Bedford, NY · standard
ZIP Code 10506
Westchester County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,790
- 137/sq mi High-density area
- $250,000+
- Median income Above-median income area
- $1,175,500
- Median home value Above-median home value
- 85.1%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Bedford pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 1%
- household income, US ZIPs
- Top 2%
- home value, US ZIPs
- 137
- people per sq mi
- 97%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10506 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 10506 (Bedford, NY) rose +8.8% from 2023 to 2024. The all-transactions index moved from 168.7 in 2023 to 183.6 in 2024 (2000 = 100).
ZIP code 10506 is a mid-sized community (a standard USPS delivery area) in Bedford, Westchester County, New York, home to 5,790 residents across 42.4 square miles, a density of 137 people per square mile, in the New York time zone.
ZIP 10506 skews affluent, with a median household income of $250,000+ (170% above the average New York ZIP), while per-capita income is $141,676. The poverty rate is 3.4%, with unemployment at 4.2%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $1,175,500 (211% above the average New York ZIP), while 97.4% of occupied homes are owner-occupied and median rent is $2,600.
This is a highly-educated ZIP: 85.1% of adults hold a bachelor's degree or higher, the median age is 44.6, and the average commute is 45 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Westchester County, so 10506 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 10506
Top 5 sectors by establishment count in Bedford, NY
Which industries have the most business establishments in ZIP 10506.
- Professional, scientific, and technical services
Professional, scientific, and technical services
41 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
33 establishments
- Retail trade
Retail trade
28 establishments
- Construction
Construction
25 establishments
- Health care and social assistance
Health care and social assistance
17 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10506, Bedford, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,790
Population
42.4
Area (sq mi)
137
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 10506?
44.6
Median Age
52.0%
Male
48.0%
Female
7.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$250,000+
Median Household Income
+170% vs state ZIP avg
$141,676
Per Capita Income
3.4%
Poverty Rate
4.2%
Unemployment Rate
44.7 min
Mean Commute Time
How ZIP 10506 ranks among New York ZIPs
Bedford, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$250,000 Top 1% higher than 99% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,411housing units
2,411
Total Housing Units
2,240
Occupied Units
171
Vacant Units
2.77
Avg Household Size
Occupancy Type
$1,175,500
Median Home Value
+211% vs state ZIP avg
$2,600
Median Rent
1968
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.8%
YoY Change (2024)
184
HPI Index (2000 = 100)
+84%
Total Change Since 2000
Home values in ZIP 10506 have increased 8.8% over the past year (2024). Since 2000, this ZIP has seen +84% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.3% | 136 |
| 2021 | +4.7% | 143 |
| 2022 | +5.1% | 150 |
| 2023 | +12.4% | 169 |
| 2024 | +8.8% | 184 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 240 business establishments in ZIP 10506, employing approximately 1,404 people with a combined annual payroll of $85,392,000.
240
Businesses
1,404
Employees
$85.4M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 41 | 17.1% |
| Real estate and rental and leasing | 33 | 13.8% |
| Retail trade | 28 | 11.7% |
| Construction | 25 | 10.4% |
| Health care and social assistance | 17 | 7.1% |
| Other services (except public administration) | 17 | 7.1% |
| Arts, entertainment, and recreation | 13 | 5.4% |
| Finance and insurance | 12 | 5.0% |
| Educational services | 12 | 5.0% |
| Administrative and support and waste management and remediation services | 11 | 4.6% |
| Accommodation and food services | 11 | 4.6% |
| Wholesale trade | 7 | 2.9% |
| Agriculture, forestry, fishing and hunting | 6 | 2.5% |
| Information | 4 | 1.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 10506 vs 10576 →
ZIP 10506 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 10549
Mount Kisco (10549)
16,638 residents
- 06831
Greenwich (06831)
14,792 residents
- 06903
Stamford (06903)
14,499 residents
- 10536
Katonah (10536)
10,739 residents
- 10504
Armonk (10504)
7,987 residents
- 10507 6,408
Bedford Hills (10507)
6,408 residents
- 10506 5,790
Bedford (10506)
5,790 residents
- 10576 5,116
Pound Ridge (10576)
5,116 residents
- 10526 1,809
Goldens Bridge (10526)
1,809 residents
What this shows Among its immediate neighbors, ZIP 10506 ranks #7 by population - useful context the national average alone can't give.
ZIP 10506 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 10506
Bedford (10506)
$250,000 median income
- 10504
Armonk (10504)
$250,000 median income
- 10518
Cross River (10518)
$250,000 median income
- 10526
Goldens Bridge (10526)
$250,000 median income
- 10536
Katonah (10536)
$250,000 median income
- 10576
Pound Ridge (10576)
$250,000 median income
- 10597
Waccabuc (10597)
$244,853 median income
- 06831
Greenwich (06831)
$227,159 median income
- 06903
Stamford (06903)
$204,028 median income
What this shows By household income, ZIP 10506 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 10576 | Pound Ridge, NY | 5,116 | 3.6 mi |
| 10507 | Bedford Hills, NY | 6,408 | 3.9 mi |
| 10549 | Mount Kisco, NY | 16,638 | 4.6 mi |
| 10518 | Cross River, NY | 1,268 | 5.7 mi |
| 06903 | Stamford, CT | 14,499 | 4.9 mi |
| 06831 | Greenwich, CT | 14,792 | 7.1 mi |
| 10504 | Armonk, NY | 7,987 | 5.5 mi |
| 10536 | Katonah, NY | 10,739 | 6.2 mi |
| 10526 | Goldens Bridge, NY | 1,809 | 7.3 mi |
| 10597 | Waccabuc, NY | 968 | 7.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 10506, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,790 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Westchester County
Related Areas
Frequently Asked Questions
What county is ZIP code 10506 in?
ZIP code 10506 (Bedford) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10506?
ZIP code 10506 in Bedford, NY has a population of 5,790 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10506?
The median household income in ZIP 10506 is $250,000+, which is 228% above the national average of $76,288.
What is the average home value in ZIP 10506?
The median home value in ZIP 10506 is $1,175,500, which is 323% above the national average of $278,155.
What is the demographic makeup of ZIP 10506?
The largest racial group in ZIP 10506 is White at 88.9%. Hispanic or Latino residents make up 6.0% of the population.
How many businesses are in ZIP code 10506?
ZIP code 10506 has 240 business establishments employing approximately 1,404 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10506?
The top industries by establishment count in ZIP 10506 are: Professional, scientific, and technical services (41), Real estate and rental and leasing (33), Retail trade (28). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 10506?
According to the FHFA House Price Index, home values in ZIP 10506 increased by 8.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 84%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10506?
In ZIP code 10506, 90.8% of residents aged 25+ have a high school diploma or higher, and 85.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10506?
The mean commute time for workers in ZIP code 10506 is 44.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10506?
In ZIP code 10506, approximately 97.4% of occupied housing units are owner-occupied and 2.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10506?
The poverty rate in ZIP code 10506 is 3.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 10506's numbers, next.
- See how ZIP 10506 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Bedford, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.