PlainZIP

Schenectady, NY · standard

ZIP Code 12308

Schenectady County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

15,335
2,625/sq mi
$63,434
Median income
$211,900
Median home value
31.7%
Bachelor's or higher

The verdict

Schenectady pairs a below-median household income with below-median home values, in a suburban-density, mixed-tenure area.

36th pct
household income, US ZIPs
47th pct
home value, US ZIPs
2,625
people per sq mi
45%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12308 against every reporting US ZIP.

ZIP code 12308 is a mid-sized community (a standard USPS delivery area) in Schenectady, Schenectady County, New York, home to 15,335 residents across 5.8 square miles, a density of 2,625 people per square mile, in the New York time zone.

ZIP 12308 reports a modest median household income of $63,434 (31% below the New York average), while per-capita income is $37,780. The poverty rate stands at 19.6% and the unemployment rate at 6.0%. On housing, the median home value is $211,900 (44% below the state average) with median rent at $1,193 per month, and 45.0% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 31.7% of adults hold a bachelor's degree or higher, the median age is 31.7, and the average commute is 24 minutes. To put 12308 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Schenectady County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12308

Top 5 sectors by establishment count in Schenectady, NY

Which industries have the most business establishments in ZIP 12308.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12308, Schenectady, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

15,335

Population

5.8

Area (sq mi)

2,625

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12308?

31.7

Median Age

51.2%

Male

48.8%

Female

11.0%

Foreign-Born

White 60.0%
African American 16.9%
Asian 4.3%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.2%
Hispanic or Latino 15.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,434

Median Household Income

-31% vs state

$37,780

Per Capita Income

19.6%

Poverty Rate

6.0%

Unemployment Rate

24.0 min

Mean Commute Time

How ZIP 12308 ranks nationally

Schenectady, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$63,434 36th percentile higher than 36% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.9%
Bachelor's Degree or Higher 31.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,718

Total Housing Units

6,253

Occupied Units

465

Vacant Units

2.21

Avg Household Size

Occupancy Type

Owner 45.0%
Renter 55.0%

$211,900

Median Home Value

-44% vs state

$1,193

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+15.6%

YoY Change (2024)

323

HPI Index (2000 = 100)

+223%

Total Change Since 2000

Home values in ZIP 12308 have increased 15.6% over the past year (2024). Since 2000, this ZIP has seen +223% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.5% 184
2021 +12.8% 207
2022 +13.2% 235
2023 +19.2% 280
2024 +15.6% 323

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 206 business establishments in ZIP 12308, employing approximately 6,320 people with a combined annual payroll of $430,440,000.

206

Businesses

6,320

Employees

$430.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 43 20.9%
Retail trade 27 13.1%
Accommodation and food services 24 11.7%
Construction 23 11.2%
Other services (except public administration) 17 8.3%
Professional, scientific, and technical services 13 6.3%
Administrative and support and waste management and remediation services 12 5.8%
Real estate and rental and leasing 10 4.8%
Manufacturing 8 3.9%
Transportation and warehousing 6 2.9%
Wholesale trade 4 1.9%
Educational services 4 1.9%
Information 3 1.5%
Finance and insurance 3 1.5%
Management of companies and enterprises 3 1.5%
Industries not classified 3 1.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12308 vs 12307 →

ZIP 12308 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12308 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12308 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12308 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12307 Schenectady, NY 7,692 1.3 mi
12305 Schenectady, NY 5,716 1.7 mi
12008 Alplaus, NY 497 2.3 mi
12304 Schenectady, NY 21,482 3.5 mi
12309 Schenectady, NY 29,343 3.0 mi
12303 Schenectady, NY 29,857 5.0 mi
12148 Rexford, NY 4,569 3.8 mi
12027 Burnt Hills, NY 3,882 7.0 mi
12302 Schenectady, NY 27,582 5.2 mi
12306 Schenectady, NY 25,636 5.6 mi

More ZIP Codes in Schenectady County

12303 standard
Schenectady, NY
Pop: 29,857
12309 standard
Schenectady, NY
Pop: 29,343
12302 standard
Schenectady, NY
Pop: 27,582
12306 standard
Schenectady, NY
Pop: 25,636
12304 standard
Schenectady, NY
Pop: 21,482
12307 standard
Schenectady, NY
Pop: 7,692

Related Areas

Schenectady County Schenectady, NY New York

Frequently Asked Questions

What county is ZIP code 12308 in? ▼
ZIP code 12308 (Schenectady) is located in Schenectady County, New York. Schenectady County contains multiple ZIP codes, see the full list at /counties/schenectady-ny.
What is the population of ZIP code 12308? ▼
ZIP code 12308 in Schenectady, NY has a population of 15,335 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12308? ▼
The median household income in ZIP 12308 is $63,434, which is 17% below the national average of $76,288.
What is the average home value in ZIP 12308? ▼
The median home value in ZIP 12308 is $211,900, which is 24% below the national average of $278,155.
What is the demographic makeup of ZIP 12308? ▼
The largest racial group in ZIP 12308 is White at 60.0%. Hispanic or Latino residents make up 15.0% of the population.
How many businesses are in ZIP code 12308? ▼
ZIP code 12308 has 206 business establishments employing approximately 6,320 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12308? ▼
The top industries by establishment count in ZIP 12308 are: Health care and social assistance (43), Retail trade (27), Accommodation and food services (24). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 12308? ▼
According to the FHFA House Price Index, home values in ZIP 12308 increased by 15.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 223%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12308? ▼
In ZIP code 12308, 58.9% of residents aged 25+ have a high school diploma or higher, and 31.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12308? ▼
The mean commute time for workers in ZIP code 12308 is 24.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12308? ▼
In ZIP code 12308, approximately 45.0% of occupied housing units are owner-occupied and 55.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12308? ▼
The poverty rate in ZIP code 12308 is 19.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.