Tomkins Cove, NY · standard
ZIP Code 10986
Rockland County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,974
- 71/sq mi
- $613,300
- Median home value
- 48.6%
- Bachelor's or higher
The verdict
Tomkins Cove pairs top-decile home values, in a rural, homeowner-dominated area.
- Top 9%
- home value, US ZIPs
- 71
- people per sq mi
- 74%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10986 against every reporting US ZIP.
ZIP code 10986 covers 28.0 square miles in Tomkins Cove, Rockland County, New York (a standard USPS delivery area), with a modest 1,974 residents on file, a density of 71 people per square mile, in the New York time zone.
Median household income is not on file for ZIP 10986, but per-capita income is $60,368. Poverty here runs at 6.3%, with unemployment measured at 7.3%. Median home value sits at $613,300 (62% above the state average), median rent at $2,053 a month, and owner-occupancy at 74.2%.
A solid share of residents have a four-year degree: 48.6% of adults hold a bachelor's degree or higher, the median age is 44.8, and the average commute is -. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Rockland County, so you can benchmark 10986 against its immediate geography rather than a national average alone.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10986, Tomkins Cove, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,974
Population
28.0
Area (sq mi)
71
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 10986?
44.8
Median Age
46.2%
Male
53.8%
Female
10.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$60,368
Per Capita Income
6.3%
Poverty Rate
7.3%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
713
Total Housing Units
685
Occupied Units
28
Vacant Units
2.64
Avg Household Size
Occupancy Type
$613,300
Median Home Value
+62% vs state
$2,053
Median Rent
1957
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.6%
YoY Change (2023)
205
HPI Index (2000 = 100)
+105%
Total Change Since 2000
Home values in ZIP 10986 have increased 3.6% over the past year (2023). Since 2000, this ZIP has seen +105% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +1.4% | 140 |
| 2020 | +11.6% | 156 |
| 2021 | +4.3% | 163 |
| 2022 | +21.5% | 198 |
| 2023 | +3.6% | 205 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 24 business establishments in ZIP 10986, employing approximately 67 people with a combined annual payroll of $2,602,000.
24
Businesses
67
Employees
$2.6M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 12 | 50.0% |
| Other services (except public administration) | 3 | 12.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 10986 vs 10911 →
ZIP 10986 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 10566
Peekskill (10566)
23,570 residents
- 10923 8,732
Garnerville (10923)
8,732 residents
- 10993 4,769
West Haverstraw (10993)
4,769 residents
- 10928 4,175
Highland Falls (10928)
4,175 residents
- 10548 3,487
Montrose (10548)
3,487 residents
- 10984 2,842
Thiells (10984)
2,842 residents
- 10511 2,246
Buchanan (10511)
2,246 residents
- 10986 1,974
Tomkins Cove (10986)
1,974 residents
- 10596 1,729
Verplanck (10596)
1,729 residents
What this shows Among its immediate neighbors, ZIP 10986 ranks #8 by population - useful context the national average alone can't give.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 10911 | Bear Mountain, NY | 2 | 2.5 mi |
| 10922 | Fort Montgomery, NY | 1,559 | 3.6 mi |
| 10596 | Verplanck, NY | 1,729 | 2.6 mi |
| 10511 | Buchanan, NY | 2,246 | 3.0 mi |
| 10928 | Highland Falls, NY | 4,175 | 5.0 mi |
| 10923 | Garnerville, NY | 8,732 | 5.5 mi |
| 10566 | Peekskill, NY | 23,570 | 4.0 mi |
| 10993 | West Haverstraw, NY | 4,769 | 5.0 mi |
| 10548 | Montrose, NY | 3,487 | 3.9 mi |
| 10984 | Thiells, NY | 2,842 | 5.2 mi |
More ZIP Codes in Rockland County
Related Areas
Frequently Asked Questions
What county is ZIP code 10986 in? ▼
What is the population of ZIP code 10986? ▼
What is the average home value in ZIP 10986? ▼
What is the demographic makeup of ZIP 10986? ▼
How many businesses are in ZIP code 10986? ▼
How have home values changed in ZIP code 10986? ▼
What is the education level in ZIP code 10986? ▼
What percentage of residents own vs. rent in ZIP 10986? ▼
What is the poverty rate in ZIP code 10986? ▼
Read our methodology to see how this data is sourced, computed, and verified.