ZIP Code 10549

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Source:

Mount Kisco · Westchester County · New York

Population
16,638

335/sq mi

Median income
$133,988

▲ 76% vs US

higher than 94% of US ZIPs

Median home value
$668,000

▲ 140% vs US

higher than 93% of US ZIPs

Bachelor's or higher
65.2%

Median age 41.6

Land area
49.7 sq mi

New York

ZIP code 10549 in Mount Kisco, New York has a population of 16,638. The median household income is $133,988, which is 76% above the national average. Median home value is $668,000, 140% above the US average. 65.2% of residents hold a bachelor's degree or higher.

ZIP code 10549 is classified by USPS as a standard delivery area and covers roughly 49.7 square miles in Mount Kisco, Westchester County, New York. The area is home to 16,638 residents, producing a population density of 335 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 10549 against New York and the nation.

On the economic side, the median household income for ZIP 10549 sits at $133,988 (45% above the New York average), while per-capita income is $80,531. The poverty rate stands at 7.0% and the unemployment rate at 4.9%. On housing, the median home value is $668,000 (77% above the state average) with median rent at $1,571 per month, and 76.8% of occupied units are owner-occupied, a direct signal of whether 10549 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 65.2% of adults hold a bachelor's degree or higher, the median age is 41.6, and the average commute is 36 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Westchester County, so you can benchmark 10549 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 10549

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 10549.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 10549, Mount Kisco, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

16,638

Population

49.7

Area (sq mi)

335

People / sq mi

New York

Time Zone

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ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 10549?

41.6

Median Age

52.8%

Male

47.2%

Female

22.5%

Foreign-Born

White 70.3%
African American 5.9%
Asian 3.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.2%
Hispanic or Latino 21.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$133,988

Median Household Income

+45% vs state

$80,531

Per Capita Income

7.0%

Poverty Rate

4.9%

Unemployment Rate

35.6 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 78.8%
Bachelor's Degree or Higher 65.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,752

Total Housing Units

6,158

Occupied Units

594

Vacant Units

2.59

Avg Household Size

Occupancy Type

Owner 76.8%
Renter 23.2%

$668,000

Median Home Value

+77% vs state

$1,571

Median Rent

1968

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.3%

YoY Change (2024)

230

HPI Index (2000 = 100)

+130%

Total Change Since 2000

Home values in ZIP 10549 have increased 4.3% over the past year (2024). Since 2000, this ZIP has seen +130% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.7% 159
2021 +8.0% 172
2022 +13.7% 196
2023 +12.7% 221
2024 +4.3% 230

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 877 business establishments in ZIP 10549, employing approximately 14,985 people with a combined annual payroll of $903,873,000.

877

Businesses

14,985

Employees

$903.9M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 166 18.9%
Retail trade 98 11.2%
Professional, scientific, and technical services 96 10.9%
Other services (except public administration) 85 9.7%
Accommodation and food services 78 8.9%
Construction 71 8.1%
Administrative and support and waste management and remediation services 65 7.4%
Finance and insurance 58 6.6%
Real estate and rental and leasing 33 3.8%
Wholesale trade 31 3.5%
Arts, entertainment, and recreation 25 2.9%
Information 22 2.5%
Educational services 19 2.2%
Manufacturing 14 1.6%
Transportation and warehousing 12 1.4%
Management of companies and enterprises 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 10549 vs 10507 →

ZIP Code City Population Distance
10507 Bedford Hills, NY 6,408 2.6 mi
10514 Chappaqua, NY 11,946 3.2 mi
10546 Millwood, NY 1,277 4.1 mi
10504 Armonk, NY 7,987 4.9 mi
10506 Bedford, NY 5,790 4.6 mi
10536 Katonah, NY 10,739 5.1 mi
10562 Ossining, NY 31,796 5.7 mi
10501 Amawalk, NY 1,219 6.8 mi
10594 Thornwood, NY 5,117 6.4 mi
10545 Maryknoll, NY 141 6.1 mi

More ZIP Codes in Westchester County

Frequently Asked Questions

What county is ZIP code 10549 in?
ZIP code 10549 (Mount Kisco) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10549?
ZIP code 10549 in Mount Kisco, NY has a population of 16,638 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10549?
The median household income in ZIP 10549 is $133,988, which is 76% above the national average of $76,288.
What is the average home value in ZIP 10549?
The median home value in ZIP 10549 is $668,000, which is 140% above the national average of $278,155.
What is the demographic makeup of ZIP 10549?
The largest racial group in ZIP 10549 is White at 70.3%. Hispanic or Latino residents make up 21.9% of the population.
How many businesses are in ZIP code 10549?
ZIP code 10549 has 877 business establishments employing approximately 14,985 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10549?
The top industries by establishment count in ZIP 10549 are: Health care and social assistance (166), Retail trade (98), Professional, scientific, and technical services (96). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 10549?
According to the FHFA House Price Index, home values in ZIP 10549 increased by 4.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 130%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10549?
In ZIP code 10549, 78.8% of residents aged 25+ have a high school diploma or higher, and 65.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10549?
The mean commute time for workers in ZIP code 10549 is 35.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10549?
In ZIP code 10549, approximately 76.8% of occupied housing units are owner-occupied and 23.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10549?
The poverty rate in ZIP code 10549 is 7.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Mount Kisco, NY

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.