Residential delivery area · New York

ZIP Code 12308: Schenectady, NY

ZIP code 12308 is in Schenectady, New York, entirely in Schenectady County (Census 2020 ZIP-county file). About 16,000 people live there (Census Bureau, ACS 2020-2024), the 6th most populous of Schenectady's 8 residential ZIP codes. Median household income is $63,434 (Census Bureau, ACS 2020-2024).

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
1national area: New York, Delaware and Pennsylvania
123sectional center: Albany, NY (SCF 120)
08delivery area within it
Town
Schenectady · 8 residential ZIPs
Census places
Schenectady
Metro area
Albany-Schenectady-Troy, NY
House district
NY-20 119th Congress
Time zone
Eastern
Land area
2.3 sq mi · 6,765 people per sq mi
PO Box ZIPs
12301, 12325, 12345 also use the name Schenectady

Where is ZIP code 12308?

12308 centers on 42.821°, -73.921° and covers 2.3 square miles of land plus 0.1 of water. It borders 6 ZIP codes: 12307, 12305, 12008, 12309, 12304, 12302.

12008 · Alplaus12302 · Schenectady12304 · Schenectady12305 · Schenectady12307 · Schenectady12309 · Schenectady12308 · Schenectady (this ZIP)123081230912305120081230712008 · Alplaus12302 · Schenectady12304 · Schenectady12305 · Schenectady12307 · Schenectady12309 · Schenectady12308 · Schenectady (this ZIP)123081230912305120081230712008 · Alplaus12302 · Schenectady12304 · Schenectady12305 · Schenectady12307 · Schenectady12309 · Schenectady12308 · Schenectady (this ZIP)12308123051200812307
Shaded by median household income, in national fifths (ACS 2020-2024); 12308 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 12308, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 12308 compare with the rest of Schenectady?

Rank of 12308 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure12308In SchenectadyIn Schenectady CountyIn NY
People (ACS 2020-2024)15,5116th of 88th of 17395th of 1,826
Median household income$63k6th of 710th of 11887th of 1,081
Median home value$212k5th of 69th of 12733rd of 1,172

Its median household income is higher than in 36% of U.S. residential ZIP codes, and it is denser than 96% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 12308?

The 2020 Census counted 15,285 people in 12308; the ACS, which samples households over 2020-2024, estimates 15,511. Between the 2010 and 2020 censuses its population fell 0.3% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
15,511
2020 Census count
15,285−0.3% since 2010 (15,335)
Households
6,253
Median age
31.7

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 12308?

Of the 15,511 people the ACS estimates in 12308, 19.1% are under 18 and 14.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (56.6%), then Hispanic or Latino (15.0%).

  • Under 1819.1%
  • 18 to 6466.4%
  • 65 and older14.5%
Age of the people of 12308 (ACS 2020-2024, B01001)
  • White, not Hispanic56.6%
  • Hispanic or Latino15.0%
  • Black, not Hispanic15.0%
  • Other or two or more9.2%
  • Asian, not Hispanic4.3%
Race and Hispanic origin in 12308 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 12308 earn?

Median household income is $63,434 (ACS 2020-2024), the 10th highest of the 11 ranked ZIP codes in Schenectady County. It is not measurably different from 2015-2019 ($59,008 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$63,434±$8,035
Income per person
$37,780
Below the poverty line
19.6%
Unemployed (of the labor force)
6.0%
Adults 25+ with a bachelor's degree
31.7%
Adjusted gross income per tax return, 2022
$52,3166,450 returns; wages 78% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 12308?

FHFA's house price index for 12308, built from repeat sales and appraisals of the same homes, rose 104% from 2015 to 2025 and rose 58% from 2020 to 2025, and moved −9.9% in 2025.

Median home value (owners' estimate)
$211,900
Median gross rent
$1,193
Homes owned by their occupants
45.0%
Housing units
6,718
0 100 200 300 400 500 198519902000201020202025 0 100 200 300 400 500 198519902000201020202025 0 100 200 300 400 500 198519902000201020202025
Index = 100 in 1985, the first year FHFA reports for 12308; 2025: 467.7. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 12308?

206 business establishments had a location in this ZIP code in 2023, 12 fewer than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).

  • Health care and social assistance43
  • Retail trade27
  • Accommodation and food services24
  • Construction23
  • Other services (except public administration)17
  • Professional, scientific, and technical services13

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 12308?

ZIP codes that share a boundary with 12308, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
12307Schenectady7,050$25k1.3 mi
12305Schenectady7,356$53k1.6 mi
12008Alplaus422$126k2.3 mi
12309Schenectady33,246$125k3.2 mi
12304Schenectady22,403$69k3.4 mi
12302Schenectady28,031$98k5.0 mi
12148Rexford4,023$142k3.7 mi (near)
12303Schenectady29,360$84k5.0 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.