Mount Kisco, NY · standard
ZIP Code 10549
Westchester County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 16,638
- 335/sq mi High-density area
- $133,988
- Median income Above-median income area
- $668,000
- Median home value Above-median home value
- 65.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Mount Kisco pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 6%
- household income, US ZIPs
- Top 7%
- home value, US ZIPs
- 335
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10549 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 10549 (Mount Kisco, NY) rose +4.3% from 2023 to 2024. The all-transactions index moved from 220.9 in 2023 to 230.4 in 2024 (2000 = 100).
ZIP code 10549 is a mid-sized community (a standard USPS delivery area) in Mount Kisco, Westchester County, New York, home to 16,638 residents across 49.7 square miles, a density of 335 people per square mile, in the New York time zone.
ZIP 10549 skews affluent, with a median household income of $133,988 (45% above the average New York ZIP), while per-capita income is $80,531. The poverty rate is 7.0%, with unemployment at 4.9%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $668,000 (77% above the average New York ZIP), while 76.8% of occupied homes are owner-occupied and median rent is $1,571.
This is a highly-educated ZIP: 65.2% of adults hold a bachelor's degree or higher, the median age is 41.6, and the average commute is 36 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Westchester County, so 10549 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 10549
Top 5 sectors by establishment count in Mount Kisco, NY
Which industries have the most business establishments in ZIP 10549.
- Health care and social assistance
Health care and social assistance
166 establishments
- Retail trade
Retail trade
98 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
96 establishments
- Other services (except public administration)
Other services (except public administration)
85 establishments
- Accommodation and food services
Accommodation and food services
78 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10549, Mount Kisco, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
16,638
Population
49.7
Area (sq mi)
335
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 10549?
41.6
Median Age
52.8%
Male
47.2%
Female
22.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$133,988
Median Household Income
+45% vs state ZIP avg
$80,531
Per Capita Income
7.0%
Poverty Rate
4.9%
Unemployment Rate
35.6 min
Mean Commute Time
How ZIP 10549 ranks among New York ZIPs
Mount Kisco, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$133,988 Top 14% higher than 86% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,752housing units
6,752
Total Housing Units
6,158
Occupied Units
594
Vacant Units
2.59
Avg Household Size
Occupancy Type
$668,000
Median Home Value
+77% vs state ZIP avg
$1,571
Median Rent
1968
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.3%
YoY Change (2024)
230
HPI Index (2000 = 100)
+130%
Total Change Since 2000
Home values in ZIP 10549 have increased 4.3% over the past year (2024). Since 2000, this ZIP has seen +130% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.7% | 159 |
| 2021 | +8.0% | 172 |
| 2022 | +13.7% | 196 |
| 2023 | +12.7% | 221 |
| 2024 | +4.3% | 230 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 877 business establishments in ZIP 10549, employing approximately 14,985 people with a combined annual payroll of $903,873,000.
877
Businesses
14,985
Employees
$903.9M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 166 | 18.9% |
| Retail trade | 98 | 11.2% |
| Professional, scientific, and technical services | 96 | 10.9% |
| Other services (except public administration) | 85 | 9.7% |
| Accommodation and food services | 78 | 8.9% |
| Construction | 71 | 8.1% |
| Administrative and support and waste management and remediation services | 65 | 7.4% |
| Finance and insurance | 58 | 6.6% |
| Real estate and rental and leasing | 33 | 3.8% |
| Wholesale trade | 31 | 3.5% |
| Arts, entertainment, and recreation | 25 | 2.9% |
| Information | 22 | 2.5% |
| Educational services | 19 | 2.2% |
| Manufacturing | 14 | 1.6% |
| Transportation and warehousing | 12 | 1.4% |
| Management of companies and enterprises | 3 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 10549 vs 10507 →
ZIP 10549 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 10562
Ossining (10562)
31,796 residents
- 10549
Mount Kisco (10549)
16,638 residents
- 10514 11,946
Chappaqua (10514)
11,946 residents
- 10536 10,739
Katonah (10536)
10,739 residents
- 10504 7,987
Armonk (10504)
7,987 residents
- 10507 6,408
Bedford Hills (10507)
6,408 residents
- 10506 5,790
Bedford (10506)
5,790 residents
- 10594 5,117
Thornwood (10594)
5,117 residents
- 10546 1,277
Millwood (10546)
1,277 residents
What this shows Among its immediate neighbors, ZIP 10549 ranks #2 by population - useful context the national average alone can't give.
ZIP 10549 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 10504
Armonk (10504)
$250,000 median income
- 10506
Bedford (10506)
$250,000 median income
- 10514
Chappaqua (10514)
$250,000 median income
- 10536
Katonah (10536)
$250,000 median income
- 10501
Amawalk (10501)
$220,449 median income
- 10546
Millwood (10546)
$206,750 median income
- 10594
Thornwood (10594)
$163,542 median income
- 10549
Mount Kisco (10549)
$133,988 median income
- 10562
Ossining (10562)
$115,697 median income
What this shows By household income, ZIP 10549 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 10507 | Bedford Hills, NY | 6,408 | 2.6 mi |
| 10514 | Chappaqua, NY | 11,946 | 3.2 mi |
| 10546 | Millwood, NY | 1,277 | 4.1 mi |
| 10504 | Armonk, NY | 7,987 | 4.9 mi |
| 10506 | Bedford, NY | 5,790 | 4.6 mi |
| 10536 | Katonah, NY | 10,739 | 5.1 mi |
| 10562 | Ossining, NY | 31,796 | 5.7 mi |
| 10501 | Amawalk, NY | 1,219 | 6.8 mi |
| 10594 | Thornwood, NY | 5,117 | 6.4 mi |
| 10545 | Maryknoll, NY | 141 | 6.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 10549, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (16,638 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Westchester County
Related Areas
Frequently Asked Questions
What county is ZIP code 10549 in?
ZIP code 10549 (Mount Kisco) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10549?
ZIP code 10549 in Mount Kisco, NY has a population of 16,638 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10549?
The median household income in ZIP 10549 is $133,988, which is 76% above the national average of $76,288.
What is the average home value in ZIP 10549?
The median home value in ZIP 10549 is $668,000, which is 140% above the national average of $278,155.
What is the demographic makeup of ZIP 10549?
The largest racial group in ZIP 10549 is White at 70.3%. Hispanic or Latino residents make up 21.9% of the population.
How many businesses are in ZIP code 10549?
ZIP code 10549 has 877 business establishments employing approximately 14,985 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10549?
The top industries by establishment count in ZIP 10549 are: Health care and social assistance (166), Retail trade (98), Professional, scientific, and technical services (96). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 10549?
According to the FHFA House Price Index, home values in ZIP 10549 increased by 4.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 130%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10549?
In ZIP code 10549, 78.8% of residents aged 25+ have a high school diploma or higher, and 65.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10549?
The mean commute time for workers in ZIP code 10549 is 35.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10549?
In ZIP code 10549, approximately 76.8% of occupied housing units are owner-occupied and 23.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10549?
The poverty rate in ZIP code 10549 is 7.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 10549's numbers, next.
- See how ZIP 10549 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Mount Kisco, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.