PlainZIP

Hagaman, NY · standard

ZIP Code 12086

Montgomery County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,865
119/sq mi
$78,155
Median income
$230,800
Median home value
25.9%
Bachelor's or higher

The verdict

Hagaman pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 41%
household income, US ZIPs
Top 48%
home value, US ZIPs
119
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12086 against every reporting US ZIP.

ZIP code 12086 covers 15.7 square miles in Hagaman, Montgomery County, New York (a standard USPS delivery area), with a modest 1,865 residents on file, a density of 119 people per square mile, in the New York time zone.

ZIP 12086 lands in the middle-income range, with a median household income of $78,155 (15% below the New York average), while per-capita income is $34,755. Local economic indicators show a 4.2% poverty rate alongside 0.9% unemployment. Housing costs here run $230,800 for a typical home value (39% below the state average), with rent averaging $898 a month; 85.6% of homes are owner-occupied.

Educational attainment sits below the national norm: 25.9% of adults hold a bachelor's degree or higher, the median age is 47.3, and the average commute is -. Beyond these figures, 8 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Montgomery County, letting you compare 12086 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12086

Top 5 sectors by establishment count in Hagaman, NY

Which industries have the most business establishments in ZIP 12086.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12086, Hagaman, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,865

Population

15.7

Area (sq mi)

119

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12086?

47.3

Median Age

42.7%

Male

57.3%

Female

1.6%

Foreign-Born

White 95.0%
African American 0.0%
Asian 0.7%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.0%
Hispanic or Latino 13.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$78,155

Median Household Income

-15% vs state

$34,755

Per Capita Income

4.2%

Poverty Rate

0.9%

Unemployment Rate

How ZIP 12086 ranks nationally

Hagaman, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$78,155 Top 41% higher than 59% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.0%
Bachelor's Degree or Higher 25.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

886

Total Housing Units

703

Occupied Units

183

Vacant Units

2.21

Avg Household Size

Occupancy Type

Owner 85.6%
Renter 14.4%

$230,800

Median Home Value

-39% vs state

$898

Median Rent

1956

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 29 business establishments in ZIP 12086, employing approximately 324 people with a combined annual payroll of $7,906,000.

29

Businesses

324

Employees

$7.9M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Construction 6 20.7%
Other services (except public administration) 5 17.2%
Health care and social assistance 4 13.8%
Accommodation and food services 3 10.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12086 vs 12025 →

ZIP 12086 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12086 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12086 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12086 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12025 Broadalbin, NY 5,505 6.1 mi
12074 Galway, NY 2,963 4.8 mi
12010 Amsterdam, NY 28,937 5.3 mi
12070 Fort Johnson, NY 1,410 7.5 mi
12137 Pattersonville, NY 1,679 9.8 mi
12150 Rotterdam Junction, NY 914 8.6 mi
12850 Middle Grove, NY 2,835 9.8 mi
12302 Schenectady, NY 27,582 10.2 mi

More ZIP Codes in Montgomery County

12010 standard
Amsterdam, NY
Pop: 28,937
13452 standard
Saint Johnsville, NY
Pop: 4,629
13317 standard
Canajoharie, NY
Pop: 3,784
12068 standard
Fonda, NY
Pop: 3,201
12072 standard
Fultonville, NY
Pop: 2,890
13428 standard
Palatine Bridge, NY
Pop: 1,635

Related Areas

Montgomery County Hagaman, NY New York

Frequently Asked Questions

What county is ZIP code 12086 in? ▼
ZIP code 12086 (Hagaman) is located in Montgomery County, New York. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-ny.
What is the population of ZIP code 12086? ▼
ZIP code 12086 in Hagaman, NY has a population of 1,865 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12086? ▼
The median household income in ZIP 12086 is $78,155, which is 2% above the national average of $76,288.
What is the average home value in ZIP 12086? ▼
The median home value in ZIP 12086 is $230,800, which is 17% below the national average of $278,155.
What is the demographic makeup of ZIP 12086? ▼
The largest racial group in ZIP 12086 is White at 95.0%. Hispanic or Latino residents make up 13.4% of the population.
How many businesses are in ZIP code 12086? ▼
ZIP code 12086 has 29 business establishments employing approximately 324 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12086? ▼
The top industries by establishment count in ZIP 12086 are: Construction (6), Other services (except public administration) (5), Health care and social assistance (4). There are 4 industry sectors represented in total.
What is the education level in ZIP code 12086? ▼
In ZIP code 12086, 63.0% of residents aged 25+ have a high school diploma or higher, and 25.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12086? ▼
In ZIP code 12086, approximately 85.6% of occupied housing units are owner-occupied and 14.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12086? ▼
The poverty rate in ZIP code 12086 is 4.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.