PlainZIP

Albany, NY · standard

ZIP Code 12203

Albany County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

29,952
1,014/sq mi
$83,147
Median income
$279,500
Median home value
56.9%
Bachelor's or higher

The verdict

Albany pairs an above-median household income with above-median home values, in a low-density, mixed-tenure area.

Top 34%
household income, US ZIPs
Top 37%
home value, US ZIPs
1,014
people per sq mi
50%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12203 against every reporting US ZIP.

ZIP code 12203 is a densely settled ZIP (a standard USPS delivery area) in Albany, Albany County, New York, with 29,952 residents across 29.5 square miles, a density of 1,014 people per square mile, in the New York time zone.

ZIP 12203 lands in the middle-income range, with a median household income of $83,147 (10% below the New York average), while per-capita income is $49,686. Poverty here runs at 13.9%, with unemployment measured at 4.1%. Housing costs here run $279,500 for a typical home value (26% below the state average), with rent averaging $1,409 a month; 49.5% of homes are owner-occupied.

This is a highly-educated ZIP: 56.9% of adults hold a bachelor's degree or higher, the median age is 34.5, and the average commute is 18 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Albany County, so you can benchmark 12203 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12203

Top 5 sectors by establishment count in Albany, NY

Which industries have the most business establishments in ZIP 12203.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12203, Albany, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

29,952

Population

29.5

Area (sq mi)

1,014

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12203?

34.5

Median Age

47.9%

Male

52.1%

Female

15.1%

Foreign-Born

White 67.6%
African American 11.5%
Asian 8.3%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 8.2%
Hispanic or Latino 8.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$83,147

Median Household Income

-10% vs state

$49,686

Per Capita Income

13.9%

Poverty Rate

4.1%

Unemployment Rate

17.5 min

Mean Commute Time

How ZIP 12203 ranks nationally

Albany, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$83,147 Top 34% higher than 66% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 73.7%
Bachelor's Degree or Higher 56.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

14,906

Total Housing Units

13,810

Occupied Units

1,096

Vacant Units

2.02

Avg Household Size

Occupancy Type

Owner 49.5%
Renter 50.5%

$279,500

Median Home Value

-26% vs state

$1,409

Median Rent

1961

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.3%

YoY Change (2024)

269

HPI Index (2000 = 100)

+169%

Total Change Since 2000

Home values in ZIP 12203 have increased 10.3% over the past year (2024). Since 2000, this ZIP has seen +169% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.2% 184
2021 +11.3% 205
2022 +14.5% 234
2023 +4.2% 244
2024 +10.3% 269

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 892 business establishments in ZIP 12203, employing approximately 18,450 people with a combined annual payroll of $1,304,395,000.

892

Businesses

18,450

Employees

$1.3B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 186 20.9%
Health care and social assistance 134 15.0%
Professional, scientific, and technical services 132 14.8%
Accommodation and food services 126 14.1%
Other services (except public administration) 68 7.6%
Finance and insurance 59 6.6%
Construction 46 5.2%
Real estate and rental and leasing 41 4.6%
Information 23 2.6%
Wholesale trade 17 1.9%
Administrative and support and waste management and remediation services 17 1.9%
Arts, entertainment, and recreation 12 1.4%
Educational services 11 1.2%
Manufacturing 7 0.8%
Transportation and warehousing 6 0.7%
Management of companies and enterprises 5 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12203 vs 12222 →

ZIP 12203 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12203 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12203 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12203 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12222 Albany, NY 6,489 1.2 mi
12205 Albany, NY 26,977 2.8 mi
12208 Albany, NY 20,702 2.7 mi
12206 Albany, NY 16,395 3.4 mi
12084 Guilderland, NY 4,271 3.1 mi
12159 Slingerlands, NY 7,896 3.3 mi
12054 Delmar, NY 16,918 5.1 mi
12209 Albany, NY 10,121 4.2 mi
12211 Albany, NY 11,303 4.6 mi
12210 Albany, NY 10,158 4.8 mi

More ZIP Codes in Albany County

12205 standard
Albany, NY
Pop: 26,977
12110 standard
Latham, NY
Pop: 21,908
12208 standard
Albany, NY
Pop: 20,702
12047 standard
Cohoes, NY
Pop: 19,664
12189 standard
Watervliet, NY
Pop: 17,568
12054 standard
Delmar, NY
Pop: 16,918

Related Areas

Albany County Albany, NY New York

Frequently Asked Questions

What county is ZIP code 12203 in? ▼
ZIP code 12203 (Albany) is located in Albany County, New York. Albany County contains multiple ZIP codes, see the full list at /counties/albany-ny.
What is the population of ZIP code 12203? ▼
ZIP code 12203 in Albany, NY has a population of 29,952 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12203? ▼
The median household income in ZIP 12203 is $83,147, which is 9% above the national average of $76,288.
What is the average home value in ZIP 12203? ▼
The median home value in ZIP 12203 is $279,500, which is 0% above the national average of $278,155.
What is the demographic makeup of ZIP 12203? ▼
The largest racial group in ZIP 12203 is White at 67.6%. Hispanic or Latino residents make up 8.4% of the population.
How many businesses are in ZIP code 12203? ▼
ZIP code 12203 has 892 business establishments employing approximately 18,450 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12203? ▼
The top industries by establishment count in ZIP 12203 are: Retail trade (186), Health care and social assistance (134), Professional, scientific, and technical services (132). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 12203? ▼
According to the FHFA House Price Index, home values in ZIP 12203 increased by 10.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 169%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12203? ▼
In ZIP code 12203, 73.7% of residents aged 25+ have a high school diploma or higher, and 56.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12203? ▼
The mean commute time for workers in ZIP code 12203 is 17.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12203? ▼
In ZIP code 12203, approximately 49.5% of occupied housing units are owner-occupied and 50.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12203? ▼
The poverty rate in ZIP code 12203 is 13.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.