PlainZIP

Montrose, NY · standard

ZIP Code 10548

Westchester County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,487
575/sq mi
$142,273
Median income
$426,000
Median home value
42.4%
Bachelor's or higher

The verdict

Montrose pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 5%
household income, US ZIPs
Top 18%
home value, US ZIPs
575
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10548 against every reporting US ZIP.

ZIP code 10548 covers 6.1 square miles in Montrose, Westchester County, New York (a standard USPS delivery area), with a modest 3,487 residents on file, a density of 575 people per square mile, in the New York time zone.

ZIP 10548 skews affluent, with a median household income of $142,273 (54% above the New York average), while per-capita income is $40,878. Poverty here runs at 8.0%, with unemployment measured at 16.6%. Housing costs here run $426,000 for a typical home value (13% above the state average), with rent averaging $2,093 a month; 78.9% of homes are owner-occupied.

A solid share of residents have a four-year degree: 42.4% of adults hold a bachelor's degree or higher, the median age is 37.9, and the average commute is 31 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Westchester County, letting you compare 10548 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 10548

Top 5 sectors by establishment count in Montrose, NY

Which industries have the most business establishments in ZIP 10548.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10548, Montrose, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,487

Population

6.1

Area (sq mi)

575

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 10548?

37.9

Median Age

46.0%

Male

54.0%

Female

10.8%

Foreign-Born

White 77.5%
African American 4.9%
Asian 0.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 15.0%
Hispanic or Latino 26.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$142,273

Median Household Income

+54% vs state

$40,878

Per Capita Income

8.0%

Poverty Rate

16.6%

Unemployment Rate

31.2 min

Mean Commute Time

How ZIP 10548 ranks nationally

Montrose, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$142,273 Top 5% higher than 95% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.7%
Bachelor's Degree or Higher 42.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,335

Total Housing Units

1,128

Occupied Units

207

Vacant Units

3.36

Avg Household Size

Occupancy Type

Owner 78.9%
Renter 21.1%

$426,000

Median Home Value

+13% vs state

$2,093

Median Rent

1958

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.3%

YoY Change (2024)

242

HPI Index (2000 = 100)

+142%

Total Change Since 2000

Home values in ZIP 10548 have increased 5.3% over the past year (2024). Since 2000, this ZIP has seen +142% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.1% 181
2021 +7.3% 194
2022 +4.4% 202
2023 +13.8% 230
2024 +5.3% 242

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 67 business establishments in ZIP 10548, employing approximately 1,845 people with a combined annual payroll of $165,934,000.

67

Businesses

1,845

Employees

$165.9M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Construction 11 16.4%
Other services (except public administration) 11 16.4%
Professional, scientific, and technical services 8 11.9%
Administrative and support and waste management and remediation services 8 11.9%
Health care and social assistance 7 10.4%
Retail trade 6 9.0%
Accommodation and food services 5 7.5%
Educational services 3 4.5%
Arts, entertainment, and recreation 3 4.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 10548 vs 10511 →

ZIP 10548 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 10548 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 10548 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 10548 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
10511 Buchanan, NY 2,246 1.2 mi
10596 Verplanck, NY 1,729 1.4 mi
10566 Peekskill, NY 23,570 3.0 mi
10993 West Haverstraw, NY 4,769 3.3 mi
10567 Cortlandt Manor, NY 19,929 3.5 mi
10927 Haverstraw, NY 11,910 4.1 mi
10520 Croton On Hudson, NY 12,810 3.8 mi
10986 Tomkins Cove, NY 1,974 3.9 mi
10920 Congers, NY 8,554 6.5 mi
10923 Garnerville, NY 8,732 4.6 mi

More ZIP Codes in Westchester County

10701 standard
Yonkers, NY
Pop: 63,393
10801 standard
New Rochelle, NY
Pop: 40,827
10583 standard
Scarsdale, NY
Pop: 38,982
10705 standard
Yonkers, NY
Pop: 38,777
10573 standard
Port Chester, NY
Pop: 38,352
10550 standard
Mount Vernon, NY
Pop: 37,144

Related Areas

Westchester County Montrose, NY New York

Frequently Asked Questions

What county is ZIP code 10548 in? ▼
ZIP code 10548 (Montrose) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10548? ▼
ZIP code 10548 in Montrose, NY has a population of 3,487 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10548? ▼
The median household income in ZIP 10548 is $142,273, which is 86% above the national average of $76,288.
What is the average home value in ZIP 10548? ▼
The median home value in ZIP 10548 is $426,000, which is 53% above the national average of $278,155.
What is the demographic makeup of ZIP 10548? ▼
The largest racial group in ZIP 10548 is White at 77.5%. Hispanic or Latino residents make up 26.6% of the population.
How many businesses are in ZIP code 10548? ▼
ZIP code 10548 has 67 business establishments employing approximately 1,845 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10548? ▼
The top industries by establishment count in ZIP 10548 are: Construction (11), Other services (except public administration) (11), Professional, scientific, and technical services (8). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 10548? ▼
According to the FHFA House Price Index, home values in ZIP 10548 increased by 5.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 142%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10548? ▼
In ZIP code 10548, 66.7% of residents aged 25+ have a high school diploma or higher, and 42.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10548? ▼
The mean commute time for workers in ZIP code 10548 is 31.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10548? ▼
In ZIP code 10548, approximately 78.9% of occupied housing units are owner-occupied and 21.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10548? ▼
The poverty rate in ZIP code 10548 is 8.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.