PlainZIP

Albany, NY · standard

ZIP Code 12208

Albany County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

20,702
1,905/sq mi
$70,413
Median income
$264,700
Median home value
54.7%
Bachelor's or higher

The verdict

Albany pairs a below-median household income with above-median home values, in a low-density, mixed-tenure area.

47th pct
household income, US ZIPs
Top 40%
home value, US ZIPs
1,905
people per sq mi
45%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12208 against every reporting US ZIP.

ZIP code 12208 is a densely settled ZIP (a standard USPS delivery area) in Albany, Albany County, New York, with 20,702 residents across 10.9 square miles, a density of 1,905 people per square mile, in the New York time zone.

ZIP 12208 lands in the middle-income range, with a median household income of $70,413 (24% below the New York average), while per-capita income is $43,740. The poverty rate stands at 22.2% and the unemployment rate at 5.8%. Housing costs here run $264,700 for a typical home value (30% below the state average), with rent averaging $1,320 a month; 45.1% of homes are owner-occupied.

This is a highly-educated ZIP: 54.7% of adults hold a bachelor's degree or higher, the median age is 33.1, and the average commute is 19 minutes. To put 12208 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Albany County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12208

Top 5 sectors by establishment count in Albany, NY

Which industries have the most business establishments in ZIP 12208.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12208, Albany, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

20,702

Population

10.9

Area (sq mi)

1,905

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12208?

33.1

Median Age

46.2%

Male

53.8%

Female

17.6%

Foreign-Born

White 64.8%
African American 12.8%
Asian 11.4%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.0%
Hispanic or Latino 9.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,413

Median Household Income

-24% vs state

$43,740

Per Capita Income

22.2%

Poverty Rate

5.8%

Unemployment Rate

18.5 min

Mean Commute Time

How ZIP 12208 ranks nationally

Albany, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$70,413 47th percentile higher than 47% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.4%
Bachelor's Degree or Higher 54.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,583

Total Housing Units

10,584

Occupied Units

999

Vacant Units

2.01

Avg Household Size

Occupancy Type

Owner 45.1%
Renter 54.9%

$264,700

Median Home Value

-30% vs state

$1,320

Median Rent

1954

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.0%

YoY Change (2024)

264

HPI Index (2000 = 100)

+164%

Total Change Since 2000

Home values in ZIP 12208 have increased 11.0% over the past year (2024). Since 2000, this ZIP has seen +164% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.1% 183
2021 +11.4% 203
2022 +10.5% 225
2023 +6.0% 238
2024 +11.0% 264

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 346 business establishments in ZIP 12208, employing approximately 22,581 people with a combined annual payroll of $1,815,147,000.

346

Businesses

22,581

Employees

$1.8B

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 92 26.6%
Accommodation and food services 68 19.6%
Other services (except public administration) 39 11.3%
Professional, scientific, and technical services 34 9.8%
Retail trade 32 9.3%
Finance and insurance 15 4.3%
Real estate and rental and leasing 14 4.0%
Construction 13 3.8%
Educational services 11 3.2%
Administrative and support and waste management and remediation services 10 2.9%
Arts, entertainment, and recreation 7 2.0%
Manufacturing 4 1.2%
Information 3 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12208 vs 12209 →

ZIP 12208 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12208 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12208 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12208 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12209 Albany, NY 10,121 1.5 mi
12222 Albany, NY 6,489 2.3 mi
12206 Albany, NY 16,395 2.0 mi
12210 Albany, NY 10,158 2.7 mi
12203 Albany, NY 29,952 2.7 mi
12202 Albany, NY 9,628 2.7 mi
12207 Albany, NY 1,948 3.3 mi
12205 Albany, NY 26,977 4.6 mi
12077 Glenmont, NY 6,246 4.3 mi
12159 Slingerlands, NY 7,896 3.9 mi

More ZIP Codes in Albany County

12203 standard
Albany, NY
Pop: 29,952
12205 standard
Albany, NY
Pop: 26,977
12110 standard
Latham, NY
Pop: 21,908
12047 standard
Cohoes, NY
Pop: 19,664
12189 standard
Watervliet, NY
Pop: 17,568
12054 standard
Delmar, NY
Pop: 16,918

Related Areas

Albany County Albany, NY New York

Frequently Asked Questions

What county is ZIP code 12208 in? ▼
ZIP code 12208 (Albany) is located in Albany County, New York. Albany County contains multiple ZIP codes, see the full list at /counties/albany-ny.
What is the population of ZIP code 12208? ▼
ZIP code 12208 in Albany, NY has a population of 20,702 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12208? ▼
The median household income in ZIP 12208 is $70,413, which is 8% below the national average of $76,288.
What is the average home value in ZIP 12208? ▼
The median home value in ZIP 12208 is $264,700, which is 5% below the national average of $278,155.
What is the demographic makeup of ZIP 12208? ▼
The largest racial group in ZIP 12208 is White at 64.8%. Hispanic or Latino residents make up 9.1% of the population.
How many businesses are in ZIP code 12208? ▼
ZIP code 12208 has 346 business establishments employing approximately 22,581 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12208? ▼
The top industries by establishment count in ZIP 12208 are: Health care and social assistance (92), Accommodation and food services (68), Other services (except public administration) (39). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 12208? ▼
According to the FHFA House Price Index, home values in ZIP 12208 increased by 11.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 164%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12208? ▼
In ZIP code 12208, 69.4% of residents aged 25+ have a high school diploma or higher, and 54.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12208? ▼
The mean commute time for workers in ZIP code 12208 is 18.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12208? ▼
In ZIP code 12208, approximately 45.1% of occupied housing units are owner-occupied and 54.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12208? ▼
The poverty rate in ZIP code 12208 is 22.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.