ZIP 10931 vs ZIP 10974

This side-by-side compares ZIP 10931 (Hillburn, NY) and ZIP 10974 (Sloatsburg, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 10931 has a population of 1,023 at 62 people per square mile, while ZIP 10974 has 3,152 at 131 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 10931 reports a median household income of $83,365 against $117,596 in ZIP 10974, with per-capita income of $35,697 vs $56,360. The share of adults holding a bachelor's degree or higher is 25.6% in 10931 and 42.5% in 10974. Poverty rate reads 3.9% vs 5.3%, and unemployment 9.5% vs 6.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $487,000 in 10931 versus $433,300 in 10974, with median rent of $2,023 and $2,789 per month respectively. Homeownership rate is 48.0% vs 77.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.