Residential delivery area · New York
ZIP Code 10518: Cross River, NY
ZIP code 10518 uses the postal name Cross River, New York and lies entirely in Westchester County (Census 2020 ZIP-county file). About 990 people live there (Census Bureau, ACS 2020-2024). Median household income is $250,000 or more (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- FHFA2021
- ZBP2023
- IRS2022
- Town
- Cross River · its only residential ZIP
- County
- Westchester County
- Metro area
- New York-Newark-Jersey City, NY-NJ
- House district
- NY-17 119th Congress
- State
- New York
- Time zone
- Eastern
- Land area
- 3.8 sq mi · 260 people per sq mi
Where is ZIP code 10518?
10518 centers on 41.266°, -73.588° and covers 3.8 square miles of land plus 0.1 of water. It borders 5 ZIP codes: 10597, 10590, 10576, 10526, 10536.
The map draws ZIP code areas only. For the streets inside 10518, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 10518 compare with the rest of Westchester County?
| Measure | 10518 | In Westchester County | In NY |
|---|---|---|---|
| People (ACS 2020-2024) | 992 | 68th of 77 | 1,300th of 1,826 |
| Median household income | $250k+ | not ranked | not ranked |
| Median home value | $779k | not ranked | not ranked |
10518's income and home value are not ranked: it has fewer than 1,000 residents (992). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 66% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 10518?
The 2020 Census counted 1,327 people in 10518; the ACS, which samples households over 2020-2024, estimates 992. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 992±408 (90% margin)
- 2020 Census count
- 1,327
- Households
- 379
- Median age
- 53.7
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 10518?
Of the 992 people the ACS estimates in 10518, 19.5% are under 18 and 30.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (84.1%), then Asian (not Hispanic) (14.8%).
- Under 1819.5%
- 18 to 6449.7%
- 65 and older30.8%
- White, not Hispanic84.1%
- Asian, not Hispanic14.8%
- Other or two or more1.1%
- Hispanic or Latino0.0%
- Black, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 10518 earn?
Median household income is $250,000 or more (ACS 2020-2024).
- Median household income
- $250,000 or more
- Income per person
- $121,644
- Below the poverty line
- 0.0%
- Unemployed (of the labor force)
- 12.8%
- Adults 25+ with a bachelor's degree
- 83.0%
- Adjusted gross income per tax return, 2022
- $224,306700 returns; wages 63% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 10518?
- Median home value (owners' estimate)
- $779,000
- Median gross rent
- –
- Homes owned by their occupants
- 92.9%
- Housing units
- 540
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 10518?
60 business establishments had a location in this ZIP code in 2023, 8 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade10
- Other services (except public administration)10
- Professional, scientific, and technical services8
- Accommodation and food services7
- Real estate and rental and leasing5
- Health care and social assistance5
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 10518?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 10597 | Waccabuc | 679 | $245k | 1.9 mi |
| 10590 | South Salem | 6,989 | $212k | 2.7 mi |
| 10576 | Pound Ridge | 4,891 | $250k+ | 3.2 mi |
| 10526 | Goldens Bridge | 2,128 | $250k+ | 4.2 mi |
| 10536 | Katonah | 10,669 | $250k+ | 5.2 mi |
| 10560 | North Salem | 4,918 | $194k | 5.2 mi (near) |
| 10578 | Purdys | 1,780 | $250k+ | 5.7 mi (near) |
| 06877 | Ridgefield, CT | 25,110 | $179k | 5.8 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.