ZIP 12086 vs ZIP 12025

This side-by-side compares ZIP 12086 (Hagaman, NY) and ZIP 12025 (Broadalbin, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12086 has a population of 1,865 at 119 people per square mile, while ZIP 12025 has 5,505 at 59 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12086 reports a median household income of $78,155 against $74,352 in ZIP 12025, with per-capita income of $34,755 vs $46,857. The share of adults holding a bachelor's degree or higher is 25.9% in 12086 and 31.4% in 12025. Poverty rate reads 4.2% vs 12.4%, and unemployment 0.9% vs 3.4% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $230,800 in 12086 versus $219,000 in 12025, with median rent of $898 and $904 per month respectively. Homeownership rate is 85.6% vs 82.2%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.