Schenectady, NY
Census ZIP code profile for Schenectady, NY - 8 ZIPs, total population 162,643. Median income, home value, education, commute, and demographics from the U.S. Census Bureau American Community Survey 2023 5-Year Estimates.
U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage
ACS city ledger plate
Sheet SCHENECTADY-NY · Schenectady, NY 8 ZIPs · 162,643 pop · #11024/25278 · Schenectady County
INC-HIGH · RANK-MID · BELOW-PEER · BOOK-MID · OWN-LOW · POP-MID · SPREAD-SPLIT · HOME-MID
- INC-HIGH $75,221
- RANK-MID #11024/25278
- BELOW-PEER under Rotterdam Juncti
- BOOK-MID 8 ZIPs
- OWN-LOW 56% owners
- POP-MID 162,643
- SPREAD-SPLIT 12307→12309
- HOME-MID $220,025
Nearest income peer: Rotterdam Junction, NY (+ $4,555 income $)
Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.
Income neighbourhood around Schenectady
Lowest/highest poles plus county-sharing cities nearest Schenectady on average ZIP median household income. Full ladder: /cities.
- Schenectady · this city · lowest
Schenectady · this city · lowest
$75,221 median HH income
- Rotterdam Junc · near
Rotterdam Junc · near
$79,776 median HH income
- Pattersonville · near
Pattersonville · near
$83,879 median HH income
- Alplaus · near
Alplaus · near
$125,859 median HH income
- Duanesburg · highest
Duanesburg · highest
$132,150 median HH income
What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.
National city placement
According to ACS 5-Year Estimates, Schenectady, NY sits among US cities with an above-median household income, on a mid-size population base, across a compact ZIP cluster.
- Top 44%
- household income vs 25,278 US cities
- 162,643
- city population (Census)
- 8
- USPS ZIP codes covered
- $75,221
- avg ZIP median income
Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.
A above-median income city on a compact ZIP cluster (8 codes). Income averages $75,221, rent $1,207 , commute about 22 minutes. Sibling ZIPs here are close enough that a two-ZIP compare often answers which side of town.
Every one of the 4 cities sharing Schenectady County reports a higher average ZIP median income than Schenectady, Duanesburg, Pattersonville and Rotterdam Junction among them. That gap is the county's income spread, not a measure of the housing or commute picture below. Duanesburg marks the far end of that range at $132,150, 76% above Schenectady.
Within-city ZIP comparison
Where the ZIP codes inside Schenectady differ
Schenectady's city average masks two linked splits. Median household income runs from $24,758 in ZIP 12307 to $125,274 in ZIP 12309, while home values span $104,600 in 12307 to $330,700 in 12309. Compare the endpoint ZIPs before treating the city-level number as a neighborhood-level answer.
- Income high-to-low ratio
- 5.1×
- Home-value high-to-low ratio
- 3.2×
- Poverty-rate spread
- 39.4 points
12307 to 12309
12307 to 12309
12302 to 12307
Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.
Population concentration
Schenectady residents fan out across many ZIPs
Population is spread across 8 codes in Schenectady. The densest, 12303, still represents only about 18% of the 162,643 residents, so no single ZIP stands in for the city.
Census ZBP business roll-up
Mid-density employers across Schenectady's ZIP mosaic
Citywide ZBP: 2,985 establishments, 46,874 employees , annual payroll $2,816,353k (~18 establishments per 1,000 residents) across 8 of 8 ZIPs. Peak business ZIP 12302 (525 units) ; leading NAICS Retail trade (442) · also Health care and social assistance · Construction .
ZIP Codes in Schenectady, NY
These ZIP codes sit in Schenectady County, which covers 12 ZIP codes in all; 8 of them fall in Schenectady. See the Schenectady County roll-up →
Every one of the 4 cities sharing Schenectady County reports a higher average ZIP median income than Schenectady, Duanesburg, Pattersonville and Rotterdam Junction among them. That gap is the county's income spread, not a measure of the housing or commute picture below. Duanesburg marks the far end of that range at $132,150, 76% above Schenectady.
Side-by-side: Compare 12303 vs 12309 →
Schenectady roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Schenectady, .