ZIP Code 12074

ZIP code 12074 is classified by USPS as a standard delivery area and covers roughly 92.3 square miles in Galway, Saratoga County, New York. The area is home to 2,963 residents, producing a population density of 32 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 12074 against New York and the nation.

On the economic side, the median household income for ZIP 12074 sits at $94,583 (2% above the New York average), while per-capita income is $44,645. The poverty rate stands at 14.9% and the unemployment rate at 3.2%. On housing, the median home value is $304,800 (19% below the state average) with median rent at $1,560 per month, and 90.2% of occupied units are owner-occupied, a direct signal of whether 12074 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 32.9% of adults hold a bachelor's degree or higher, the median age is 46.2, and the average commute is 28 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Saratoga County, so you can benchmark 12074 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →