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City ZIP codes · New York

Schenectady, NY ZIP Codes

11 ZIP codes use the postal name Schenectady, New York (Census 2020 ZCTAs and GeoNames postal codes, October 2026): 8 residential and 3 for PO boxes or a single organization. Median household income runs from $53,326 in 12305 to $125,274 in 12309, 2.3 times as much (Census Bureau, ACS 2020-2024). Schenectady's most populous ZIP code is 12309, with 33,246 people (ACS 2020-2024); 7% of its land is in the city of Schenectady.

  • ACS2020-24
  • Census2020
  • GeoNames2026

Where are Schenectady's ZIP codes?

12302: $98k median household income12303: $84k median household income12304: $69k median household income12305: $53k median household income12306: $83k median household income12307: $25k median household income12308: $63k median household income12309: $125k median household income123061230212309123031230412305123081230712302: $98k median household income12303: $84k median household income12304: $69k median household income12305: $53k median household income12306: $83k median household income12307: $25k median household income12308: $63k median household income12309: $125k median household income1230612302123091230312304123051230812302: $98k median household income12303: $84k median household income12304: $69k median household income12305: $53k median household income12306: $83k median household income12307: $25k median household income12308: $63k median household income12309: $125k median household income123061230212309123031230412305
The 8 residential ZIP codes named Schenectady, shaded by median household income in national fifths (ACS 2020-2024). Select a ZIP to open it. <$54.1k$98.1k+no figure

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries; ACS 2020-2024 5-year estimates (B19013).

How different are Schenectady's ZIP codes?

The highest median household income is in 12309 ($125,274), the lowest in 12305 ($53,326). Home values run from $179,200 in 12304 to $330,700 in 12309.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B19013, B25077, B01003).

All 8 residential ZIP codes of Schenectady

Residential ZIP codes with the postal name Schenectady, NY, largest first (ACS 2020-2024); sort by any column
County
12309 Schenectady County 33,246 1,893 $125k $331k
12303 Albany County 29,360 1,886 $84k $238k
12302 Schenectady County 28,031 646 $98k $256k
12306 Schenectady County 27,865 634 $83k $223k
12304 Schenectady County 22,403 3,362 $69k $179k
12308 Schenectady County 15,511 6,765 $63k $212k
12305 Schenectady County 7,356 4,950 $53k $218k
12307 Schenectady County 7,050 9,888 $25k $105k

Download the 11 ZIP codes as CSV

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates; 2023 Gazetteer land areas (2020 ZCTAs); town names from simplemaps US ZIP Codes (CC BY 4.0) and GeoNames (CC BY 4.0).

PO Box and single-organization ZIP codes in Schenectady

3 ZIP codes named Schenectady have no residential delivery area: post office boxes, or one organization (a large employer, an agency, a university) with its own code. The Census Bureau publishes no figures for them.

Schenectady, NY: ZIP codes without a residential area, for PO boxes or one organization (GeoNames postal codes; USPS does not publish openly which is which)
ZIPCounty
12301Schenectady County
12325Schenectady County
12345Schenectady County

Source: GeoNames postal codes (CC BY 4.0); a ZIP code with no Census ZCTA has no residential delivery area.

Which counties do Schenectady's ZIP codes reach?

Schenectady's residential ZIP codes lie in 3 counties: Schenectady County (7 ZIP codes mainly there), Saratoga County (part of a ZIP code), Albany County (1 ZIP code mainly there).

Which places do Schenectady's ZIP codes cover?

A postal name is not a city limit. By the Census Bureau's places, Schenectady's residential ZIP codes cover Schenectady itself and 4 other places, each listed with the ZIP codes that have at least 5% of their land in it or hold most of the place:

Source: U.S. Census Bureau, 2020 ZCTA-to-place relationship file (shares of land).

Which first three digits do Schenectady's ZIP codes use?

The first three digits of a ZIP code name the sectional center, the mail processing plant that sorts it. Every ZIP code of Schenectady starts with 123.

Three-digit prefixes of Schenectady's ZIP codes, the sectional center for each (USPS labeling list L005, effective October 1, 2026) and how many of the prefix's codes are Schenectady's
PrefixSectional centerHereAll codes
123 Albany, NY (SCF 120) 11 11

All 11 ZIP codes that start with 123 are Schenectady's: 8 residential codes and 3 PO Box or unique codes, sorted at Albany, NY (SCF 120).

Source: U.S. Postal Service, labeling list L005 (3-digit ZIP Code prefix groups, SCF sortation), effective October 1, 2026.