Galway, NY · standard
ZIP Code 12074
Saratoga County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,963
- 32/sq mi Moderate-density area
- $94,583
- Median income Above-median income area
- $304,800
- Median home value Above-median home value
- 32.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Galway pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 23%
- household income, US ZIPs
- Top 33%
- home value, US ZIPs
- 32
- people per sq mi
- 90%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12074 against every reporting US ZIP.
ZIP code 12074 covers 92.3 square miles in Galway, Saratoga County, New York (a standard USPS delivery area), with a modest 2,963 residents on file, a density of 32 people per square mile, in the New York time zone.
ZIP 12074 lands in the middle-income range, with a median household income of $94,583 (2% above the average New York ZIP), while per-capita income is $44,645. The poverty rate is 14.9%, with unemployment at 3.2%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $304,800 (19% below the average New York ZIP), and median rent is $1,560; owner occupancy is 90.2%.
A solid share of residents have a four-year degree: 32.9% of adults hold a bachelor's degree or higher, the median age is 46.2, and the average commute is 28 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Saratoga County, so 12074 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 12074
Top 5 sectors by establishment count in Galway, NY
Which industries have the most business establishments in ZIP 12074.
- Construction
Construction
19 establishments
- Retail trade
Retail trade
8 establishments
- Accommodation and food services 7
Accommodation and food services
7 establishments
- Health care and social assistance 5
Health care and social assistance
5 establishments
- Professional, scientific, and technical services 3
Professional, scientific, and technical services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12074, Galway, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,963
Population
92.3
Area (sq mi)
32
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12074?
46.2
Median Age
51.7%
Male
48.3%
Female
2.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$94,583
Median Household Income
+2% vs state ZIP avg
$44,645
Per Capita Income
14.9%
Poverty Rate
3.2%
Unemployment Rate
27.7 min
Mean Commute Time
How ZIP 12074 ranks among New York ZIPs
Galway, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$94,583 Top 35% higher than 65% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,498housing units
1,498
Total Housing Units
1,199
Occupied Units
299
Vacant Units
2.38
Avg Household Size
Occupancy Type
$304,800
Median Home Value
-19% vs state ZIP avg
$1,560
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.2%
YoY Change (2024)
247
HPI Index (2000 = 100)
+147%
Total Change Since 2000
Home values in ZIP 12074 have increased 2.2% over the past year (2024). Since 2000, this ZIP has seen +147% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +4.6% | 188 |
| 2020 | +5.4% | 198 |
| 2021 | +14.8% | 227 |
| 2022 | +2.2% | 232 |
| 2024 | – | 247 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 51 business establishments in ZIP 12074, employing approximately 229 people with a combined annual payroll of $9,028,000.
51
Businesses
229
Employees
$9.0M
Annual Payroll
5
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 19 | 37.3% |
| Retail trade | 8 | 15.7% |
| Accommodation and food services | 7 | 13.7% |
| Health care and social assistance | 5 | 9.8% |
| Professional, scientific, and technical services | 3 | 5.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12074 vs 12086 →
ZIP 12074 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12010
Amsterdam (12010)
28,937 residents
- 12025 5,505
Broadalbin (12025)
5,505 residents
- 12027 3,882
Burnt Hills (12027)
3,882 residents
- 12074 2,963
Galway (12074)
2,963 residents
- 12850 2,835
Middle Grove (12850)
2,835 residents
- 12859 2,220
Porter Corners (12859)
2,220 residents
- 12086 1,865
Hagaman (12086)
1,865 residents
- 12863 533
Rock City Falls (12863)
533 residents
What this shows Among its immediate neighbors, ZIP 12074 ranks #4 by population - useful context the national average alone can't give.
ZIP 12074 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12027
Burnt Hills (12027)
$120,000 median income
- 12863
Rock City Falls (12863)
$96,679 median income
- 12074
Galway (12074)
$94,583 median income
- 12850
Middle Grove (12850)
$92,083 median income
- 12086
Hagaman (12086)
$78,155 median income
- 12025
Broadalbin (12025)
$74,352 median income
- 12859
Porter Corners (12859)
$71,250 median income
- 12010
Amsterdam (12010)
$63,696 median income
What this shows By household income, ZIP 12074 ranks #3 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12074, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,963 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Saratoga County
Related Areas
Frequently Asked Questions
What county is ZIP code 12074 in?
ZIP code 12074 (Galway) is located in Saratoga County, New York. Saratoga County contains multiple ZIP codes, see the full list at /counties/saratoga-ny.
What is the population of ZIP code 12074?
ZIP code 12074 in Galway, NY has a population of 2,963 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12074?
The median household income in ZIP 12074 is $94,583, which is 24% above the national average of $76,288.
What is the average home value in ZIP 12074?
The median home value in ZIP 12074 is $304,800, which is 10% above the national average of $278,155.
What is the demographic makeup of ZIP 12074?
The largest racial group in ZIP 12074 is White at 89.8%. Hispanic or Latino residents make up 2.7% of the population.
How many businesses are in ZIP code 12074?
ZIP code 12074 has 51 business establishments employing approximately 229 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12074?
The top industries by establishment count in ZIP 12074 are: Construction (19), Retail trade (8), Accommodation and food services (7). There are 5 industry sectors represented in total.
How have home values changed in ZIP code 12074?
According to the FHFA House Price Index, home values in ZIP 12074 increased by 2.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 147%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12074?
In ZIP code 12074, 60.2% of residents aged 25+ have a high school diploma or higher, and 32.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12074?
The mean commute time for workers in ZIP code 12074 is 27.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12074?
In ZIP code 12074, approximately 90.2% of occupied housing units are owner-occupied and 9.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12074?
The poverty rate in ZIP code 12074 is 14.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12074's numbers, next.
- See how ZIP 12074 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Galway, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.