PlainZIP

Schenectady, NY · standard

ZIP Code 12305

Schenectady County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,716
1,457/sq mi
$53,326
Median income
$217,500
Median home value
39.5%
Bachelor's or higher

The verdict

Schenectady pairs one of the lowest household incomes in the country with below-median home values, in a low-density, renter-heavy area.

19th pct
household income, US ZIPs
48th pct
home value, US ZIPs
1,457
people per sq mi
15%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12305 against every reporting US ZIP.

ZIP code 12305 is a mid-sized community (a standard USPS delivery area) in Schenectady, Schenectady County, New York, home to 5,716 residents across 3.9 square miles, a density of 1,457 people per square mile, in the New York time zone.

ZIP 12305 reports a modest median household income of $53,326 (42% below the New York average), while per-capita income is $39,971. Local economic indicators show a 18.7% poverty rate alongside 6.7% unemployment. On housing, the median home value is $217,500 (43% below the state average) with median rent at $1,142 per month, and 14.6% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 39.5% of adults hold a bachelor's degree or higher, the median age is 35.3, and the average commute is 19 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Schenectady County, letting you compare 12305 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12305

Top 5 sectors by establishment count in Schenectady, NY

Which industries have the most business establishments in ZIP 12305.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12305, Schenectady, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,716

Population

3.9

Area (sq mi)

1,457

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12305?

35.3

Median Age

50.5%

Male

49.5%

Female

14.2%

Foreign-Born

White 60.5%
African American 18.1%
Asian 4.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 13.3%
Hispanic or Latino 10.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$53,326

Median Household Income

-42% vs state

$39,971

Per Capita Income

18.7%

Poverty Rate

6.7%

Unemployment Rate

18.8 min

Mean Commute Time

How ZIP 12305 ranks nationally

Schenectady, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$53,326 19th percentile higher than 19% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.8%
Bachelor's Degree or Higher 39.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,980

Total Housing Units

3,636

Occupied Units

344

Vacant Units

1.64

Avg Household Size

Occupancy Type

Owner 14.6%
Renter 85.4%

$217,500

Median Home Value

-43% vs state

$1,142

Median Rent

1940

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 369 business establishments in ZIP 12305, employing approximately 6,801 people with a combined annual payroll of $424,528,000.

369

Businesses

6,801

Employees

$424.5M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 75 20.3%
Accommodation and food services 62 16.8%
Health care and social assistance 43 11.7%
Other services (except public administration) 38 10.3%
Retail trade 28 7.6%
Finance and insurance 26 7.0%
Real estate and rental and leasing 19 5.2%
Administrative and support and waste management and remediation services 16 4.3%
Arts, entertainment, and recreation 14 3.8%
Construction 13 3.5%
Manufacturing 9 2.4%
Information 9 2.4%
Wholesale trade 6 1.6%
Educational services 6 1.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12305 vs 12307 →

ZIP 12305 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12305 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12305 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12305 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12307 Schenectady, NY 7,692 1.0 mi
12308 Schenectady, NY 15,335 1.7 mi
12008 Alplaus, NY 497 3.5 mi
12306 Schenectady, NY 25,636 4.0 mi
12303 Schenectady, NY 29,857 4.5 mi
12304 Schenectady, NY 21,482 3.8 mi
12309 Schenectady, NY 29,343 4.2 mi
12302 Schenectady, NY 27,582 5.1 mi
12085 Guilderland Center, NY 479 7.5 mi
12148 Rexford, NY 4,569 5.4 mi

More ZIP Codes in Schenectady County

12303 standard
Schenectady, NY
Pop: 29,857
12309 standard
Schenectady, NY
Pop: 29,343
12302 standard
Schenectady, NY
Pop: 27,582
12306 standard
Schenectady, NY
Pop: 25,636
12304 standard
Schenectady, NY
Pop: 21,482
12308 standard
Schenectady, NY
Pop: 15,335

Related Areas

Schenectady County Schenectady, NY New York

Frequently Asked Questions

What county is ZIP code 12305 in? ▼
ZIP code 12305 (Schenectady) is located in Schenectady County, New York. Schenectady County contains multiple ZIP codes, see the full list at /counties/schenectady-ny.
What is the population of ZIP code 12305? ▼
ZIP code 12305 in Schenectady, NY has a population of 5,716 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12305? ▼
The median household income in ZIP 12305 is $53,326, which is 30% below the national average of $76,288.
What is the average home value in ZIP 12305? ▼
The median home value in ZIP 12305 is $217,500, which is 22% below the national average of $278,155.
What is the demographic makeup of ZIP 12305? ▼
The largest racial group in ZIP 12305 is White at 60.5%. Hispanic or Latino residents make up 10.3% of the population.
How many businesses are in ZIP code 12305? ▼
ZIP code 12305 has 369 business establishments employing approximately 6,801 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12305? ▼
The top industries by establishment count in ZIP 12305 are: Professional, scientific, and technical services (75), Accommodation and food services (62), Health care and social assistance (43). There are 14 industry sectors represented in total.
What is the education level in ZIP code 12305? ▼
In ZIP code 12305, 62.8% of residents aged 25+ have a high school diploma or higher, and 39.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12305? ▼
The mean commute time for workers in ZIP code 12305 is 18.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12305? ▼
In ZIP code 12305, approximately 14.6% of occupied housing units are owner-occupied and 85.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12305? ▼
The poverty rate in ZIP code 12305 is 18.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.