Residential delivery area · New York
ZIP Code 10546: Millwood, NY
ZIP code 10546 uses the postal name Millwood, New York and lies entirely in Westchester County (Census 2020 ZIP-county file). About 1,400 people live there (Census Bureau, ACS 2020-2024). Median household income is $206,750 (Census Bureau, ACS 2020-2024). By Census place, 50% of its land lies in Millwood (a census-designated place); 50% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Millwood · its only residential ZIP
- County
- Westchester County
- Census places
- Millwood census-designated place
- Metro area
- New York-Newark-Jersey City, NY-NJ
- House district
- NY-17 119th Congress
- State
- New York
- Time zone
- Eastern
- Land area
- 1.2 sq mi · 1,154 people per sq mi
Where is ZIP code 10546?
10546 centers on 41.197°, -73.801° and covers 1.2 square miles of land plus 0.0 of water. It borders 3 ZIP codes: 10562, 10514, 10510.
The map draws ZIP code areas only. For the streets inside 10546, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 10546 compare with the rest of Westchester County?
| Measure | 10546 | In Westchester County | In NY |
|---|---|---|---|
| People (ACS 2020-2024) | 1,392 | 66th of 77 | 1,185th of 1,826 |
| Median household income | $207k | not ranked | not ranked |
| Median home value | $871k | 13th of 65 | 108th of 1,172 |
10546's median household income is not ranked: its 90% margin of error (±$53,169) is more than a quarter of the figure ($206,750). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 80% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 10546?
The 2020 Census counted 1,426 people in 10546; the ACS, which samples households over 2020-2024, estimates 1,392. Between the 2010 and 2020 censuses its population grew 11.7% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 1,392±362 (90% margin)
- 2020 Census count
- 1,426+11.7% since 2010 (1,277)
- Households
- 573
- Median age
- 51.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 10546?
Of the 1,392 people the ACS estimates in 10546, 22.6% are under 18 and 20.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (69.7%), then Asian (not Hispanic) (15.7%).
- Under 1822.6%
- 18 to 6457.1%
- 65 and older20.3%
- White, not Hispanic69.7%
- Asian, not Hispanic15.7%
- Hispanic or Latino10.1%
- Other or two or more3.8%
- Black, not Hispanic0.6%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 10546 earn?
Median household income is $206,750 (ACS 2020-2024). It fell from $291,665 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $206,750±$53,169
- Income per person
- $88,933
- Below the poverty line
- 3.9%
- Unemployed (of the labor force)
- 0.0%
- Adults 25+ with a bachelor's degree
- 83.9%
- Adjusted gross income per tax return, 2022
- $250,344700 returns; wages 67% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 10546?
FHFA's house price index for 10546, built from repeat sales and appraisals of the same homes, rose 103% from 2015 to 2025 and rose 68% from 2020 to 2025.
- Median home value (owners' estimate)
- $871,000
- Median gross rent
- $3,500 or more
- Homes owned by their occupants
- 81.3%
- Housing units
- 605
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 10546?
69 business establishments had a location in this ZIP code in 2023, 1 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade12
- Other services (except public administration)9
- Professional, scientific, and technical services6
- Administrative and support and waste management and remediation services6
- Health care and social assistance6
- Accommodation and food services6
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 10546?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 10562 | Ossining | 33,793 | $116k | 1.3 mi |
| 10514 | Chappaqua | 11,790 | $250k+ | 2.3 mi |
| 10510 | Briarcliff Manor | 10,226 | $221k | 4.4 mi |
| 10545 | Maryknoll | 185 | – | 2.2 mi (near) |
| 10520 | Croton On Hudson | 12,368 | $143k | 4.1 mi (near) |
| 10549 | Mount Kisco | 16,135 | $134k | 4.0 mi (near) |
| 10570 | Pleasantville | 13,289 | $184k | 4.8 mi (near) |
| 10594 | Thornwood | 5,110 | $164k | 5.8 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.