Montrose, NY · standard
ZIP Code 10548
Westchester County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,487
- 575/sq mi High-density area
- $142,273
- Median income Above-median income area
- $426,000
- Median home value Above-median home value
- 42.4%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Montrose pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 5%
- household income, US ZIPs
- Top 18%
- home value, US ZIPs
- 575
- people per sq mi
- 79%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10548 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 10548 (Montrose, NY) rose +5.3% from 2023 to 2024. The all-transactions index moved from 230.2 in 2023 to 242.3 in 2024 (2000 = 100).
ZIP code 10548 covers 6.1 square miles in Montrose, Westchester County, New York (a standard USPS delivery area), with a modest 3,487 residents on file, a density of 575 people per square mile, in the New York time zone.
ZIP 10548 skews affluent, with a median household income of $142,273 (54% above the average New York ZIP), while per-capita income is $40,878. Unemployment is 16.6%, an important qualifier alongside the household-income figure. Median home value is $426,000 (13% above the average New York ZIP) and median rent is $2,093; 78.9% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 42.4% of adults hold a bachelor's degree or higher, the median age is 37.9, and the average commute is 31 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Westchester County, so 10548 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 10548
Top 5 sectors by establishment count in Montrose, NY
Which industries have the most business establishments in ZIP 10548.
- Construction
Construction
11 establishments
- Other services (except public administration)
Other services (except public administration)
11 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
8 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
8 establishments
- Health care and social assistance
Health care and social assistance
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10548, Montrose, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,487
Population
6.1
Area (sq mi)
575
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 10548?
37.9
Median Age
46.0%
Male
54.0%
Female
10.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$142,273
Median Household Income
+54% vs state ZIP avg
$40,878
Per Capita Income
8.0%
Poverty Rate
16.6%
Unemployment Rate
31.2 min
Mean Commute Time
How ZIP 10548 ranks among New York ZIPs
Montrose, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$142,273 Top 11% higher than 89% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,335housing units
1,335
Total Housing Units
1,128
Occupied Units
207
Vacant Units
3.36
Avg Household Size
Occupancy Type
$426,000
Median Home Value
+13% vs state ZIP avg
$2,093
Median Rent
1958
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.3%
YoY Change (2024)
242
HPI Index (2000 = 100)
+142%
Total Change Since 2000
Home values in ZIP 10548 have increased 5.3% over the past year (2024). Since 2000, this ZIP has seen +142% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.1% | 181 |
| 2021 | +7.3% | 194 |
| 2022 | +4.4% | 202 |
| 2023 | +13.8% | 230 |
| 2024 | +5.3% | 242 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 67 business establishments in ZIP 10548, employing approximately 1,845 people with a combined annual payroll of $165,934,000.
67
Businesses
1,845
Employees
$165.9M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 11 | 16.4% |
| Other services (except public administration) | 11 | 16.4% |
| Professional, scientific, and technical services | 8 | 11.9% |
| Administrative and support and waste management and remediation services | 8 | 11.9% |
| Health care and social assistance | 7 | 10.4% |
| Retail trade | 6 | 9.0% |
| Accommodation and food services | 5 | 7.5% |
| Educational services | 3 | 4.5% |
| Arts, entertainment, and recreation | 3 | 4.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 10548 vs 10511 →
ZIP 10548 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 10566
Peekskill (10566)
23,570 residents
- 10567
Cortlandt Manor (10567)
19,929 residents
- 10520
Croton On Hudson (10520)
12,810 residents
- 10927
Haverstraw (10927)
11,910 residents
- 10923 8,732
Garnerville (10923)
8,732 residents
- 10920 8,554
Congers (10920)
8,554 residents
- 10993 4,769
West Haverstraw (10993)
4,769 residents
- 10548 3,487
Montrose (10548)
3,487 residents
- 10511 2,246
Buchanan (10511)
2,246 residents
What this shows Among its immediate neighbors, ZIP 10548 ranks #8 by population - useful context the national average alone can't give.
ZIP 10548 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 10920
Congers (10920)
$145,567 median income
- 10567
Cortlandt Manor (10567)
$144,194 median income
- 10520
Croton On Hudson (10520)
$142,791 median income
- 10548
Montrose (10548)
$142,273 median income
- 10511
Buchanan (10511)
$128,218 median income
- 10923
Garnerville (10923)
$100,469 median income
- 10596
Verplanck (10596)
$98,091 median income
- 10566
Peekskill (10566)
$85,954 median income
- 10927
Haverstraw (10927)
$75,167 median income
What this shows By household income, ZIP 10548 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 10511 | Buchanan, NY | 2,246 | 1.2 mi |
| 10596 | Verplanck, NY | 1,729 | 1.4 mi |
| 10566 | Peekskill, NY | 23,570 | 3.0 mi |
| 10993 | West Haverstraw, NY | 4,769 | 3.3 mi |
| 10567 | Cortlandt Manor, NY | 19,929 | 3.5 mi |
| 10927 | Haverstraw, NY | 11,910 | 4.1 mi |
| 10520 | Croton On Hudson, NY | 12,810 | 3.8 mi |
| 10986 | Tomkins Cove, NY | 1,974 | 3.9 mi |
| 10920 | Congers, NY | 8,554 | 6.5 mi |
| 10923 | Garnerville, NY | 8,732 | 4.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 10548, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,487 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Westchester County
Related Areas
Frequently Asked Questions
What county is ZIP code 10548 in?
ZIP code 10548 (Montrose) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10548?
ZIP code 10548 in Montrose, NY has a population of 3,487 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10548?
The median household income in ZIP 10548 is $142,273, which is 86% above the national average of $76,288.
What is the average home value in ZIP 10548?
The median home value in ZIP 10548 is $426,000, which is 53% above the national average of $278,155.
What is the demographic makeup of ZIP 10548?
The largest racial group in ZIP 10548 is White at 77.5%. Hispanic or Latino residents make up 26.6% of the population.
How many businesses are in ZIP code 10548?
ZIP code 10548 has 67 business establishments employing approximately 1,845 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10548?
The top industries by establishment count in ZIP 10548 are: Construction (11), Other services (except public administration) (11), Professional, scientific, and technical services (8). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 10548?
According to the FHFA House Price Index, home values in ZIP 10548 increased by 5.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 142%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10548?
In ZIP code 10548, 66.7% of residents aged 25+ have a high school diploma or higher, and 42.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10548?
The mean commute time for workers in ZIP code 10548 is 31.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10548?
In ZIP code 10548, approximately 78.9% of occupied housing units are owner-occupied and 21.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10548?
The poverty rate in ZIP code 10548 is 8.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 10548's numbers, next.
- See how ZIP 10548 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Montrose, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.