ZIP 10974 vs ZIP 10931

This side-by-side compares ZIP 10974 (Sloatsburg, NY) and ZIP 10931 (Hillburn, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 10974 has a population of 3,152 at 131 people per square mile, while ZIP 10931 has 1,023 at 62 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 10974 reports a median household income of $117,596 against $83,365 in ZIP 10931, with per-capita income of $56,360 vs $35,697. The share of adults holding a bachelor's degree or higher is 42.5% in 10974 and 25.6% in 10931. Poverty rate reads 5.3% vs 3.9%, and unemployment 6.0% vs 9.5% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $433,300 in 10974 versus $487,000 in 10931, with median rent of $2,789 and $2,023 per month respectively. Homeownership rate is 77.4% vs 48.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.