Hagaman, NY · standard
ZIP Code 12086
Montgomery County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,865
- 119/sq mi High-density area
- $78,155
- Median income Near-median income area
- $230,800
- Median home value Near-median home value
- 25.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Hagaman pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 41%
- household income, US ZIPs
- Top 48%
- home value, US ZIPs
- 119
- people per sq mi
- 86%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12086 against every reporting US ZIP.
ZIP code 12086 covers 15.7 square miles in Hagaman, Montgomery County, New York (a standard USPS delivery area), with a modest 1,865 residents on file, a density of 119 people per square mile, in the New York time zone.
ZIP 12086 lands in the middle-income range, with a median household income of $78,155 (15% below the average New York ZIP), while per-capita income is $34,755. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.2% and unemployment is 0.9%. Home values sit below the statewide ZIP benchmark: the median is $230,800 (39% below the average New York ZIP), and median rent is $898; owner occupancy is 85.6%.
Educational attainment sits below the national norm: 25.9% of adults hold a bachelor's degree or higher, the median age is 47.3, and the average commute is -. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Montgomery County, so 12086 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 12086
Top 5 sectors by establishment count in Hagaman, NY
Which industries have the most business establishments in ZIP 12086.
- Construction
Construction
6 establishments
- Other services (except public administration)
Other services (except public administration)
5 establishments
- Health care and social assistance
Health care and social assistance
4 establishments
- Accommodation and food services
Accommodation and food services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12086, Hagaman, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,865
Population
15.7
Area (sq mi)
119
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12086?
47.3
Median Age
42.7%
Male
57.3%
Female
1.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$78,155
Median Household Income
-15% vs state ZIP avg
$34,755
Per Capita Income
4.2%
Poverty Rate
0.9%
Unemployment Rate
How ZIP 12086 ranks among New York ZIPs
Hagaman, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$78,155 44th percentile higher than 44% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
886housing units
886
Total Housing Units
703
Occupied Units
183
Vacant Units
2.21
Avg Household Size
Occupancy Type
$230,800
Median Home Value
-39% vs state ZIP avg
$898
Median Rent
1956
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 29 business establishments in ZIP 12086, employing approximately 324 people with a combined annual payroll of $7,906,000.
29
Businesses
324
Employees
$7.9M
Annual Payroll
4
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 6 | 20.7% |
| Other services (except public administration) | 5 | 17.2% |
| Health care and social assistance | 4 | 13.8% |
| Accommodation and food services | 3 | 10.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12086 vs 12025 →
ZIP 12086 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12010
Amsterdam (12010)
28,937 residents
- 12302
Schenectady (12302)
27,582 residents
- 12025 5,505
Broadalbin (12025)
5,505 residents
- 12074 2,963
Galway (12074)
2,963 residents
- 12850 2,835
Middle Grove (12850)
2,835 residents
- 12086 1,865
Hagaman (12086)
1,865 residents
- 12137 1,679
Pattersonville (12137)
1,679 residents
- 12070 1,410
Fort Johnson (12070)
1,410 residents
- 12150 914
Rotterdam Junction (12150)
914 residents
What this shows Among its immediate neighbors, ZIP 12086 ranks #6 by population - useful context the national average alone can't give.
ZIP 12086 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12302
Schenectady (12302)
$98,163 median income
- 12074
Galway (12074)
$94,583 median income
- 12850
Middle Grove (12850)
$92,083 median income
- 12070
Fort Johnson (12070)
$86,989 median income
- 12137
Pattersonville (12137)
$83,879 median income
- 12150
Rotterdam Junction (12150)
$79,776 median income
- 12086
Hagaman (12086)
$78,155 median income
- 12025
Broadalbin (12025)
$74,352 median income
- 12010
Amsterdam (12010)
$63,696 median income
What this shows By household income, ZIP 12086 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12025 | Broadalbin, NY | 5,505 | 6.1 mi |
| 12074 | Galway, NY | 2,963 | 4.8 mi |
| 12010 | Amsterdam, NY | 28,937 | 5.3 mi |
| 12070 | Fort Johnson, NY | 1,410 | 7.5 mi |
| 12137 | Pattersonville, NY | 1,679 | 9.8 mi |
| 12150 | Rotterdam Junction, NY | 914 | 8.6 mi |
| 12850 | Middle Grove, NY | 2,835 | 9.8 mi |
| 12302 | Schenectady, NY | 27,582 | 10.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12086, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,865 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Montgomery County
Related Areas
Frequently Asked Questions
What county is ZIP code 12086 in?
ZIP code 12086 (Hagaman) is located in Montgomery County, New York. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-ny.
What is the population of ZIP code 12086?
ZIP code 12086 in Hagaman, NY has a population of 1,865 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12086?
The median household income in ZIP 12086 is $78,155, which is 2% above the national average of $76,288.
What is the average home value in ZIP 12086?
The median home value in ZIP 12086 is $230,800, which is 17% below the national average of $278,155.
What is the demographic makeup of ZIP 12086?
The largest racial group in ZIP 12086 is White at 95.0%. Hispanic or Latino residents make up 13.4% of the population.
How many businesses are in ZIP code 12086?
ZIP code 12086 has 29 business establishments employing approximately 324 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12086?
The top industries by establishment count in ZIP 12086 are: Construction (6), Other services (except public administration) (5), Health care and social assistance (4). There are 4 industry sectors represented in total.
What is the education level in ZIP code 12086?
In ZIP code 12086, 63.0% of residents aged 25+ have a high school diploma or higher, and 25.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12086?
In ZIP code 12086, approximately 85.6% of occupied housing units are owner-occupied and 14.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12086?
The poverty rate in ZIP code 12086 is 4.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12086's numbers, next.
- See how ZIP 12086 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Hagaman, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.