Residential delivery area · New York
ZIP Code 12203: Albany, NY
ZIP code 12203 uses the postal name Albany, New York and lies entirely in Albany County (Census 2020 ZIP-county file). About 31,000 people live there (Census Bureau, ACS 2020-2024), the most populous of Albany's 12 residential ZIP codes. Median household income is $83,147 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Albany (40%) and Westmere (24%); 36% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Albany · 12 residential ZIPs
- County
- Albany County
- Census places
- Albany (40%); Westmere (24%) census-designated place
- Metro area
- Albany-Schenectady-Troy, NY
- House district
- NY-20 119th Congress
- State
- New York
- Time zone
- Eastern
- Land area
- 10.4 sq mi · 2,949 people per sq mi
- PO Box ZIPs
- 38 more ZIP codes use the name Albany for PO boxes or single organizations
Where is ZIP code 12203?
12203 centers on 42.683°, -73.849° and covers 10.4 square miles of land plus 0.0 of water. It borders 8 ZIP codes: 12222, 12226, 12205, 12159, 12208, 12084, 12206, 12210.
The map draws ZIP code areas only. For the streets inside 12203, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 12203 compare with the rest of Albany?
| Measure | 12203 | In Albany | In Albany County | In NY |
|---|---|---|---|---|
| People (ACS 2020-2024) | 30,771 | 1st of 12 | 2nd of 46 | 202nd of 1,826 |
| Median household income | $83k | 4th of 10 | 20th of 30 | 554th of 1,081 |
| Median home value | $280k | 2nd of 10 | 14th of 32 | 591st of 1,172 |
Its median household income is higher than in 66% of U.S. residential ZIP codes, and it is denser than 88% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 12203?
The 2020 Census counted 28,210 people in 12203; the ACS, which samples households over 2020-2024, estimates 30,771. Between the 2010 and 2020 censuses its population fell 5.8% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 30,771
- 2020 Census count
- 28,210−5.8% since 2010 (29,952)
- Households
- 13,810
- Median age
- 34.5
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 12203?
Of the 30,771 people the ACS estimates in 12203, 13.1% are under 18 and 17.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (66.6%), then Black (not Hispanic) (10.4%).
- Under 1813.1%
- 18 to 6469.6%
- 65 and older17.4%
- White, not Hispanic66.6%
- Black, not Hispanic10.4%
- Hispanic or Latino8.4%
- Asian, not Hispanic8.2%
- Other or two or more6.4%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 12203 earn?
Median household income is $83,147 (ACS 2020-2024), the 20th highest of the 30 ranked ZIP codes in Albany County. It is not measurably different from 2015-2019 ($75,483 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $83,147
- Income per person
- $49,686
- Below the poverty line
- 13.9%
- Unemployed (of the labor force)
- 4.1%
- Adults 25+ with a bachelor's degree
- 56.9%
- Adjusted gross income per tax return, 2022
- $98,33313,960 returns; wages 57% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 12203?
FHFA's house price index for 12203, built from repeat sales and appraisals of the same homes, rose 68% from 2015 to 2025 and rose 47% from 2020 to 2025, and moved +0.7% in 2025.
- Median home value (owners' estimate)
- $279,500
- Median gross rent
- $1,409
- Homes owned by their occupants
- 49.5%
- Housing units
- 14,906
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 12203?
892 business establishments had a location in this ZIP code in 2023, 68 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade186
- Health care and social assistance134
- Professional, scientific, and technical services132
- Accommodation and food services126
- Other services (except public administration)68
- Finance and insurance59
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 12203?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 12222 | Albany | 6,889 | – | 1.3 mi |
| 12226 | Albany | 0 | – | 2.0 mi |
| 12205 | Albany | 25,838 | $91k | 2.8 mi |
| 12159 | Slingerlands | 8,163 | $128k | 2.9 mi |
| 12208 | Albany | 23,289 | $70k | 2.9 mi |
| 12084 | Guilderland | 5,328 | $91k | 3.0 mi |
| 12206 | Albany | 14,572 | $42k | 3.5 mi |
| 12210 | Albany | 10,297 | $56k | 5.2 mi |
| 12209 | Albany | 10,626 | $89k | 4.3 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.