PlainZIP

Mount Kisco, NY · standard

ZIP Code 10549

Westchester County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

16,638
335/sq mi
$133,988
Median income
$668,000
Median home value
65.2%
Bachelor's or higher

The verdict

Mount Kisco pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 6%
household income, US ZIPs
Top 7%
home value, US ZIPs
335
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10549 against every reporting US ZIP.

ZIP code 10549 is a mid-sized community (a standard USPS delivery area) in Mount Kisco, Westchester County, New York, home to 16,638 residents across 49.7 square miles, a density of 335 people per square mile, in the New York time zone.

ZIP 10549 skews affluent, with a median household income of $133,988 (45% above the New York average), while per-capita income is $80,531. 7.0% of residents live below the poverty line, and the unemployment rate reads 4.9%. The typical home here is valued at $668,000 (77% above the state average); renters pay a median of $1,571 monthly, and 76.8% of units are owner-occupied.

This is a highly-educated ZIP: 65.2% of adults hold a bachelor's degree or higher, the median age is 41.6, and the average commute is 36 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Westchester County, so you can benchmark 10549 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 10549

Top 5 sectors by establishment count in Mount Kisco, NY

Which industries have the most business establishments in ZIP 10549.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10549, Mount Kisco, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

16,638

Population

49.7

Area (sq mi)

335

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 10549?

41.6

Median Age

52.8%

Male

47.2%

Female

22.5%

Foreign-Born

White 70.3%
African American 5.9%
Asian 3.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.2%
Hispanic or Latino 21.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$133,988

Median Household Income

+45% vs state

$80,531

Per Capita Income

7.0%

Poverty Rate

4.9%

Unemployment Rate

35.6 min

Mean Commute Time

How ZIP 10549 ranks nationally

Mount Kisco, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$133,988 Top 6% higher than 94% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 78.8%
Bachelor's Degree or Higher 65.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,752

Total Housing Units

6,158

Occupied Units

594

Vacant Units

2.59

Avg Household Size

Occupancy Type

Owner 76.8%
Renter 23.2%

$668,000

Median Home Value

+77% vs state

$1,571

Median Rent

1968

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.3%

YoY Change (2024)

230

HPI Index (2000 = 100)

+130%

Total Change Since 2000

Home values in ZIP 10549 have increased 4.3% over the past year (2024). Since 2000, this ZIP has seen +130% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.7% 159
2021 +8.0% 172
2022 +13.7% 196
2023 +12.7% 221
2024 +4.3% 230

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 877 business establishments in ZIP 10549, employing approximately 14,985 people with a combined annual payroll of $903,873,000.

877

Businesses

14,985

Employees

$903.9M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 166 18.9%
Retail trade 98 11.2%
Professional, scientific, and technical services 96 10.9%
Other services (except public administration) 85 9.7%
Accommodation and food services 78 8.9%
Construction 71 8.1%
Administrative and support and waste management and remediation services 65 7.4%
Finance and insurance 58 6.6%
Real estate and rental and leasing 33 3.8%
Wholesale trade 31 3.5%
Arts, entertainment, and recreation 25 2.9%
Information 22 2.5%
Educational services 19 2.2%
Manufacturing 14 1.6%
Transportation and warehousing 12 1.4%
Management of companies and enterprises 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 10549 vs 10507 →

ZIP 10549 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 10549 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 10549 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 10549 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
10507 Bedford Hills, NY 6,408 2.6 mi
10514 Chappaqua, NY 11,946 3.2 mi
10546 Millwood, NY 1,277 4.1 mi
10504 Armonk, NY 7,987 4.9 mi
10506 Bedford, NY 5,790 4.6 mi
10536 Katonah, NY 10,739 5.1 mi
10562 Ossining, NY 31,796 5.7 mi
10501 Amawalk, NY 1,219 6.8 mi
10594 Thornwood, NY 5,117 6.4 mi
10545 Maryknoll, NY 141 6.1 mi

More ZIP Codes in Westchester County

10701 standard
Yonkers, NY
Pop: 63,393
10801 standard
New Rochelle, NY
Pop: 40,827
10583 standard
Scarsdale, NY
Pop: 38,982
10705 standard
Yonkers, NY
Pop: 38,777
10573 standard
Port Chester, NY
Pop: 38,352
10550 standard
Mount Vernon, NY
Pop: 37,144

Related Areas

Westchester County Mount Kisco, NY New York

Frequently Asked Questions

What county is ZIP code 10549 in? ▼
ZIP code 10549 (Mount Kisco) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10549? ▼
ZIP code 10549 in Mount Kisco, NY has a population of 16,638 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10549? ▼
The median household income in ZIP 10549 is $133,988, which is 76% above the national average of $76,288.
What is the average home value in ZIP 10549? ▼
The median home value in ZIP 10549 is $668,000, which is 140% above the national average of $278,155.
What is the demographic makeup of ZIP 10549? ▼
The largest racial group in ZIP 10549 is White at 70.3%. Hispanic or Latino residents make up 21.9% of the population.
How many businesses are in ZIP code 10549? ▼
ZIP code 10549 has 877 business establishments employing approximately 14,985 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10549? ▼
The top industries by establishment count in ZIP 10549 are: Health care and social assistance (166), Retail trade (98), Professional, scientific, and technical services (96). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 10549? ▼
According to the FHFA House Price Index, home values in ZIP 10549 increased by 4.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 130%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10549? ▼
In ZIP code 10549, 78.8% of residents aged 25+ have a high school diploma or higher, and 65.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10549? ▼
The mean commute time for workers in ZIP code 10549 is 35.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10549? ▼
In ZIP code 10549, approximately 76.8% of occupied housing units are owner-occupied and 23.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10549? ▼
The poverty rate in ZIP code 10549 is 7.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.