Albany, NY · standard
ZIP Code 12204
Albany County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,349
- 698/sq mi High-density area
- $74,841
- Median income Near-median income area
- $244,800
- Median home value Near-median home value
- 37.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Albany pairs an above-median household income with above-median home values, in a low-density, renter-heavy area.
- Top 45%
- household income, US ZIPs
- Top 44%
- home value, US ZIPs
- 698
- people per sq mi
- 31%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12204 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 12204 (Albany, NY) rose +1.6% from 2023 to 2024. The all-transactions index moved from 225.2 in 2023 to 228.9 in 2024 (2000 = 100).
ZIP code 12204 is a mid-sized community (a standard USPS delivery area) in Albany, Albany County, New York, home to 7,349 residents across 10.5 square miles, a density of 698 people per square mile, in the New York time zone.
ZIP 12204 lands in the middle-income range, with a median household income of $74,841 (19% below the average New York ZIP), while per-capita income is $41,304. The poverty rate is 11.1%, with unemployment at 5.7%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $244,800 (35% below the average New York ZIP), and median rent is $1,343; owner occupancy is 30.6%.
A solid share of residents have a four-year degree: 37.7% of adults hold a bachelor's degree or higher, the median age is 35.8, and the average commute is 24 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Albany County, so 12204 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 12204
Top 5 sectors by establishment count in Albany, NY
Which industries have the most business establishments in ZIP 12204.
- Professional, scientific, and technical services
Professional, scientific, and technical services
45 establishments
- Wholesale trade
Wholesale trade
31 establishments
- Other services (except public administration)
Other services (except public administration)
29 establishments
- Health care and social assistance
Health care and social assistance
27 establishments
- Retail trade
Retail trade
26 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12204, Albany, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,349
Population
10.5
Area (sq mi)
698
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12204?
35.8
Median Age
45.9%
Male
54.1%
Female
8.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$74,841
Median Household Income
-19% vs state ZIP avg
$41,304
Per Capita Income
11.1%
Poverty Rate
5.7%
Unemployment Rate
24.0 min
Mean Commute Time
How ZIP 12204 ranks among New York ZIPs
Albany, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$74,841 38th percentile higher than 38% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,986housing units
3,986
Total Housing Units
3,616
Occupied Units
370
Vacant Units
2.13
Avg Household Size
Occupancy Type
$244,800
Median Home Value
-35% vs state ZIP avg
$1,343
Median Rent
1969
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.6%
YoY Change (2024)
229
HPI Index (2000 = 100)
+129%
Total Change Since 2000
Home values in ZIP 12204 have increased 1.6% over the past year (2024). Since 2000, this ZIP has seen +129% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +0.8% | 170 |
| 2021 | +13.8% | 194 |
| 2022 | +6.4% | 206 |
| 2023 | +9.3% | 225 |
| 2024 | +1.6% | 229 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 303 business establishments in ZIP 12204, employing approximately 6,580 people with a combined annual payroll of $465,315,000.
303
Businesses
6,580
Employees
$465.3M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 45 | 14.8% |
| Wholesale trade | 31 | 10.2% |
| Other services (except public administration) | 29 | 9.6% |
| Health care and social assistance | 27 | 8.9% |
| Retail trade | 26 | 8.6% |
| Information | 21 | 6.9% |
| Accommodation and food services | 20 | 6.6% |
| Construction | 18 | 5.9% |
| Real estate and rental and leasing | 17 | 5.6% |
| Administrative and support and waste management and remediation services | 17 | 5.6% |
| Manufacturing | 13 | 4.3% |
| Transportation and warehousing | 12 | 4.0% |
| Finance and insurance | 11 | 3.6% |
| Arts, entertainment, and recreation | 7 | 2.3% |
| Educational services | 4 | 1.3% |
| Management of companies and enterprises | 3 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12204 vs 12207 →
ZIP 12204 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12144
Rensselaer (12144)
20,555 residents
- 12047
Cohoes (12047)
19,664 residents
- 12189
Watervliet (12189)
17,568 residents
- 12206
Albany (12206)
16,395 residents
- 12211
Albany (12211)
11,303 residents
- 12210
Albany (12210)
10,158 residents
- 12202
Albany (12202)
9,628 residents
- 12204 7,349
Albany (12204)
7,349 residents
- 12222 6,489
Albany (12222)
6,489 residents
What this shows Among its immediate neighbors, ZIP 12204 ranks #8 by population - useful context the national average alone can't give.
ZIP 12204 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12211
Albany (12211)
$156,605 median income
- 12144
Rensselaer (12144)
$90,738 median income
- 12204
Albany (12204)
$74,841 median income
- 12047
Cohoes (12047)
$66,071 median income
- 12189
Watervliet (12189)
$65,276 median income
- 12183 $59,406
Troy (12183)
$59,406 median income
- 12207 $58,998
Albany (12207)
$58,998 median income
- 12210 $55,843
Albany (12210)
$55,843 median income
- 12202 $52,868
Albany (12202)
$52,868 median income
What this shows By household income, ZIP 12204 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12207 | Albany, NY | 1,948 | 2.3 mi |
| 12211 | Albany, NY | 11,303 | 2.2 mi |
| 12210 | Albany, NY | 10,158 | 2.4 mi |
| 12189 | Watervliet, NY | 17,568 | 3.4 mi |
| 12206 | Albany, NY | 16,395 | 2.9 mi |
| 12144 | Rensselaer, NY | 20,555 | 4.1 mi |
| 12202 | Albany, NY | 9,628 | 4.1 mi |
| 12183 | Troy, NY | 2,620 | 4.5 mi |
| 12047 | Cohoes, NY | 19,664 | 6.6 mi |
| 12222 | Albany, NY | 6,489 | 4.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12204, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,349 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Albany County
Related Areas
Frequently Asked Questions
What county is ZIP code 12204 in?
ZIP code 12204 (Albany) is located in Albany County, New York. Albany County contains multiple ZIP codes, see the full list at /counties/albany-ny.
What is the population of ZIP code 12204?
ZIP code 12204 in Albany, NY has a population of 7,349 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12204?
The median household income in ZIP 12204 is $74,841, which is 2% below the national average of $76,288.
What is the average home value in ZIP 12204?
The median home value in ZIP 12204 is $244,800, which is 12% below the national average of $278,155.
What is the demographic makeup of ZIP 12204?
The largest racial group in ZIP 12204 is White at 49.1%. Hispanic or Latino residents make up 7.4% of the population.
How many businesses are in ZIP code 12204?
ZIP code 12204 has 303 business establishments employing approximately 6,580 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12204?
The top industries by establishment count in ZIP 12204 are: Professional, scientific, and technical services (45), Wholesale trade (31), Other services (except public administration) (29). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 12204?
According to the FHFA House Price Index, home values in ZIP 12204 increased by 1.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 129%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12204?
In ZIP code 12204, 60.8% of residents aged 25+ have a high school diploma or higher, and 37.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12204?
The mean commute time for workers in ZIP code 12204 is 24.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12204?
In ZIP code 12204, approximately 30.6% of occupied housing units are owner-occupied and 69.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12204?
The poverty rate in ZIP code 12204 is 11.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12204's numbers, next.
- See how ZIP 12204 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Albany, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.