ZIP 10546 vs ZIP 10562

This side-by-side compares ZIP 10546 (Millwood, NY) and ZIP 10562 (Ossining, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 10546 has a population of 1,277 at 439 people per square mile, while ZIP 10562 has 31,796 at 890 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 10546 reports a median household income of $206,750 against $115,697 in ZIP 10562, with per-capita income of $88,933 vs $53,037. The share of adults holding a bachelor's degree or higher is 83.9% in 10546 and 43.4% in 10562. Poverty rate reads 3.9% vs 7.8%, and unemployment 0.0% vs 5.5% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $871,000 in 10546 versus $498,700 in 10562, with median rent of $3,501 and $2,184 per month respectively. Homeownership rate is 81.3% vs 59.9%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.