Residential delivery area · New York
ZIP Code 10520: Croton On Hudson, NY
ZIP code 10520 uses the postal name Croton On Hudson, New York and lies entirely in Westchester County (Census 2020 ZIP-county file). About 12,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $142,791 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Croton-on-Hudson (33%) and Crugers (5%), and under 1% in smaller places; 62% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Croton On Hudson · its only residential ZIP
- County
- Westchester County
- Census places
- Croton-on-Hudson (33%); Crugers (5%) census-designated place
- Metro area
- New York-Newark-Jersey City, NY-NJ
- House district
- NY-17 119th Congress
- State
- New York
- Time zone
- Eastern
- Land area
- 14.4 sq mi · 856 people per sq mi
- PO Box ZIPs
- 10521 also use the name Croton On Hudson
Where is ZIP code 10520?
10520 centers on 41.227°, -73.868° and covers 14.4 square miles of land plus 1.4 of water. It borders 4 ZIP codes: 10562, 10548, 10567, 10598.
The map draws ZIP code areas only. For the streets inside 10520, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 10520 compare with the rest of Westchester County?
| Measure | 10520 | In Westchester County | In NY |
|---|---|---|---|
| People (ACS 2020-2024) | 12,368 | 33rd of 77 | 468th of 1,826 |
| Median household income | $143k | 29th of 61 | 134th of 1,081 |
| Median home value | $702k | 29th of 65 | 189th of 1,172 |
Its median household income is higher than in 95% of U.S. residential ZIP codes, and it is denser than 77% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 10520?
The 2020 Census counted 13,226 people in 10520; the ACS, which samples households over 2020-2024, estimates 12,368. Between the 2010 and 2020 censuses its population grew 3.2% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 12,368
- 2020 Census count
- 13,226+3.2% since 2010 (12,810)
- Households
- 5,058
- Median age
- 48.7
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 10520?
Of the 12,368 people the ACS estimates in 10520, 18.5% are under 18 and 23.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (74.7%), then Hispanic or Latino (14.2%).
- Under 1818.5%
- 18 to 6458.0%
- 65 and older23.5%
- White, not Hispanic74.7%
- Hispanic or Latino14.2%
- Other or two or more4.5%
- Asian, not Hispanic3.4%
- Black, not Hispanic3.3%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 10520 earn?
Median household income is $142,791 (ACS 2020-2024), the 29th highest of the 61 ranked ZIP codes in Westchester County. It is not measurably different from 2015-2019 ($135,084 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $142,791±$23,041
- Income per person
- $87,889
- Below the poverty line
- 5.3%
- Unemployed (of the labor force)
- 6.7%
- Adults 25+ with a bachelor's degree
- 63.4%
- Adjusted gross income per tax return, 2022
- $179,5466,420 returns; wages 67% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 10520?
FHFA's house price index for 10520, built from repeat sales and appraisals of the same homes, rose 64% from 2015 to 2025 and rose 46% from 2020 to 2025, and moved −1.1% in 2025.
- Median home value (owners' estimate)
- $702,200
- Median gross rent
- $2,002
- Homes owned by their occupants
- 65.8%
- Housing units
- 5,553
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 10520?
412 business establishments had a location in this ZIP code in 2023, 6 fewer than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services63
- Construction58
- Accommodation and food services47
- Other services (except public administration)46
- Retail trade39
- Health care and social assistance37
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 10520?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 10562 | Ossining | 33,793 | $116k | 3.1 mi |
| 10548 | Montrose | 4,254 | $142k | 3.9 mi |
| 10567 | Cortlandt Manor | 19,976 | $144k | 4.5 mi |
| 10598 | Yorktown Heights | 28,821 | $174k | 5.3 mi |
| 10545 | Maryknoll | 185 | – | 3.7 mi (near) |
| 10546 | Millwood | 1,392 | $207k | 4.1 mi (near) |
| 10511 | Buchanan | 2,397 | $128k | 4.7 mi (near) |
| 10517 | Crompond | 584 | $117k | 5.0 mi (near) |
| 10566 | Peekskill | 25,625 | $86k | 5.0 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.
Which other ZIP codes use the name Croton On Hudson?
1 more ZIP code carries the postal name Croton On Hudson, NY without a residential delivery area: PO boxes at the post office, or a single organization with its own ZIP code. The Census Bureau publishes no figures for it.
| ZIP | County |
|---|---|
| 10521 | Westchester County |
Source: GeoNames postal codes (CC BY 4.0), downloaded 2026-10-09; a ZIP code with no Census ZCTA has no residential delivery area.