Residential delivery area · New York
ZIP Code 12010: Amsterdam, NY
ZIP code 12010 uses the postal name Amsterdam, New York and lies mostly in Montgomery County (64% of its land), reaching into Fulton County, Saratoga County and Schenectady County (Census 2020 ZIP-county file). About 28,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $63,696 (Census Bureau, ACS 2020-2024). By Census place, 5% of its land lies in Amsterdam; 95% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Amsterdam · its only residential ZIP
- County
- Montgomery County (64%); Fulton County (19%); Saratoga County (12%); Schenectady County (6%)
- Census places
- Amsterdam
- Micro area
- Amsterdam, NY
- House districts
- NY-20 (73%), NY-21 (27%) 119th Congress, by share of land
- State
- New York
- Time zone
- Eastern
- Land area
- 128.3 sq mi · 216 people per sq mi
Where is ZIP code 12010?
12010 centers on 42.938°, -74.173° and covers 128.3 square miles of land plus 2.9 of water. It borders 12 ZIP codes: 12086, 12069, 12070, 12137, 12177, 12074, 12072, 12302, 12025, 12068 and more.
The map draws ZIP code areas only. For the streets inside 12010, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 12010 compare with the rest of Montgomery County?
| Measure | 12010 | In Montgomery County | In NY |
|---|---|---|---|
| People (ACS 2020-2024) | 27,750 | 1st of 19 | 239th of 1,826 |
| Median household income | $64k | 11th of 13 | 881st of 1,081 |
| Median home value | $180k | 6th of 12 | 846th of 1,172 |
Its median household income is higher than in 36% of U.S. residential ZIP codes, and it is denser than 63% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 12010?
The 2020 Census counted 28,845 people in 12010; the ACS, which samples households over 2020-2024, estimates 27,750. Between the 2010 and 2020 censuses its population fell 0.3% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 27,750
- 2020 Census count
- 28,845−0.3% since 2010 (28,937)
- Households
- 11,488
- Median age
- 42.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 12010?
Of the 27,750 people the ACS estimates in 12010, 22.2% are under 18 and 20.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (66.0%), then Hispanic or Latino (23.9%).
- Under 1822.2%
- 18 to 6457.4%
- 65 and older20.4%
- White, not Hispanic66.0%
- Hispanic or Latino23.9%
- Other or two or more4.9%
- Black, not Hispanic3.6%
- Asian, not Hispanic1.5%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 12010 earn?
Median household income is $63,696 (ACS 2020-2024), the 11th highest of the 13 ranked ZIP codes in Montgomery County. It is not measurably different from 2015-2019 ($60,167 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $63,696
- Income per person
- $36,408
- Below the poverty line
- 15.7%
- Unemployed (of the labor force)
- 6.2%
- Adults 25+ with a bachelor's degree
- 25.6%
- Adjusted gross income per tax return, 2022
- $63,75913,600 returns; wages 68% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 12010?
FHFA's house price index for 12010, built from repeat sales and appraisals of the same homes, rose 109% from 2015 to 2025 and rose 80% from 2020 to 2025, and moved +28.0% in 2025.
- Median home value (owners' estimate)
- $180,200
- Median gross rent
- $1,000
- Homes owned by their occupants
- 64.9%
- Housing units
- 13,572
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 12010?
711 business establishments had a location in this ZIP code in 2023, 15 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance142
- Retail trade113
- Accommodation and food services81
- Construction77
- Other services (except public administration)69
- Professional, scientific, and technical services38
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 12010?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 12086 | Hagaman | 1,587 | $78k | 5.2 mi |
| 12069 | Fort Hunter | 425 | $90k | 5.4 mi |
| 12070 | Fort Johnson | 2,011 | $87k | 5.6 mi |
| 12137 | Pattersonville | 2,077 | $84k | 5.7 mi |
| 12177 | Tribes Hill | 387 | $92k | 5.8 mi |
| 12074 | Galway | 2,848 | $95k | 9.9 mi |
| 12072 | Fultonville | 2,882 | $81k | 10.0 mi |
| 12302 | Schenectady | 28,031 | $98k | 10.5 mi |
| 12025 | Broadalbin | 5,244 | $74k | 10.9 mi |
| 12068 | Fonda | 2,503 | $73k | 11.6 mi |
| 12053 | Delanson | 4,550 | $92k | 12.5 mi |
| 12066 | Esperance | 1,863 | $79k | 12.7 mi |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.