Latham, NY · standard

ZIP Code 12110

Albany County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

21,908
576/sq mi High-density area
$105,024
Median income Above-median income area
$340,100
Median home value Above-median home value
48.3%
Bachelor's or higher Above-average bachelor's attainment

National ZIP placement

Latham pairs an upper-quartile household income with above-median home values, in a low-density, homeowner-dominated area.

Top 16%
household income, US ZIPs
Top 28%
home value, US ZIPs
576
people per sq mi
65%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12110 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 12110 (Latham, NY) rose +11.7% from 2023 to 2024. The all-transactions index moved from 257.8 in 2023 to 287.9 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 12110 is a densely settled ZIP (a standard USPS delivery area) in Latham, Albany County, New York, with 21,908 residents across 38.0 square miles, a density of 576 people per square mile, in the New York time zone.

ZIP 12110 lands in the middle-income range, with a median household income of $105,024 (14% above the average New York ZIP), while per-capita income is $49,854. The poverty rate is 8.3%, with unemployment at 3.9%; those measures add context to the income figure. Median home value is $340,100 (10% below the average New York ZIP) and median rent is $1,499; 65.3% of occupied homes are owner-occupied.

A solid share of residents have a four-year degree: 48.3% of adults hold a bachelor's degree or higher, the median age is 39.7, and the average commute is 20 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Albany County, so 12110 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 12110

Top 5 sectors by establishment count in Latham, NY

Which industries have the most business establishments in ZIP 12110.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12110, Latham, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

21,908

Population

38.0

Area (sq mi)

576

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12110?

39.7

Median Age

49.7%

Male

50.3%

Female

12.2%

Foreign-Born

White 73.7%
African American 6.3%
Asian 10.8%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.4%
Hispanic or Latino 3.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$105,024

Median Household Income

+14% vs state ZIP avg

$49,854

Per Capita Income

8.3%

Poverty Rate

3.9%

Unemployment Rate

19.5 min

Mean Commute Time

How ZIP 12110 ranks among New York ZIPs

Latham, NY household income vs. every New York ZIP code

Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$105,024 Top 27% higher than 73% of 1,626 New York ZIPs

This ZIP $0 $200K+ every New York ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.5%
Bachelor's Degree or Higher 48.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,539

Total Housing Units

8,300

Occupied Units

239

Vacant Units

2.34

Avg Household Size

Occupancy Type

Owner 65.3%
Renter 34.7%

$340,100

Median Home Value

-10% vs state ZIP avg

$1,499

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.7%

YoY Change (2024)

288

HPI Index (2000 = 100)

+188%

Total Change Since 2000

Home values in ZIP 12110 have increased 11.7% over the past year (2024). Since 2000, this ZIP has seen +188% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.9% 203
2021 +6.9% 217
2022 +14.6% 249
2023 +3.5% 258
2024 +11.7% 288

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,193 business establishments in ZIP 12110, employing approximately 28,503 people with a combined annual payroll of $1,982,262,000.

1,193

Businesses

28,503

Employees

$2.0B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 160 13.4%
Retail trade 159 13.3%
Health care and social assistance 139 11.7%
Other services (except public administration) 129 10.8%
Finance and insurance 126 10.6%
Accommodation and food services 125 10.5%
Construction 69 5.8%
Real estate and rental and leasing 61 5.1%
Administrative and support and waste management and remediation services 54 4.5%
Wholesale trade 52 4.4%
Transportation and warehousing 26 2.2%
Information 25 2.1%
Educational services 24 2.0%
Arts, entertainment, and recreation 18 1.5%
Manufacturing 12 1.0%
Management of companies and enterprises 12 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12110 vs 12211 →

ZIP 12110 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12110 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12110 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12110 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12211 Albany, NY 11,303 3.3 mi
12189 Watervliet, NY 17,568 3.2 mi
12047 Cohoes, NY 19,664 3.3 mi
12206 Albany, NY 16,395 5.4 mi
12205 Albany, NY 26,977 3.6 mi
12183 Troy, NY 2,620 4.3 mi
12065 Clifton Park, NY 41,776 6.9 mi
12210 Albany, NY 10,158 6.5 mi
12204 Albany, NY 7,349 5.1 mi
12222 Albany, NY 6,489 5.3 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 12110, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (21,908 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Albany County

Frequently Asked Questions

What county is ZIP code 12110 in?

ZIP code 12110 (Latham) is located in Albany County, New York. Albany County contains multiple ZIP codes, see the full list at /counties/albany-ny.

What is the population of ZIP code 12110?

ZIP code 12110 in Latham, NY has a population of 21,908 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 12110?

The median household income in ZIP 12110 is $105,024, which is 38% above the national average of $76,288.

What is the average home value in ZIP 12110?

The median home value in ZIP 12110 is $340,100, which is 22% above the national average of $278,155.

What is the demographic makeup of ZIP 12110?

The largest racial group in ZIP 12110 is White at 73.7%. Hispanic or Latino residents make up 3.4% of the population.

How many businesses are in ZIP code 12110?

ZIP code 12110 has 1,193 business establishments employing approximately 28,503 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 12110?

The top industries by establishment count in ZIP 12110 are: Professional, scientific, and technical services (160), Retail trade (159), Health care and social assistance (139). There are 16 industry sectors represented in total.

How have home values changed in ZIP code 12110?

According to the FHFA House Price Index, home values in ZIP 12110 increased by 11.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 188%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 12110?

In ZIP code 12110, 69.5% of residents aged 25+ have a high school diploma or higher, and 48.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 12110?

The mean commute time for workers in ZIP code 12110 is 19.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 12110?

In ZIP code 12110, approximately 65.3% of occupied housing units are owner-occupied and 34.7% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 12110?

The poverty rate in ZIP code 12110 is 8.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 12110's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

Take this with you

What to do with ZIP 12110's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.