Residential delivery area · New York
ZIP Code 10986: Tomkins Cove, NY
ZIP code 10986 uses the postal name Tomkins Cove, New York and lies entirely in Rockland County (Census 2020 ZIP-county file). About 1,800 people live there (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- FHFA2023
- ZBP2023
- IRS2022
- Town
- Tomkins Cove · its only residential ZIP
- County
- Rockland County
- Metro area
- New York-Newark-Jersey City, NY-NJ
- House district
- NY-17 119th Congress
- State
- New York
- Time zone
- Eastern
- Land area
- 9.9 sq mi · 183 people per sq mi
Where is ZIP code 10986?
10986 centers on 41.285°, -73.999° and covers 9.9 square miles of land plus 0.1 of water. It borders 2 ZIP codes: 10911, 10980.
The map draws ZIP code areas only. For the streets inside 10986, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 10986 compare with the rest of Rockland County?
| Measure | 10986 | In Rockland County | In NY |
|---|---|---|---|
| People (ACS 2020-2024) | 1,806 | 23rd of 26 | 1,095th of 1,826 |
| Median household income | – | – | – |
| Median home value | $613k | 10th of 24 | 283rd of 1,172 |
It is denser than 62% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 10986?
The 2020 Census counted 1,858 people in 10986; the ACS, which samples households over 2020-2024, estimates 1,806. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 1,806±433 (90% margin)
- 2020 Census count
- 1,858
- Households
- 685
- Median age
- 44.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 10986?
Of the 1,806 people the ACS estimates in 10986, 18.9% are under 18 and 12.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (76.5%), then Hispanic or Latino (13.8%).
- Under 1818.9%
- 18 to 6468.9%
- 65 and older12.2%
- White, not Hispanic76.5%
- Hispanic or Latino13.8%
- Black, not Hispanic3.9%
- Asian, not Hispanic3.8%
- Other or two or more2.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What are homes worth in 10986?
- Median home value (owners' estimate)
- $613,300
- Median gross rent
- $2,053
- Homes owned by their occupants
- 74.2%
- Housing units
- 713
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 10986?
24 business establishments had a location in this ZIP code in 2023, 7 fewer than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction12
- Other services (except public administration)3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 10986?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 10911 | Bear Mountain | 0 | – | 1.6 mi |
| 10980 | Stony Point | 13,414 | $126k | 4.4 mi |
| 10596 | Verplanck | 650 | $98k | 2.9 mi (near) |
| 10511 | Buchanan | 2,397 | $128k | 3.2 mi (near) |
| 10922 | Fort Montgomery | 1,403 | $123k | 3.6 mi (near) |
| 10548 | Montrose | 4,254 | $142k | 4.2 mi (near) |
| 10566 | Peekskill | 25,625 | $86k | 4.3 mi (near) |
| 10928 | Highland Falls | 5,071 | $102k | 4.4 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.