ZIP Code 10520
standardSource:
Croton On Hudson · Westchester County · New York
- Population
- 12,810
- Median income
- $142,791
- Median home value
- $702,200
- Bachelor's or higher
- 63.4%
- Land area
- 35.7 sq mi
359/sq mi
▲ 87% vs US
higher than 95% of US ZIPs
▲ 152% vs US
higher than 94% of US ZIPs
Median age 48.7
New York
ZIP code 10520 in Croton On Hudson, New York has a population of 12,810. The median household income is $142,791, which is 87% above the national average. Median home value is $702,200, 152% above the US average. 63.4% of residents hold a bachelor's degree or higher.
ZIP code 10520 is classified by USPS as a standard delivery area and covers roughly 35.7 square miles in Croton On Hudson, Westchester County, New York. The area is home to 12,810 residents, producing a population density of 359 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 10520 against New York and the nation.
On the economic side, the median household income for ZIP 10520 sits at $142,791 (54% above the New York average), while per-capita income is $87,889. The poverty rate stands at 5.3% and the unemployment rate at 6.7%. On housing, the median home value is $702,200 (86% above the state average) with median rent at $2,002 per month, and 65.8% of occupied units are owner-occupied, a direct signal of whether 10520 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 63.4% of adults hold a bachelor's degree or higher, the median age is 48.7, and the average commute is 41 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Westchester County, so you can benchmark 10520 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 10520
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 10520.
- Professional, scientific, and technical services
Professional, scientific, and technical services
63 establishments
- Construction
Construction
58 establishments
- Accommodation and food services
Accommodation and food services
47 establishments
- Other services (except public administration)
Other services (except public administration)
46 establishments
- Retail trade
Retail trade
39 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 10520, Croton On Hudson, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
12,810
Population
35.7
Area (sq mi)
359
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 10520?
48.7
Median Age
48.2%
Male
51.8%
Female
13.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$142,791
Median Household Income
+54% vs state
$87,889
Per Capita Income
5.3%
Poverty Rate
6.7%
Unemployment Rate
40.7 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
5,553
Total Housing Units
5,058
Occupied Units
495
Vacant Units
2.37
Avg Household Size
Occupancy Type
$702,200
Median Home Value
+86% vs state
$2,002
Median Rent
1960
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+13.6%
YoY Change (2024)
259
HPI Index (2000 = 100)
+159%
Total Change Since 2000
Home values in ZIP 10520 have increased 13.6% over the past year (2024). Since 2000, this ZIP has seen +159% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.5% | 173 |
| 2021 | +6.2% | 184 |
| 2022 | +10.1% | 203 |
| 2023 | +12.7% | 228 |
| 2024 | +13.6% | 259 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 412 business establishments in ZIP 10520, employing approximately 3,020 people with a combined annual payroll of $151,728,000.
412
Businesses
3,020
Employees
$151.7M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 63 | 15.3% |
| Construction | 58 | 14.1% |
| Accommodation and food services | 47 | 11.4% |
| Other services (except public administration) | 46 | 11.2% |
| Retail trade | 39 | 9.5% |
| Health care and social assistance | 37 | 9.0% |
| Administrative and support and waste management and remediation services | 28 | 6.8% |
| Real estate and rental and leasing | 20 | 4.8% |
| Finance and insurance | 14 | 3.4% |
| Educational services | 14 | 3.4% |
| Arts, entertainment, and recreation | 14 | 3.4% |
| Information | 13 | 3.2% |
| Wholesale trade | 7 | 1.7% |
| Manufacturing | 5 | 1.2% |
| Transportation and warehousing | 3 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 10520 vs 10562 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 10562 | Ossining, NY | 31,796 | 2.9 mi |
| 10545 | Maryknoll, NY | 141 | 3.5 mi |
| 10517 | Crompond, NY | 539 | 5.4 mi |
| 10548 | Montrose, NY | 3,487 | 3.8 mi |
| 10567 | Cortlandt Manor, NY | 19,929 | 4.9 mi |
| 10546 | Millwood, NY | 1,277 | 4.1 mi |
| 10993 | West Haverstraw, NY | 4,769 | 5.5 mi |
| 10511 | Buchanan, NY | 2,246 | 4.8 mi |
| 10566 | Peekskill, NY | 23,570 | 5.3 mi |
| 10547 | Mohegan Lake, NY | 7,647 | 6.4 mi |
More ZIP Codes in Westchester County
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Frequently Asked Questions
What county is ZIP code 10520 in? ▼
What is the population of ZIP code 10520? ▼
What is the median household income in ZIP 10520? ▼
What is the average home value in ZIP 10520? ▼
What is the demographic makeup of ZIP 10520? ▼
How many businesses are in ZIP code 10520? ▼
What are the main industries in ZIP code 10520? ▼
How have home values changed in ZIP code 10520? ▼
What is the education level in ZIP code 10520? ▼
What is the average commute time in ZIP 10520? ▼
What percentage of residents own vs. rent in ZIP 10520? ▼
What is the poverty rate in ZIP code 10520? ▼
ZIP Code Research Guides
Official Data Resources for Croton On Hudson, NY
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.