PlainZIP

Schenectady, NY · standard

ZIP Code 12307

Schenectady County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,692
4,192/sq mi
$24,758
Median income
$104,600
Median home value
8.9%
Bachelor's or higher

The verdict

Schenectady pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a suburban-density, renter-heavy area.

1th pct
household income, US ZIPs
11th pct
home value, US ZIPs
4,192
people per sq mi
26%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12307 against every reporting US ZIP.

ZIP code 12307 is a mid-sized community (a standard USPS delivery area) in Schenectady, Schenectady County, New York, home to 7,692 residents across 1.8 square miles, a density of 4,192 people per square mile, in the New York time zone.

ZIP 12307 sits on the lower end of the income spectrum: median household income is $24,758 (73% below the New York average), while per-capita income is $20,990. Local economic indicators show a 44.1% poverty rate alongside 18.0% unemployment. The typical home here is valued at $104,600 (72% below the state average); renters pay a median of $1,106 monthly, and 26.3% of units are owner-occupied.

Formal educational attainment runs low here: just 8.9% of adults hold a bachelor's degree or higher, the median age is 27.6, and the average commute is -. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Schenectady County, letting you compare 12307 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12307

Top 5 sectors by establishment count in Schenectady, NY

Which industries have the most business establishments in ZIP 12307.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12307, Schenectady, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,692

Population

1.8

Area (sq mi)

4,192

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12307?

27.6

Median Age

46.8%

Male

53.2%

Female

22.0%

Foreign-Born

White 21.0%
African American 31.3%
Asian 5.6%
American Indian or Alaska Native 2.9%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 13.7%
Hispanic or Latino 22.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$24,758

Median Household Income

-73% vs state

$20,990

Per Capita Income

44.1%

Poverty Rate

18.0%

Unemployment Rate

How ZIP 12307 ranks nationally

Schenectady, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$24,758 1st percentile higher than 1% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 40.1%
Bachelor's Degree or Higher 8.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,422

Total Housing Units

3,166

Occupied Units

256

Vacant Units

2.22

Avg Household Size

Occupancy Type

Owner 26.3%
Renter 73.7%

$104,600

Median Home Value

-72% vs state

$1,106

Median Rent

1958

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 105 business establishments in ZIP 12307, employing approximately 1,016 people with a combined annual payroll of $46,758,000.

105

Businesses

1,016

Employees

$46.8M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Retail trade 24 22.9%
Other services (except public administration) 18 17.1%
Health care and social assistance 16 15.2%
Construction 15 14.3%
Accommodation and food services 13 12.4%
Manufacturing 6 5.7%
Administrative and support and waste management and remediation services 4 3.8%
Finance and insurance 3 2.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12307 vs 12305 →

ZIP 12307 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12307 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12307 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12307 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12305 Schenectady, NY 5,716 1.0 mi
12308 Schenectady, NY 15,335 1.3 mi
12303 Schenectady, NY 29,857 3.9 mi
12304 Schenectady, NY 21,482 2.8 mi
12309 Schenectady, NY 29,343 3.3 mi
12008 Alplaus, NY 497 3.6 mi
12306 Schenectady, NY 25,636 4.8 mi
12148 Rexford, NY 4,569 4.8 mi
12302 Schenectady, NY 27,582 5.8 mi
12085 Guilderland Center, NY 479 7.2 mi

More ZIP Codes in Schenectady County

12303 standard
Schenectady, NY
Pop: 29,857
12309 standard
Schenectady, NY
Pop: 29,343
12302 standard
Schenectady, NY
Pop: 27,582
12306 standard
Schenectady, NY
Pop: 25,636
12304 standard
Schenectady, NY
Pop: 21,482
12308 standard
Schenectady, NY
Pop: 15,335

Related Areas

Schenectady County Schenectady, NY New York

Frequently Asked Questions

What county is ZIP code 12307 in? ▼
ZIP code 12307 (Schenectady) is located in Schenectady County, New York. Schenectady County contains multiple ZIP codes, see the full list at /counties/schenectady-ny.
What is the population of ZIP code 12307? ▼
ZIP code 12307 in Schenectady, NY has a population of 7,692 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12307? ▼
The median household income in ZIP 12307 is $24,758, which is 68% below the national average of $76,288.
What is the average home value in ZIP 12307? ▼
The median home value in ZIP 12307 is $104,600, which is 62% below the national average of $278,155.
What is the demographic makeup of ZIP 12307? ▼
The largest racial group in ZIP 12307 is African American at 31.3%. Hispanic or Latino residents make up 22.9% of the population.
How many businesses are in ZIP code 12307? ▼
ZIP code 12307 has 105 business establishments employing approximately 1,016 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12307? ▼
The top industries by establishment count in ZIP 12307 are: Retail trade (24), Other services (except public administration) (18), Health care and social assistance (16). There are 8 industry sectors represented in total.
What is the education level in ZIP code 12307? ▼
In ZIP code 12307, 40.1% of residents aged 25+ have a high school diploma or higher, and 8.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12307? ▼
In ZIP code 12307, approximately 26.3% of occupied housing units are owner-occupied and 73.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12307? ▼
The poverty rate in ZIP code 12307 is 44.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.