PlainZIP

Highland Falls, NY · standard

ZIP Code 10928

Orange County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,175
297/sq mi
$102,347
Median income
$329,200
Median home value
36.6%
Bachelor's or higher

The verdict

Highland Falls pairs an upper-quartile household income with above-median home values, in a low-density, homeowner-dominated area.

Top 18%
household income, US ZIPs
Top 29%
home value, US ZIPs
297
people per sq mi
61%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10928 against every reporting US ZIP.

ZIP code 10928 covers 14.0 square miles in Highland Falls, Orange County, New York (a standard USPS delivery area), with a modest 4,175 residents on file, a density of 297 people per square mile, in the New York time zone.

ZIP 10928 lands in the middle-income range, with a median household income of $102,347 (11% above the New York average), while per-capita income is $49,177. Poverty here runs at 6.0%, with unemployment measured at 5.1%. The typical home here is valued at $329,200 (13% below the state average); renters pay a median of $1,670 monthly, and 60.6% of units are owner-occupied.

A solid share of residents have a four-year degree: 36.6% of adults hold a bachelor's degree or higher, the median age is 43.3, and the average commute is 26 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 10928, plus 6 more within Orange County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 10928

Top 5 sectors by establishment count in Highland Falls, NY

Which industries have the most business establishments in ZIP 10928.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10928, Highland Falls, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,175

Population

14.0

Area (sq mi)

297

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 10928?

43.3

Median Age

55.0%

Male

45.0%

Female

14.7%

Foreign-Born

White 54.3%
African American 8.3%
Asian 1.8%
American Indian or Alaska Native 1.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 21.3%
Hispanic or Latino 30.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$102,347

Median Household Income

+11% vs state

$49,177

Per Capita Income

6.0%

Poverty Rate

5.1%

Unemployment Rate

26.1 min

Mean Commute Time

How ZIP 10928 ranks nationally

Highland Falls, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$102,347 Top 18% higher than 82% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.1%
Bachelor's Degree or Higher 36.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,416

Total Housing Units

2,274

Occupied Units

142

Vacant Units

2.23

Avg Household Size

Occupancy Type

Owner 60.6%
Renter 39.4%

$329,200

Median Home Value

-13% vs state

$1,670

Median Rent

1953

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-8.4%

YoY Change (2024)

275

HPI Index (2000 = 100)

+175%

Total Change Since 2000

Home values in ZIP 10928 have decreased 8.4% over the past year (2024). Since 2000, this ZIP has seen +175% cumulative appreciation.

Year Annual Change HPI Index
2020 +11.2% 189
2021 +8.9% 206
2022 +18.6% 244
2023 +22.8% 300
2024 -8.4% 275

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 78 business establishments in ZIP 10928, employing approximately 504 people with a combined annual payroll of $20,280,000.

78

Businesses

504

Employees

$20.3M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 22 28.2%
Retail trade 12 15.4%
Construction 11 14.1%
Other services (except public administration) 9 11.5%
Finance and insurance 6 7.7%
Health care and social assistance 5 6.4%
Professional, scientific, and technical services 4 5.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 10928 vs 10922 →

ZIP 10928 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 10928 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 10928 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 10928 ranks #7 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
10922 Fort Montgomery, NY 1,559 1.4 mi
10911 Bear Mountain, NY 2 2.5 mi
10996 West Point, NY 6,756 2.8 mi
10986 Tomkins Cove, NY 1,974 5.0 mi
12520 Cornwall On Hudson, NY 3,109 5.5 mi
10524 Garrison, NY 4,421 4.1 mi
12518 Cornwall, NY 5,870 4.8 mi
10537 Lake Peekskill, NY 2,416 5.9 mi
10930 Highland Mills, NY 8,958 6.2 mi
10953 Mountainville, NY 252 5.5 mi

More ZIP Codes in Orange County

12550 standard
Newburgh, NY
Pop: 54,447
10940 standard
Middletown, NY
Pop: 48,418
10950 standard
Monroe, NY
Pop: 47,226
12553 standard
New Windsor, NY
Pop: 24,438
10990 standard
Warwick, NY
Pop: 20,631
12771 standard
Port Jervis, NY
Pop: 14,511

Related Areas

Orange County Highland Falls, NY New York

Frequently Asked Questions

What county is ZIP code 10928 in? ▼
ZIP code 10928 (Highland Falls) is located in Orange County, New York. Orange County contains multiple ZIP codes, see the full list at /counties/orange-ny.
What is the population of ZIP code 10928? ▼
ZIP code 10928 in Highland Falls, NY has a population of 4,175 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10928? ▼
The median household income in ZIP 10928 is $102,347, which is 34% above the national average of $76,288.
What is the average home value in ZIP 10928? ▼
The median home value in ZIP 10928 is $329,200, which is 18% above the national average of $278,155.
What is the demographic makeup of ZIP 10928? ▼
The largest racial group in ZIP 10928 is White at 54.3%. Hispanic or Latino residents make up 30.0% of the population.
How many businesses are in ZIP code 10928? ▼
ZIP code 10928 has 78 business establishments employing approximately 504 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10928? ▼
The top industries by establishment count in ZIP 10928 are: Accommodation and food services (22), Retail trade (12), Construction (11). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 10928? ▼
According to the FHFA House Price Index, home values in ZIP 10928 decreased by 8.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 175%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10928? ▼
In ZIP code 10928, 67.1% of residents aged 25+ have a high school diploma or higher, and 36.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10928? ▼
The mean commute time for workers in ZIP code 10928 is 26.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10928? ▼
In ZIP code 10928, approximately 60.6% of occupied housing units are owner-occupied and 39.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10928? ▼
The poverty rate in ZIP code 10928 is 6.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.