Schenectady, NY · standard
ZIP Code 12307
Schenectady County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,692
- 4,192/sq mi High-density area
- $24,758
- Median income Below-median income area
- $104,600
- Median home value Below-median home value
- 8.9%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Schenectady pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a suburban-density, renter-heavy area.
- 1st pct
- household income, US ZIPs
- 11th pct
- home value, US ZIPs
- 4,192
- people per sq mi
- 26%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12307 against every reporting US ZIP.
ZIP code 12307 is a mid-sized community (a standard USPS delivery area) in Schenectady, Schenectady County, New York, home to 7,692 residents across 1.8 square miles, a density of 4,192 people per square mile, in the New York time zone.
ZIP 12307 sits on the lower end of the income spectrum: median household income is $24,758 (73% below the average New York ZIP), while per-capita income is $20,990. Economic pressure is pronounced: 44.1% of residents are below the poverty line and unemployment is 18.0%. Home values sit below the statewide ZIP benchmark: the median is $104,600 (72% below the average New York ZIP), and median rent is $1,106; owner occupancy is 26.3%.
Formal educational attainment runs low here: just 8.9% of adults hold a bachelor's degree or higher, the median age is 27.6, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Schenectady County, so 12307 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 12307
Top 5 sectors by establishment count in Schenectady, NY
Which industries have the most business establishments in ZIP 12307.
- Retail trade
Retail trade
24 establishments
- Other services (except public administration)
Other services (except public administration)
18 establishments
- Health care and social assistance
Health care and social assistance
16 establishments
- Construction
Construction
15 establishments
- Accommodation and food services
Accommodation and food services
13 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12307, Schenectady, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,692
Population
1.8
Area (sq mi)
4,192
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12307?
27.6
Median Age
46.8%
Male
53.2%
Female
22.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$24,758
Median Household Income
-73% vs state ZIP avg
$20,990
Per Capita Income
44.1%
Poverty Rate
18.0%
Unemployment Rate
How ZIP 12307 ranks among New York ZIPs
Schenectady, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$24,758 0th percentile higher than 0% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,422housing units
3,422
Total Housing Units
3,166
Occupied Units
256
Vacant Units
2.22
Avg Household Size
Occupancy Type
$104,600
Median Home Value
-72% vs state ZIP avg
$1,106
Median Rent
1958
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 105 business establishments in ZIP 12307, employing approximately 1,016 people with a combined annual payroll of $46,758,000.
105
Businesses
1,016
Employees
$46.8M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 24 | 22.9% |
| Other services (except public administration) | 18 | 17.1% |
| Health care and social assistance | 16 | 15.2% |
| Construction | 15 | 14.3% |
| Accommodation and food services | 13 | 12.4% |
| Manufacturing | 6 | 5.7% |
| Administrative and support and waste management and remediation services | 4 | 3.8% |
| Finance and insurance | 3 | 2.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12307 vs 12305 →
ZIP 12307 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12303
Schenectady (12303)
29,857 residents
- 12309
Schenectady (12309)
29,343 residents
- 12302
Schenectady (12302)
27,582 residents
- 12306
Schenectady (12306)
25,636 residents
- 12304
Schenectady (12304)
21,482 residents
- 12308
Schenectady (12308)
15,335 residents
- 12307 7,692
Schenectady (12307)
7,692 residents
- 12305 5,716
Schenectady (12305)
5,716 residents
- 12148 4,569
Rexford (12148)
4,569 residents
What this shows Among its immediate neighbors, ZIP 12307 ranks #7 by population - useful context the national average alone can't give.
ZIP 12307 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12148
Rexford (12148)
$141,984 median income
- 12008
Alplaus (12008)
$125,859 median income
- 12309
Schenectady (12309)
$125,274 median income
- 12302
Schenectady (12302)
$98,163 median income
- 12303
Schenectady (12303)
$84,375 median income
- 12306
Schenectady (12306)
$83,202 median income
- 12304
Schenectady (12304)
$69,235 median income
- 12308
Schenectady (12308)
$63,434 median income
- 12305 $53,326
Schenectady (12305)
$53,326 median income
What this shows By household income, ZIP 12307 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12305 | Schenectady, NY | 5,716 | 1.0 mi |
| 12308 | Schenectady, NY | 15,335 | 1.3 mi |
| 12303 | Schenectady, NY | 29,857 | 3.9 mi |
| 12304 | Schenectady, NY | 21,482 | 2.8 mi |
| 12309 | Schenectady, NY | 29,343 | 3.3 mi |
| 12008 | Alplaus, NY | 497 | 3.6 mi |
| 12306 | Schenectady, NY | 25,636 | 4.8 mi |
| 12148 | Rexford, NY | 4,569 | 4.8 mi |
| 12302 | Schenectady, NY | 27,582 | 5.8 mi |
| 12085 | Guilderland Center, NY | 479 | 7.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12307, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,692 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Schenectady County
Related Areas
Frequently Asked Questions
What county is ZIP code 12307 in?
ZIP code 12307 (Schenectady) is located in Schenectady County, New York. Schenectady County contains multiple ZIP codes, see the full list at /counties/schenectady-ny.
What is the population of ZIP code 12307?
ZIP code 12307 in Schenectady, NY has a population of 7,692 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12307?
The median household income in ZIP 12307 is $24,758, which is 68% below the national average of $76,288.
What is the average home value in ZIP 12307?
The median home value in ZIP 12307 is $104,600, which is 62% below the national average of $278,155.
What is the demographic makeup of ZIP 12307?
The largest racial group in ZIP 12307 is African American at 31.3%. Hispanic or Latino residents make up 22.9% of the population.
How many businesses are in ZIP code 12307?
ZIP code 12307 has 105 business establishments employing approximately 1,016 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12307?
The top industries by establishment count in ZIP 12307 are: Retail trade (24), Other services (except public administration) (18), Health care and social assistance (16). There are 8 industry sectors represented in total.
What is the education level in ZIP code 12307?
In ZIP code 12307, 40.1% of residents aged 25+ have a high school diploma or higher, and 8.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12307?
In ZIP code 12307, approximately 26.3% of occupied housing units are owner-occupied and 73.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12307?
The poverty rate in ZIP code 12307 is 44.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12307's numbers, next.
- See how ZIP 12307 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Schenectady, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.