Residential delivery area · New York
ZIP Code 12020: Ballston Spa, NY
ZIP code 12020 uses the postal name Ballston Spa, New York and lies entirely in Saratoga County (Census 2020 ZIP-county file). About 35,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $107,112 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Milton (3%), Ballston Spa (2%) and North Ballston Spa (1%), and 2% in smaller places; 92% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Ballston Spa · its only residential ZIP
- County
- Saratoga County
- Census places
- Milton (3%) census-designated place; Ballston Spa (2%); North Ballston Spa (1%) census-designated place
- Metro area
- Albany-Schenectady-Troy, NY
- House district
- NY-20 119th Congress
- State
- New York
- Time zone
- Eastern
- Land area
- 75.6 sq mi · 462 people per sq mi
Where is ZIP code 12020?
12020 centers on 43.002°, -73.870° and covers 75.6 square miles of land plus 0.2 of water. It borders 7 ZIP codes: 12019, 12863, 12027, 12866, 12850, 12118, 12074.
The map draws ZIP code areas only. For the streets inside 12020, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 12020 compare with the rest of Saratoga County?
| Measure | 12020 | In Saratoga County | In NY |
|---|---|---|---|
| People (ACS 2020-2024) | 34,937 | 3rd of 27 | 177th of 1,826 |
| Median household income | $107k | 4th of 22 | 309th of 1,081 |
| Median home value | $329k | 9th of 23 | 536th of 1,172 |
Its median household income is higher than in 85% of U.S. residential ZIP codes, and it is denser than 71% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 12020?
The 2020 Census counted 34,667 people in 12020; the ACS, which samples households over 2020-2024, estimates 34,937. Between the 2010 and 2020 censuses its population grew 11.1% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 34,937
- 2020 Census count
- 34,667+11.1% since 2010 (31,192)
- Households
- 14,563
- Median age
- 42.2
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 12020?
Of the 34,937 people the ACS estimates in 12020, 20.1% are under 18 and 18.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (87.8%).
- Under 1820.1%
- 18 to 6461.5%
- 65 and older18.4%
- White, not Hispanic87.8%
- Other or two or more4.8%
- Hispanic or Latino3.4%
- Asian, not Hispanic2.1%
- Black, not Hispanic1.9%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 12020 earn?
Median household income is $107,112 (ACS 2020-2024), the 4th highest of the 22 ranked ZIP codes in Saratoga County. It is not measurably different from 2015-2019 ($101,758 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $107,112
- Income per person
- $53,627
- Below the poverty line
- 6.1%
- Unemployed (of the labor force)
- 3.3%
- Adults 25+ with a bachelor's degree
- 44.6%
- Adjusted gross income per tax return, 2022
- $88,96918,150 returns; wages 72% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 12020?
FHFA's house price index for 12020, built from repeat sales and appraisals of the same homes, rose 75% from 2015 to 2025 and rose 52% from 2020 to 2025, and moved +6.4% in 2025.
- Median home value (owners' estimate)
- $329,400
- Median gross rent
- $1,612
- Homes owned by their occupants
- 70.2%
- Housing units
- 16,021
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 12020?
785 business establishments had a location in this ZIP code in 2023, 10 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction121
- Health care and social assistance102
- Professional, scientific, and technical services91
- Retail trade85
- Accommodation and food services79
- Other services (except public administration)64
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 12020?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 12019 | Ballston Lake | 15,555 | $112k | 4.7 mi |
| 12863 | Rock City Falls | 910 | $97k | 5.1 mi |
| 12027 | Burnt Hills | 4,693 | $120k | 5.9 mi |
| 12866 | Saratoga Springs | 40,057 | $102k | 8.2 mi |
| 12850 | Middle Grove | 2,537 | $92k | 9.0 mi |
| 12118 | Mechanicville | 17,069 | $93k | 9.5 mi |
| 12074 | Galway | 2,848 | $95k | 9.8 mi |
| 12151 | Round Lake | 967 | $98k | 7.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.