PlainZIP

Galway, NY · standard

ZIP Code 12074

Saratoga County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,963
32/sq mi
$94,583
Median income
$304,800
Median home value
32.9%
Bachelor's or higher

The verdict

Galway pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 23%
household income, US ZIPs
Top 33%
home value, US ZIPs
32
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12074 against every reporting US ZIP.

ZIP code 12074 covers 92.3 square miles in Galway, Saratoga County, New York (a standard USPS delivery area), with a modest 2,963 residents on file, a density of 32 people per square mile, in the New York time zone.

ZIP 12074 lands in the middle-income range, with a median household income of $94,583 (2% above the New York average), while per-capita income is $44,645. The poverty rate stands at 14.9% and the unemployment rate at 3.2%. Housing costs here run $304,800 for a typical home value (19% below the state average), with rent averaging $1,560 a month; 90.2% of homes are owner-occupied.

A solid share of residents have a four-year degree: 32.9% of adults hold a bachelor's degree or higher, the median age is 46.2, and the average commute is 28 minutes. To put 12074 in local context, 7 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Saratoga County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12074

Top 5 sectors by establishment count in Galway, NY

Which industries have the most business establishments in ZIP 12074.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12074, Galway, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,963

Population

92.3

Area (sq mi)

32

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12074?

46.2

Median Age

51.7%

Male

48.3%

Female

2.0%

Foreign-Born

White 89.8%
African American 0.0%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.2%
Hispanic or Latino 2.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$94,583

Median Household Income

+2% vs state

$44,645

Per Capita Income

14.9%

Poverty Rate

3.2%

Unemployment Rate

27.7 min

Mean Commute Time

How ZIP 12074 ranks nationally

Galway, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$94,583 Top 23% higher than 77% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.2%
Bachelor's Degree or Higher 32.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,498

Total Housing Units

1,199

Occupied Units

299

Vacant Units

2.38

Avg Household Size

Occupancy Type

Owner 90.2%
Renter 9.8%

$304,800

Median Home Value

-19% vs state

$1,560

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.2%

YoY Change (2024)

247

HPI Index (2000 = 100)

+147%

Total Change Since 2000

Home values in ZIP 12074 have increased 2.2% over the past year (2024). Since 2000, this ZIP has seen +147% cumulative appreciation.

Year Annual Change HPI Index
2019 +4.6% 188
2020 +5.4% 198
2021 +14.8% 227
2022 +2.2% 232
2024 – 247

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 51 business establishments in ZIP 12074, employing approximately 229 people with a combined annual payroll of $9,028,000.

51

Businesses

229

Employees

$9.0M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Construction 19 37.3%
Retail trade 8 15.7%
Accommodation and food services 7 13.7%
Health care and social assistance 5 9.8%
Professional, scientific, and technical services 3 5.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12074 vs 12086 →

ZIP 12074 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12074 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12074 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12074 ranks #3 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12086 Hagaman, NY 1,865 4.8 mi
12850 Middle Grove, NY 2,835 5.0 mi
12863 Rock City Falls, NY 533 5.7 mi
12025 Broadalbin, NY 5,505 5.1 mi
12010 Amsterdam, NY 28,937 10.2 mi
12859 Porter Corners, NY 2,220 10.5 mi
12027 Burnt Hills, NY 3,882 11.2 mi

More ZIP Codes in Saratoga County

12065 standard
Clifton Park, NY
Pop: 41,776
12866 standard
Saratoga Springs, NY
Pop: 36,915
12020 standard
Ballston Spa, NY
Pop: 31,192
12831 standard
Gansevoort, NY
Pop: 17,416
12019 standard
Ballston Lake, NY
Pop: 14,740
12118 standard
Mechanicville, NY
Pop: 13,897

Related Areas

Saratoga County Galway, NY New York

Frequently Asked Questions

What county is ZIP code 12074 in? ▼
ZIP code 12074 (Galway) is located in Saratoga County, New York. Saratoga County contains multiple ZIP codes, see the full list at /counties/saratoga-ny.
What is the population of ZIP code 12074? ▼
ZIP code 12074 in Galway, NY has a population of 2,963 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12074? ▼
The median household income in ZIP 12074 is $94,583, which is 24% above the national average of $76,288.
What is the average home value in ZIP 12074? ▼
The median home value in ZIP 12074 is $304,800, which is 10% above the national average of $278,155.
What is the demographic makeup of ZIP 12074? ▼
The largest racial group in ZIP 12074 is White at 89.8%. Hispanic or Latino residents make up 2.7% of the population.
How many businesses are in ZIP code 12074? ▼
ZIP code 12074 has 51 business establishments employing approximately 229 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12074? ▼
The top industries by establishment count in ZIP 12074 are: Construction (19), Retail trade (8), Accommodation and food services (7). There are 5 industry sectors represented in total.
How have home values changed in ZIP code 12074? ▼
According to the FHFA House Price Index, home values in ZIP 12074 increased by 2.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 147%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12074? ▼
In ZIP code 12074, 60.2% of residents aged 25+ have a high school diploma or higher, and 32.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12074? ▼
The mean commute time for workers in ZIP code 12074 is 27.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12074? ▼
In ZIP code 12074, approximately 90.2% of occupied housing units are owner-occupied and 9.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12074? ▼
The poverty rate in ZIP code 12074 is 14.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.