ZIP Code 10514
standardSource:
Chappaqua · Westchester County · New York
- Population
- 11,946
- Median income
- $250,001
- Median home value
- $1,124,300
- Bachelor's or higher
- 84.4%
- Land area
- 33.2 sq mi
360/sq mi
▲ 228% vs US
higher than 100% of US ZIPs
▲ 304% vs US
higher than 98% of US ZIPs
Median age 41.1
New York
ZIP code 10514 in Chappaqua, New York has a population of 11,946. The median household income is $250,001, which is 228% above the national average. Median home value is $1,124,300, 304% above the US average. 84.4% of residents hold a bachelor's degree or higher.
ZIP code 10514 is classified by USPS as a standard delivery area and covers roughly 33.2 square miles in Chappaqua, Westchester County, New York. The area is home to 11,946 residents, producing a population density of 360 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 10514 against New York and the nation.
On the economic side, the median household income for ZIP 10514 sits at $250,001 (170% above the New York average), while per-capita income is $134,413. The poverty rate stands at 3.2% and the unemployment rate at 6.0%. On housing, the median home value is $1,124,300 (197% above the state average) with median rent at $2,667 per month, and 87.3% of occupied units are owner-occupied, a direct signal of whether 10514 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 84.4% of adults hold a bachelor's degree or higher, the median age is 41.1, and the average commute is 49 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Westchester County, so you can benchmark 10514 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 10514
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 10514.
- Professional, scientific, and technical services
Professional, scientific, and technical services
74 establishments
- Health care and social assistance
Health care and social assistance
45 establishments
- Other services (except public administration)
Other services (except public administration)
38 establishments
- Retail trade 29
Retail trade
29 establishments
- Accommodation and food services 25
Accommodation and food services
25 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 10514, Chappaqua, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
11,946
Population
33.2
Area (sq mi)
360
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 10514?
41.1
Median Age
52.1%
Male
47.9%
Female
15.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$250,001
Median Household Income
+170% vs state
$134,413
Per Capita Income
3.2%
Poverty Rate
6.0%
Unemployment Rate
48.9 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
4,137
Total Housing Units
3,999
Occupied Units
138
Vacant Units
2.95
Avg Household Size
Occupancy Type
$1,124,300
Median Home Value
+197% vs state
$2,667
Median Rent
1964
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.2%
YoY Change (2024)
181
HPI Index (2000 = 100)
+81%
Total Change Since 2000
Home values in ZIP 10514 have increased 5.2% over the past year (2024). Since 2000, this ZIP has seen +81% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +0.6% | 139 |
| 2021 | +7.9% | 150 |
| 2022 | +6.8% | 160 |
| 2023 | +7.3% | 172 |
| 2024 | +5.2% | 181 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 349 business establishments in ZIP 10514, employing approximately 3,374 people with a combined annual payroll of $220,881,000.
349
Businesses
3,374
Employees
$220.9M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 74 | 21.2% |
| Health care and social assistance | 45 | 12.9% |
| Other services (except public administration) | 38 | 10.9% |
| Retail trade | 29 | 8.3% |
| Accommodation and food services | 25 | 7.2% |
| Finance and insurance | 24 | 6.9% |
| Construction | 22 | 6.3% |
| Real estate and rental and leasing | 22 | 6.3% |
| Administrative and support and waste management and remediation services | 17 | 4.9% |
| Arts, entertainment, and recreation | 16 | 4.6% |
| Wholesale trade | 15 | 4.3% |
| Information | 10 | 2.9% |
| Educational services | 8 | 2.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 10514 vs 10546 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 10546 | Millwood, NY | 1,277 | 2.2 mi |
| 10594 | Thornwood, NY | 5,117 | 3.9 mi |
| 10570 | Pleasantville, NY | 12,680 | 3.1 mi |
| 10545 | Maryknoll, NY | 141 | 3.4 mi |
| 10549 | Mount Kisco, NY | 16,638 | 3.2 mi |
| 10562 | Ossining, NY | 31,796 | 3.4 mi |
| 10510 | Briarcliff Manor, NY | 9,988 | 4.0 mi |
| 10595 | Valhalla, NY | 8,195 | 6.0 mi |
| 10532 | Hawthorne, NY | 4,931 | 5.3 mi |
| 10504 | Armonk, NY | 7,987 | 4.5 mi |
More ZIP Codes in Westchester County
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Frequently Asked Questions
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How many businesses are in ZIP code 10514? ▼
What are the main industries in ZIP code 10514? ▼
How have home values changed in ZIP code 10514? ▼
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ZIP Code Research Guides
Official Data Resources for Chappaqua, NY
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.