PlainZIP

Guilderland, NY · standard

ZIP Code 12084

Albany County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,271
457/sq mi
$91,063
Median income
$348,600
Median home value
55.8%
Bachelor's or higher

The verdict

Guilderland pairs an above-median household income with above-median home values, in a low-density, renter-heavy area.

Top 26%
household income, US ZIPs
Top 27%
home value, US ZIPs
457
people per sq mi
26%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12084 against every reporting US ZIP.

ZIP code 12084 covers 9.3 square miles in Guilderland, Albany County, New York (a standard USPS delivery area), with a modest 4,271 residents on file, a density of 457 people per square mile, in the New York time zone.

ZIP 12084 lands in the middle-income range, with a median household income of $91,063 (2% below the New York average), while per-capita income is $49,682. Poverty here runs at 10.9%, with unemployment measured at 6.0%. Median home value sits at $348,600 (8% below the state average), median rent at $1,598 a month, and owner-occupancy at 25.6%.

This is a highly-educated ZIP: 55.8% of adults hold a bachelor's degree or higher, the median age is 34.5, and the average commute is 22 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Albany County, letting you compare 12084 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12084

Top 5 sectors by establishment count in Guilderland, NY

Which industries have the most business establishments in ZIP 12084.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12084, Guilderland, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,271

Population

9.3

Area (sq mi)

457

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12084?

34.5

Median Age

53.9%

Male

46.1%

Female

26.8%

Foreign-Born

White 57.5%
African American 11.4%
Asian 25.8%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.3%
Hispanic or Latino 3.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$91,063

Median Household Income

-2% vs state

$49,682

Per Capita Income

10.9%

Poverty Rate

6.0%

Unemployment Rate

21.8 min

Mean Commute Time

How ZIP 12084 ranks nationally

Guilderland, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$91,063 Top 26% higher than 74% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.1%
Bachelor's Degree or Higher 55.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,289

Total Housing Units

2,177

Occupied Units

112

Vacant Units

2.36

Avg Household Size

Occupancy Type

Owner 25.6%
Renter 74.4%

$348,600

Median Home Value

-8% vs state

$1,598

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.2%

YoY Change (2024)

238

HPI Index (2000 = 100)

+138%

Total Change Since 2000

Home values in ZIP 12084 have increased 6.2% over the past year (2024). Since 2000, this ZIP has seen +138% cumulative appreciation.

Year Annual Change HPI Index
2019 +3.7% 164
2020 +1.1% 166
2021 +9.5% 182
2022 +6.2% 193
2024 – 238

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 166 business establishments in ZIP 12084, employing approximately 1,600 people with a combined annual payroll of $59,149,000.

166

Businesses

1,600

Employees

$59.1M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 38 22.9%
Health care and social assistance 23 13.9%
Other services (except public administration) 21 12.7%
Retail trade 19 11.4%
Accommodation and food services 16 9.6%
Finance and insurance 13 7.8%
Real estate and rental and leasing 7 4.2%
Arts, entertainment, and recreation 6 3.6%
Construction 5 3.0%
Transportation and warehousing 5 3.0%
Wholesale trade 4 2.4%
Educational services 3 1.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12084 vs 12085 →

ZIP 12084 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12084 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12084 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12084 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12085 Guilderland Center, NY 479 3.2 mi
12303 Schenectady, NY 29,857 3.4 mi
12304 Schenectady, NY 21,482 4.8 mi
12203 Albany, NY 29,952 3.1 mi
12159 Slingerlands, NY 7,896 4.3 mi
12205 Albany, NY 26,977 3.8 mi
12222 Albany, NY 6,489 4.0 mi
12309 Schenectady, NY 29,343 6.8 mi
12054 Delmar, NY 16,918 6.8 mi
12307 Schenectady, NY 7,692 7.2 mi

More ZIP Codes in Albany County

12203 standard
Albany, NY
Pop: 29,952
12205 standard
Albany, NY
Pop: 26,977
12110 standard
Latham, NY
Pop: 21,908
12208 standard
Albany, NY
Pop: 20,702
12047 standard
Cohoes, NY
Pop: 19,664
12189 standard
Watervliet, NY
Pop: 17,568

Related Areas

Albany County Guilderland, NY New York

Frequently Asked Questions

What county is ZIP code 12084 in? ▼
ZIP code 12084 (Guilderland) is located in Albany County, New York. Albany County contains multiple ZIP codes, see the full list at /counties/albany-ny.
What is the population of ZIP code 12084? ▼
ZIP code 12084 in Guilderland, NY has a population of 4,271 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12084? ▼
The median household income in ZIP 12084 is $91,063, which is 19% above the national average of $76,288.
What is the average home value in ZIP 12084? ▼
The median home value in ZIP 12084 is $348,600, which is 25% above the national average of $278,155.
What is the demographic makeup of ZIP 12084? ▼
The largest racial group in ZIP 12084 is White at 57.5%. Hispanic or Latino residents make up 3.3% of the population.
How many businesses are in ZIP code 12084? ▼
ZIP code 12084 has 166 business establishments employing approximately 1,600 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12084? ▼
The top industries by establishment count in ZIP 12084 are: Professional, scientific, and technical services (38), Health care and social assistance (23), Other services (except public administration) (21). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 12084? ▼
According to the FHFA House Price Index, home values in ZIP 12084 increased by 6.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 138%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12084? ▼
In ZIP code 12084, 69.1% of residents aged 25+ have a high school diploma or higher, and 55.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12084? ▼
The mean commute time for workers in ZIP code 12084 is 21.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12084? ▼
In ZIP code 12084, approximately 25.6% of occupied housing units are owner-occupied and 74.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12084? ▼
The poverty rate in ZIP code 12084 is 10.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.