and covers roughly 14.0 square miles in Highland Falls, Orange County, New York. The area is home to 4,175 residents, producing a population density of 297 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 10928 against New York and the nation.

On the economic side, the median household income for ZIP 10928 sits at $102,347 (11% above the New York average), while per-capita income is $49,177. The poverty rate stands at 6.0% and the unemployment rate at 5.1%. On housing, the median home value is $329,200 (13% below the state average) with median rent at $1,670 per month, and 60.6% of occupied units are owner-occupied, a direct signal of whether 10928 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 36.6% of adults hold a bachelor's degree or higher, the median age is 43.3, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Orange County, so you can benchmark 10928 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 10928

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 10928.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 10928, Highland Falls, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

4,175

Population

14.0

Area (sq mi)

297

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 10928?

43.3

Median Age

55.0%

Male

45.0%

Female

14.7%

Foreign-Born

White 54.3%
African American 8.3%
Asian 1.8%
American Indian or Alaska Native 1.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 21.3%
Hispanic or Latino 30.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$102,347

Median Household Income

+11% vs state

$49,177

Per Capita Income

6.0%

Poverty Rate

5.1%

Unemployment Rate

26.1 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.1%
Bachelor's Degree or Higher 36.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,416

Total Housing Units

2,274

Occupied Units

142

Vacant Units

2.23

Avg Household Size

Occupancy Type

Owner 60.6%
Renter 39.4%

$329,200

Median Home Value

-13% vs state

$1,670

Median Rent

1953

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-8.4%

YoY Change (2024)

275

HPI Index (2000 = 100)

+175%

Total Change Since 2000

Home values in ZIP 10928 have decreased 8.4% over the past year (2024). Since 2000, this ZIP has seen +175% cumulative appreciation.

Year Annual Change HPI Index
2020 +11.2% 189
2021 +8.9% 206
2022 +18.6% 244
2023 +22.8% 300
2024 -8.4% 275

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 78 business establishments in ZIP 10928, employing approximately 504 people with a combined annual payroll of $20,280,000.

78

Businesses

504

Employees

$20.3M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 22 28.2%
Retail trade 12 15.4%
Construction 11 14.1%
Other services (except public administration) 9 11.5%
Finance and insurance 6 7.7%
Health care and social assistance 5 6.4%
Professional, scientific, and technical services 4 5.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 10928 vs 10922 →

ZIP Code City Population Distance
10922 Fort Montgomery, NY 1,559 1.4 mi
10911 Bear Mountain, NY 2 2.5 mi
10996 West Point, NY 6,756 2.8 mi
10986 Tomkins Cove, NY 1,974 5.0 mi
12520 Cornwall On Hudson, NY 3,109 5.5 mi
10524 Garrison, NY 4,421 4.1 mi
12518 Cornwall, NY 5,870 4.8 mi
10537 Lake Peekskill, NY 2,416 5.9 mi
10930 Highland Mills, NY 8,958 6.2 mi
10953 Mountainville, NY 252 5.5 mi

More ZIP Codes in Orange County

Frequently Asked Questions

What county is ZIP code 10928 in?
ZIP code 10928 (Highland Falls) is located in Orange County, New York. Orange County contains multiple ZIP codes, see the full list at /counties/orange-ny.
What is the population of ZIP code 10928?
ZIP code 10928 in Highland Falls, NY has a population of 4,175 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10928?
The median household income in ZIP 10928 is $102,347, which is 34% above the national average of $76,288.
What is the average home value in ZIP 10928?
The median home value in ZIP 10928 is $329,200, which is 18% above the national average of $278,155.
What is the demographic makeup of ZIP 10928?
The largest racial group in ZIP 10928 is White at 54.3%. Hispanic or Latino residents make up 30.0% of the population.
How many businesses are in ZIP code 10928?
ZIP code 10928 has 78 business establishments employing approximately 504 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10928?
The top industries by establishment count in ZIP 10928 are: Accommodation and food services (22), Retail trade (12), Construction (11). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 10928?
According to the FHFA House Price Index, home values in ZIP 10928 decreased by 8.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 175%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10928?
In ZIP code 10928, 67.1% of residents aged 25+ have a high school diploma or higher, and 36.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10928?
The mean commute time for workers in ZIP code 10928 is 26.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10928?
In ZIP code 10928, approximately 60.6% of occupied housing units are owner-occupied and 39.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10928?
The poverty rate in ZIP code 10928 is 6.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Highland Falls, NY

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.