Rexford, NY · standard
ZIP Code 12148
Saratoga County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,569
- 113/sq mi High-density area
- $141,984
- Median income Above-median income area
- $427,400
- Median home value Above-median home value
- 60.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Rexford pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 5%
- household income, US ZIPs
- Top 18%
- home value, US ZIPs
- 113
- people per sq mi
- 81%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12148 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 12148 (Rexford, NY) fell -1.3% from 2023 to 2024. The all-transactions index moved from 235.6 in 2023 to 232.6 in 2024 (2000 = 100).
ZIP code 12148 covers 40.5 square miles in Rexford, Saratoga County, New York (a standard USPS delivery area), with a modest 4,569 residents on file, a density of 113 people per square mile, in the New York time zone.
ZIP 12148 skews affluent, with a median household income of $141,984 (54% above the average New York ZIP), while per-capita income is $89,501. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.3% and unemployment is 2.0%. Median home value is $427,400 (13% above the average New York ZIP) and median rent is $1,028; 81.3% of occupied homes are owner-occupied.
This is a highly-educated ZIP: 60.0% of adults hold a bachelor's degree or higher, the median age is 54.6, and the average commute is 27 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Saratoga County, so 12148 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 12148
Top 5 sectors by establishment count in Rexford, NY
Which industries have the most business establishments in ZIP 12148.
- Professional, scientific, and technical services
Professional, scientific, and technical services
14 establishments
- Construction
Construction
13 establishments
- Other services (except public administration)
Other services (except public administration)
8 establishments
- Retail trade 5
Retail trade
5 establishments
- Real estate and rental and leasing 5
Real estate and rental and leasing
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12148, Rexford, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,569
Population
40.5
Area (sq mi)
113
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12148?
54.6
Median Age
47.7%
Male
52.3%
Female
7.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$141,984
Median Household Income
+54% vs state ZIP avg
$89,501
Per Capita Income
4.3%
Poverty Rate
2.0%
Unemployment Rate
26.5 min
Mean Commute Time
How ZIP 12148 ranks among New York ZIPs
Rexford, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$141,984 Top 11% higher than 89% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,977housing units
1,977
Total Housing Units
1,829
Occupied Units
148
Vacant Units
2.19
Avg Household Size
Occupancy Type
$427,400
Median Home Value
+13% vs state ZIP avg
$1,028
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-1.3%
YoY Change (2024)
233
HPI Index (2000 = 100)
+133%
Total Change Since 2000
Home values in ZIP 12148 have decreased 1.3% over the past year (2024). Since 2000, this ZIP has seen +133% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -0.1% | 169 |
| 2021 | +12.1% | 189 |
| 2022 | +8.2% | 205 |
| 2023 | +15.0% | 236 |
| 2024 | -1.3% | 233 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 70 business establishments in ZIP 12148, employing approximately 413 people with a combined annual payroll of $17,640,000.
70
Businesses
413
Employees
$17.6M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 14 | 20.0% |
| Construction | 13 | 18.6% |
| Other services (except public administration) | 8 | 11.4% |
| Retail trade | 5 | 7.1% |
| Real estate and rental and leasing | 5 | 7.1% |
| Administrative and support and waste management and remediation services | 5 | 7.1% |
| Arts, entertainment, and recreation | 4 | 5.7% |
| Finance and insurance | 3 | 4.3% |
| Health care and social assistance | 3 | 4.3% |
| Accommodation and food services | 3 | 4.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12148 vs 12309 →
ZIP 12148 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12065
Clifton Park (12065)
41,776 residents
- 12309
Schenectady (12309)
29,343 residents
- 12205
Albany (12205)
26,977 residents
- 12304
Schenectady (12304)
21,482 residents
- 12308 15,335
Schenectady (12308)
15,335 residents
- 12019 14,740
Ballston Lake (12019)
14,740 residents
- 12307 7,692
Schenectady (12307)
7,692 residents
- 12305 5,716
Schenectady (12305)
5,716 residents
- 12148 4,569
Rexford (12148)
4,569 residents
What this shows Among its immediate neighbors, ZIP 12148 ranks #9 by population - useful context the national average alone can't give.
ZIP 12148 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12148
Rexford (12148)
$141,984 median income
- 12008
Alplaus (12008)
$125,859 median income
- 12309
Schenectady (12309)
$125,274 median income
- 12027
Burnt Hills (12027)
$120,000 median income
- 12065
Clifton Park (12065)
$113,873 median income
- 12019
Ballston Lake (12019)
$112,420 median income
- 12205
Albany (12205)
$91,020 median income
- 12304
Schenectady (12304)
$69,235 median income
- 12308
Schenectady (12308)
$63,434 median income
What this shows By household income, ZIP 12148 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12309 | Schenectady, NY | 29,343 | 2.7 mi |
| 12008 | Alplaus, NY | 497 | 3.3 mi |
| 12065 | Clifton Park, NY | 41,776 | 3.3 mi |
| 12308 | Schenectady, NY | 15,335 | 3.8 mi |
| 12304 | Schenectady, NY | 21,482 | 4.9 mi |
| 12307 | Schenectady, NY | 7,692 | 4.8 mi |
| 12305 | Schenectady, NY | 5,716 | 5.4 mi |
| 12205 | Albany, NY | 26,977 | 8.0 mi |
| 12019 | Ballston Lake, NY | 14,740 | 6.9 mi |
| 12027 | Burnt Hills, NY | 3,882 | 6.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12148, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,569 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Saratoga County
Related Areas
Frequently Asked Questions
What county is ZIP code 12148 in?
ZIP code 12148 (Rexford) is located in Saratoga County, New York. Saratoga County contains multiple ZIP codes, see the full list at /counties/saratoga-ny.
What is the population of ZIP code 12148?
ZIP code 12148 in Rexford, NY has a population of 4,569 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12148?
The median household income in ZIP 12148 is $141,984, which is 86% above the national average of $76,288.
What is the average home value in ZIP 12148?
The median home value in ZIP 12148 is $427,400, which is 54% above the national average of $278,155.
What is the demographic makeup of ZIP 12148?
The largest racial group in ZIP 12148 is White at 87.4%. Hispanic or Latino residents make up 3.7% of the population.
How many businesses are in ZIP code 12148?
ZIP code 12148 has 70 business establishments employing approximately 413 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12148?
The top industries by establishment count in ZIP 12148 are: Professional, scientific, and technical services (14), Construction (13), Other services (except public administration) (8). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 12148?
According to the FHFA House Price Index, home values in ZIP 12148 decreased by 1.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 133%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12148?
In ZIP code 12148, 75.0% of residents aged 25+ have a high school diploma or higher, and 60.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12148?
The mean commute time for workers in ZIP code 12148 is 26.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12148?
In ZIP code 12148, approximately 81.3% of occupied housing units are owner-occupied and 18.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12148?
The poverty rate in ZIP code 12148 is 4.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12148's numbers, next.
- See how ZIP 12148 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Rexford, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.