Cross River, NY · standard
ZIP Code 10518
Westchester County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,268
- 142/sq mi High-density area
- $250,000+
- Median income Above-median income area
- $779,000
- Median home value Above-median home value
- 83.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Cross River pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 1%
- household income, US ZIPs
- Top 5%
- home value, US ZIPs
- 142
- people per sq mi
- 93%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10518 against every reporting US ZIP.
ZIP code 10518 is a sparsely populated ZIP (a standard USPS delivery area) in Cross River, Westchester County, New York, home to just 1,268 residents across 8.9 square miles, a density of 142 people per square mile, in the New York time zone.
ZIP 10518 skews affluent, with a median household income of $250,000+ (170% above the average New York ZIP), while per-capita income is $121,644. Unemployment is 12.8%, an important qualifier alongside the household-income figure. Housing is both higher-cost and owner-heavy: median home value is $779,000 (106% above the average New York ZIP), while 92.9% of occupied homes are owner-occupied.
This is a highly-educated ZIP: 83.0% of adults hold a bachelor's degree or higher, the median age is 53.7, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Westchester County, so 10518 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 10518
Top 5 sectors by establishment count in Cross River, NY
Which industries have the most business establishments in ZIP 10518.
- Retail trade
Retail trade
10 establishments
- Other services (except public administration)
Other services (except public administration)
10 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
8 establishments
- Accommodation and food services
Accommodation and food services
7 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10518, Cross River, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,268
Population
8.9
Area (sq mi)
142
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 10518?
53.7
Median Age
55.3%
Male
44.7%
Female
17.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$250,000+
Median Household Income
+170% vs state ZIP avg
$121,644
Per Capita Income
0.0%
Poverty Rate
12.8%
Unemployment Rate
How ZIP 10518 ranks among New York ZIPs
Cross River, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$250,000 Top 1% higher than 99% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
540housing units
540
Total Housing Units
379
Occupied Units
161
Vacant Units
2.62
Avg Household Size
Occupancy Type
$779,000
Median Home Value
+106% vs state ZIP avg
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 60 business establishments in ZIP 10518, employing approximately 305 people with a combined annual payroll of $13,445,000.
60
Businesses
305
Employees
$13.4M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 10 | 16.7% |
| Other services (except public administration) | 10 | 16.7% |
| Professional, scientific, and technical services | 8 | 13.3% |
| Accommodation and food services | 7 | 11.7% |
| Real estate and rental and leasing | 5 | 8.3% |
| Health care and social assistance | 5 | 8.3% |
| Construction | 4 | 6.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 10518 vs 10597 →
ZIP 10518 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 06877
Ridgefield (06877)
24,677 residents
- 10536
Katonah (10536)
10,739 residents
- 10590 6,767
South Salem (10590)
6,767 residents
- 10507 6,408
Bedford Hills (10507)
6,408 residents
- 10506 5,790
Bedford (10506)
5,790 residents
- 10576 5,116
Pound Ridge (10576)
5,116 residents
- 10560 4,737
North Salem (10560)
4,737 residents
- 10526 1,809
Goldens Bridge (10526)
1,809 residents
- 10518 1,268
Cross River (10518)
1,268 residents
What this shows Among its immediate neighbors, ZIP 10518 ranks #9 by population - useful context the national average alone can't give.
ZIP 10518 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 10518
Cross River (10518)
$250,000 median income
- 10506
Bedford (10506)
$250,000 median income
- 10526
Goldens Bridge (10526)
$250,000 median income
- 10536
Katonah (10536)
$250,000 median income
- 10576
Pound Ridge (10576)
$250,000 median income
- 10578
Purdys (10578)
$250,000 median income
- 10597
Waccabuc (10597)
$244,853 median income
- 10590
South Salem (10590)
$211,734 median income
- 10560
North Salem (10560)
$193,906 median income
What this shows By household income, ZIP 10518 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 10597 | Waccabuc, NY | 968 | 1.8 mi |
| 10560 | North Salem, NY | 4,737 | 4.4 mi |
| 10590 | South Salem, NY | 6,767 | 3.4 mi |
| 10576 | Pound Ridge, NY | 5,116 | 4.0 mi |
| 10536 | Katonah, NY | 10,739 | 4.5 mi |
| 10526 | Goldens Bridge, NY | 1,809 | 3.9 mi |
| 10506 | Bedford, NY | 5,790 | 5.7 mi |
| 10578 | Purdys, NY | 681 | 5.2 mi |
| 10507 | Bedford Hills, NY | 6,408 | 5.2 mi |
| 06877 | Ridgefield, CT | 24,677 | 5.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 10518, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,268 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Westchester County
Related Areas
Frequently Asked Questions
What county is ZIP code 10518 in?
ZIP code 10518 (Cross River) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10518?
ZIP code 10518 in Cross River, NY has a population of 1,268 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10518?
The median household income in ZIP 10518 is $250,000+, which is 228% above the national average of $76,288.
What is the average home value in ZIP 10518?
The median home value in ZIP 10518 is $779,000, which is 180% above the national average of $278,155.
What is the demographic makeup of ZIP 10518?
The largest racial group in ZIP 10518 is White at 84.1%.
How many businesses are in ZIP code 10518?
ZIP code 10518 has 60 business establishments employing approximately 305 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10518?
The top industries by establishment count in ZIP 10518 are: Retail trade (10), Other services (except public administration) (10), Professional, scientific, and technical services (8). There are 7 industry sectors represented in total.
What is the education level in ZIP code 10518?
In ZIP code 10518, 83.0% of residents aged 25+ have a high school diploma or higher, and 83.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 10518?
In ZIP code 10518, approximately 92.9% of occupied housing units are owner-occupied and 7.1% are renter-occupied, based on Census ACS 2023 data.
Related
Take this with you
What to do with ZIP 10518's numbers, next.
- See how ZIP 10518 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cross River, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.