ZIP Code 12302
standardSource:
Schenectady · Schenectady County · New York
- Population
- 27,582
- Median income
- $98,163
- Median home value
- $255,700
- Bachelor's or higher
- 42.0%
- Land area
- 109.7 sq mi
252/sq mi
▲ 29% vs US
higher than 80% of US ZIPs
▼ 8% vs US
higher than 59% of US ZIPs
Median age 43.3
New York
ZIP code 12302 in Schenectady, New York has a population of 27,582. The median household income is $98,163, which is 29% above the national average. Median home value is $255,700, 8% below the US average. 42.0% of residents hold a bachelor's degree or higher.
ZIP code 12302 is classified by USPS as a standard delivery area and covers roughly 109.7 square miles in Schenectady, Schenectady County, New York. The area is home to 27,582 residents, producing a population density of 252 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 12302 against New York and the nation.
On the economic side, the median household income for ZIP 12302 sits at $98,163 (6% above the New York average), while per-capita income is $49,164. The poverty rate stands at 4.7% and the unemployment rate at 4.7%. On housing, the median home value is $255,700 (32% below the state average) with median rent at $1,247 per month, and 75.8% of occupied units are owner-occupied, a direct signal of whether 12302 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 42.0% of adults hold a bachelor's degree or higher, the median age is 43.3, and the average commute is 24 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Schenectady County, so you can benchmark 12302 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 12302
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 12302.
- Retail trade
Retail trade
80 establishments
- Construction
Construction
68 establishments
- Accommodation and food services
Accommodation and food services
66 establishments
- Health care and social assistance
Health care and social assistance
57 establishments
- Other services (except public administration)
Other services (except public administration)
51 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 12302, Schenectady, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
27,582
Population
109.7
Area (sq mi)
252
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12302?
43.3
Median Age
47.4%
Male
52.6%
Female
3.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$98,163
Median Household Income
+6% vs state
$49,164
Per Capita Income
4.7%
Poverty Rate
4.7%
Unemployment Rate
24.1 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
12,334
Total Housing Units
11,759
Occupied Units
575
Vacant Units
2.33
Avg Household Size
Occupancy Type
$255,700
Median Home Value
-32% vs state
$1,247
Median Rent
1960
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.9%
YoY Change (2024)
285
HPI Index (2000 = 100)
+185%
Total Change Since 2000
Home values in ZIP 12302 have increased 6.9% over the past year (2024). Since 2000, this ZIP has seen +185% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.6% | 193 |
| 2021 | +11.8% | 215 |
| 2022 | +11.2% | 240 |
| 2023 | +11.3% | 267 |
| 2024 | +6.9% | 285 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 525 business establishments in ZIP 12302, employing approximately 8,397 people with a combined annual payroll of $406,498,000.
525
Businesses
8,397
Employees
$406.5M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 80 | 15.2% |
| Construction | 68 | 12.9% |
| Accommodation and food services | 66 | 12.6% |
| Health care and social assistance | 57 | 10.9% |
| Other services (except public administration) | 51 | 9.7% |
| Professional, scientific, and technical services | 44 | 8.4% |
| Administrative and support and waste management and remediation services | 32 | 6.1% |
| Manufacturing | 26 | 5.0% |
| Finance and insurance | 25 | 4.8% |
| Real estate and rental and leasing | 20 | 3.8% |
| Transportation and warehousing | 16 | 3.0% |
| Arts, entertainment, and recreation | 13 | 2.5% |
| Information | 10 | 1.9% |
| Wholesale trade | 8 | 1.5% |
| Educational services | 6 | 1.1% |
| Management of companies and enterprises | 3 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12302 vs 12150 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12150 | Rotterdam Junction, NY | 914 | 3.6 mi |
| 12305 | Schenectady, NY | 5,716 | 5.1 mi |
| 12008 | Alplaus, NY | 497 | 4.2 mi |
| 12027 | Burnt Hills, NY | 3,882 | 4.7 mi |
| 12308 | Schenectady, NY | 15,335 | 5.2 mi |
| 12306 | Schenectady, NY | 25,636 | 5.8 mi |
| 12307 | Schenectady, NY | 7,692 | 5.8 mi |
| 12019 | Ballston Lake, NY | 14,740 | 5.9 mi |
| 12137 | Pattersonville, NY | 1,679 | 7.6 mi |
| 12148 | Rexford, NY | 4,569 | 7.6 mi |
More ZIP Codes in Schenectady County
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Frequently Asked Questions
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How many businesses are in ZIP code 12302? ▼
What are the main industries in ZIP code 12302? ▼
How have home values changed in ZIP code 12302? ▼
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What is the average commute time in ZIP 12302? ▼
What percentage of residents own vs. rent in ZIP 12302? ▼
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ZIP Code Research Guides
Official Data Resources for Schenectady, NY
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.