ZIP Code 12020
standardSource:
Ballston Spa · Saratoga County · New York
- Population
- 31,192
- Median income
- $107,112
- Median home value
- $329,400
- Bachelor's or higher
- 44.6%
- Land area
- 194.7 sq mi
160/sq mi
▲ 40% vs US
higher than 85% of US ZIPs
▲ 18% vs US
higher than 71% of US ZIPs
Median age 42.2
New York
ZIP code 12020 in Ballston Spa, New York has a population of 31,192. The median household income is $107,112, which is 40% above the national average. Median home value is $329,400, 18% above the US average. 44.6% of residents hold a bachelor's degree or higher.
ZIP code 12020 is classified by USPS as a standard delivery area and covers roughly 194.7 square miles in Ballston Spa, Saratoga County, New York. The area is home to 31,192 residents, producing a population density of 160 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 12020 against New York and the nation.
On the economic side, the median household income for ZIP 12020 sits at $107,112 (16% above the New York average), while per-capita income is $53,627. The poverty rate stands at 6.1% and the unemployment rate at 3.3%. On housing, the median home value is $329,400 (13% below the state average) with median rent at $1,612 per month, and 70.2% of occupied units are owner-occupied, a direct signal of whether 12020 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 44.6% of adults hold a bachelor's degree or higher, the median age is 42.2, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Saratoga County, so you can benchmark 12020 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 12020
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 12020.
- Construction
Construction
121 establishments
- Health care and social assistance
Health care and social assistance
102 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
91 establishments
- Retail trade
Retail trade
85 establishments
- Accommodation and food services
Accommodation and food services
79 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 12020, Ballston Spa, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
31,192
Population
194.7
Area (sq mi)
160
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12020?
42.2
Median Age
50.2%
Male
49.8%
Female
3.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$107,112
Median Household Income
+16% vs state
$53,627
Per Capita Income
6.1%
Poverty Rate
3.3%
Unemployment Rate
25.6 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
16,021
Total Housing Units
14,563
Occupied Units
1,458
Vacant Units
2.37
Avg Household Size
Occupancy Type
$329,400
Median Home Value
-13% vs state
$1,612
Median Rent
1989
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.4%
YoY Change (2024)
305
HPI Index (2000 = 100)
+205%
Total Change Since 2000
Home values in ZIP 12020 have increased 3.4% over the past year (2024). Since 2000, this ZIP has seen +205% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.4% | 216 |
| 2021 | +9.5% | 236 |
| 2022 | +10.6% | 261 |
| 2023 | +13.0% | 295 |
| 2024 | +3.4% | 305 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 785 business establishments in ZIP 12020, employing approximately 13,065 people with a combined annual payroll of $1,100,275,000.
785
Businesses
13,065
Employees
$1.1B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 121 | 15.4% |
| Health care and social assistance | 102 | 13.0% |
| Professional, scientific, and technical services | 91 | 11.6% |
| Retail trade | 85 | 10.8% |
| Accommodation and food services | 79 | 10.1% |
| Other services (except public administration) | 64 | 8.2% |
| Administrative and support and waste management and remediation services | 52 | 6.6% |
| Finance and insurance | 42 | 5.3% |
| Wholesale trade | 31 | 4.0% |
| Real estate and rental and leasing | 27 | 3.4% |
| Manufacturing | 24 | 3.1% |
| Arts, entertainment, and recreation | 20 | 2.5% |
| Transportation and warehousing | 16 | 2.0% |
| Educational services | 14 | 1.8% |
| Information | 10 | 1.3% |
| Management of companies and enterprises | 5 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12020 vs 12019 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12019 | Ballston Lake, NY | 14,740 | 5.0 mi |
| 12027 | Burnt Hills, NY | 3,882 | 5.9 mi |
| 12863 | Rock City Falls, NY | 533 | 5.1 mi |
| 12151 | Round Lake, NY | 708 | 6.7 mi |
| 12833 | Greenfield Center, NY | 4,401 | 9.6 mi |
| 12008 | Alplaus, NY | 497 | 10.5 mi |
| 12866 | Saratoga Springs, NY | 36,915 | 8.0 mi |
| 12850 | Middle Grove, NY | 2,835 | 9.3 mi |
| 12065 | Clifton Park, NY | 41,776 | 11.1 mi |
| 12118 | Mechanicville, NY | 13,897 | 9.5 mi |
More ZIP Codes in Saratoga County
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Frequently Asked Questions
What county is ZIP code 12020 in? ▼
What is the population of ZIP code 12020? ▼
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How many businesses are in ZIP code 12020? ▼
What are the main industries in ZIP code 12020? ▼
How have home values changed in ZIP code 12020? ▼
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What is the average commute time in ZIP 12020? ▼
What percentage of residents own vs. rent in ZIP 12020? ▼
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ZIP Code Research Guides
Official Data Resources for Ballston Spa, NY
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.