PlainZIP

Albany, NY · standard

ZIP Code 12204

Albany County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,349
698/sq mi
$74,841
Median income
$244,800
Median home value
37.7%
Bachelor's or higher

The verdict

Albany pairs an above-median household income with above-median home values, in a low-density, renter-heavy area.

Top 45%
household income, US ZIPs
Top 44%
home value, US ZIPs
698
people per sq mi
31%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12204 against every reporting US ZIP.

ZIP code 12204 is a mid-sized community (a standard USPS delivery area) in Albany, Albany County, New York, home to 7,349 residents across 10.5 square miles, a density of 698 people per square mile, in the New York time zone.

ZIP 12204 lands in the middle-income range, with a median household income of $74,841 (19% below the New York average), while per-capita income is $41,304. 11.1% of residents live below the poverty line, and the unemployment rate reads 5.7%. On housing, the median home value is $244,800 (35% below the state average) with median rent at $1,343 per month, and 30.6% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 37.7% of adults hold a bachelor's degree or higher, the median age is 35.8, and the average commute is 24 minutes. To put 12204 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Albany County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12204

Top 5 sectors by establishment count in Albany, NY

Which industries have the most business establishments in ZIP 12204.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12204, Albany, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,349

Population

10.5

Area (sq mi)

698

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12204?

35.8

Median Age

45.9%

Male

54.1%

Female

8.9%

Foreign-Born

White 49.1%
African American 26.2%
Asian 9.6%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.4%
Two or More Ethnicities 7.3%
Hispanic or Latino 7.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$74,841

Median Household Income

-19% vs state

$41,304

Per Capita Income

11.1%

Poverty Rate

5.7%

Unemployment Rate

24.0 min

Mean Commute Time

How ZIP 12204 ranks nationally

Albany, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$74,841 Top 45% higher than 55% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.8%
Bachelor's Degree or Higher 37.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,986

Total Housing Units

3,616

Occupied Units

370

Vacant Units

2.13

Avg Household Size

Occupancy Type

Owner 30.6%
Renter 69.4%

$244,800

Median Home Value

-35% vs state

$1,343

Median Rent

1969

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.6%

YoY Change (2024)

229

HPI Index (2000 = 100)

+129%

Total Change Since 2000

Home values in ZIP 12204 have increased 1.6% over the past year (2024). Since 2000, this ZIP has seen +129% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.8% 170
2021 +13.8% 194
2022 +6.4% 206
2023 +9.3% 225
2024 +1.6% 229

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 303 business establishments in ZIP 12204, employing approximately 6,580 people with a combined annual payroll of $465,315,000.

303

Businesses

6,580

Employees

$465.3M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 45 14.8%
Wholesale trade 31 10.2%
Other services (except public administration) 29 9.6%
Health care and social assistance 27 8.9%
Retail trade 26 8.6%
Information 21 6.9%
Accommodation and food services 20 6.6%
Construction 18 5.9%
Real estate and rental and leasing 17 5.6%
Administrative and support and waste management and remediation services 17 5.6%
Manufacturing 13 4.3%
Transportation and warehousing 12 4.0%
Finance and insurance 11 3.6%
Arts, entertainment, and recreation 7 2.3%
Educational services 4 1.3%
Management of companies and enterprises 3 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12204 vs 12207 →

ZIP 12204 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12204 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12204 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12204 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12207 Albany, NY 1,948 2.3 mi
12211 Albany, NY 11,303 2.2 mi
12210 Albany, NY 10,158 2.4 mi
12189 Watervliet, NY 17,568 3.4 mi
12206 Albany, NY 16,395 2.9 mi
12144 Rensselaer, NY 20,555 4.1 mi
12202 Albany, NY 9,628 4.1 mi
12183 Troy, NY 2,620 4.5 mi
12047 Cohoes, NY 19,664 6.6 mi
12222 Albany, NY 6,489 4.9 mi

More ZIP Codes in Albany County

12203 standard
Albany, NY
Pop: 29,952
12205 standard
Albany, NY
Pop: 26,977
12110 standard
Latham, NY
Pop: 21,908
12208 standard
Albany, NY
Pop: 20,702
12047 standard
Cohoes, NY
Pop: 19,664
12189 standard
Watervliet, NY
Pop: 17,568

Related Areas

Albany County Albany, NY New York

Frequently Asked Questions

What county is ZIP code 12204 in? ▼
ZIP code 12204 (Albany) is located in Albany County, New York. Albany County contains multiple ZIP codes, see the full list at /counties/albany-ny.
What is the population of ZIP code 12204? ▼
ZIP code 12204 in Albany, NY has a population of 7,349 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12204? ▼
The median household income in ZIP 12204 is $74,841, which is 2% below the national average of $76,288.
What is the average home value in ZIP 12204? ▼
The median home value in ZIP 12204 is $244,800, which is 12% below the national average of $278,155.
What is the demographic makeup of ZIP 12204? ▼
The largest racial group in ZIP 12204 is White at 49.1%. Hispanic or Latino residents make up 7.4% of the population.
How many businesses are in ZIP code 12204? ▼
ZIP code 12204 has 303 business establishments employing approximately 6,580 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12204? ▼
The top industries by establishment count in ZIP 12204 are: Professional, scientific, and technical services (45), Wholesale trade (31), Other services (except public administration) (29). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 12204? ▼
According to the FHFA House Price Index, home values in ZIP 12204 increased by 1.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 129%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12204? ▼
In ZIP code 12204, 60.8% of residents aged 25+ have a high school diploma or higher, and 37.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12204? ▼
The mean commute time for workers in ZIP code 12204 is 24.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12204? ▼
In ZIP code 12204, approximately 30.6% of occupied housing units are owner-occupied and 69.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12204? ▼
The poverty rate in ZIP code 12204 is 11.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.