ZIP Code 12084

standard

Source:

Guilderland · Albany County · New York

Population
4,271

457/sq mi

Median income
$91,063

▲ 19% vs US

higher than 74% of US ZIPs

Median home value
$348,600

▲ 25% vs US

higher than 73% of US ZIPs

Bachelor's or higher
55.8%

Median age 34.5

Land area
9.3 sq mi

New York

ZIP code 12084 in Guilderland, New York has a population of 4,271. The median household income is $91,063, which is 19% above the national average. Median home value is $348,600, 25% above the US average. 55.8% of residents hold a bachelor's degree or higher.

ZIP code 12084 is classified by USPS as a standard delivery area and covers roughly 9.3 square miles in Guilderland, Albany County, New York. The area is home to 4,271 residents, producing a population density of 457 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 12084 against New York and the nation.

On the economic side, the median household income for ZIP 12084 sits at $91,063 (2% below the New York average), while per-capita income is $49,682. The poverty rate stands at 10.9% and the unemployment rate at 6.0%. On housing, the median home value is $348,600 (8% below the state average) with median rent at $1,598 per month, and 25.6% of occupied units are owner-occupied, a direct signal of whether 12084 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 55.8% of adults hold a bachelor's degree or higher, the median age is 34.5, and the average commute is 22 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Albany County, so you can benchmark 12084 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 12084

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 12084.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 12084, Guilderland, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

4,271

Population

9.3

Area (sq mi)

457

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12084?

34.5

Median Age

53.9%

Male

46.1%

Female

26.8%

Foreign-Born

White 57.5%
African American 11.4%
Asian 25.8%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.3%
Hispanic or Latino 3.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$91,063

Median Household Income

-2% vs state

$49,682

Per Capita Income

10.9%

Poverty Rate

6.0%

Unemployment Rate

21.8 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.1%
Bachelor's Degree or Higher 55.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,289

Total Housing Units

2,177

Occupied Units

112

Vacant Units

2.36

Avg Household Size

Occupancy Type

Owner 25.6%
Renter 74.4%

$348,600

Median Home Value

-8% vs state

$1,598

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.2%

YoY Change (2024)

238

HPI Index (2000 = 100)

+138%

Total Change Since 2000

Home values in ZIP 12084 have increased 6.2% over the past year (2024). Since 2000, this ZIP has seen +138% cumulative appreciation.

Year Annual Change HPI Index
2019 +3.7% 164
2020 +1.1% 166
2021 +9.5% 182
2022 +6.2% 193
2024 238

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 166 business establishments in ZIP 12084, employing approximately 1,600 people with a combined annual payroll of $59,149,000.

166

Businesses

1,600

Employees

$59.1M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 38 22.9%
Health care and social assistance 23 13.9%
Other services (except public administration) 21 12.7%
Retail trade 19 11.4%
Accommodation and food services 16 9.6%
Finance and insurance 13 7.8%
Real estate and rental and leasing 7 4.2%
Arts, entertainment, and recreation 6 3.6%
Construction 5 3.0%
Transportation and warehousing 5 3.0%
Wholesale trade 4 2.4%
Educational services 3 1.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12084 vs 12085 →

ZIP Code City Population Distance
12085 Guilderland Center, NY 479 3.2 mi
12303 Schenectady, NY 29,857 3.4 mi
12304 Schenectady, NY 21,482 4.8 mi
12203 Albany, NY 29,952 3.1 mi
12159 Slingerlands, NY 7,896 4.3 mi
12205 Albany, NY 26,977 3.8 mi
12222 Albany, NY 6,489 4.0 mi
12309 Schenectady, NY 29,343 6.8 mi
12054 Delmar, NY 16,918 6.8 mi
12307 Schenectady, NY 7,692 7.2 mi

More ZIP Codes in Albany County

Frequently Asked Questions

What county is ZIP code 12084 in?
ZIP code 12084 (Guilderland) is located in Albany County, New York. Albany County contains multiple ZIP codes, see the full list at /counties/albany-ny.
What is the population of ZIP code 12084?
ZIP code 12084 in Guilderland, NY has a population of 4,271 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12084?
The median household income in ZIP 12084 is $91,063, which is 19% above the national average of $76,288.
What is the average home value in ZIP 12084?
The median home value in ZIP 12084 is $348,600, which is 25% above the national average of $278,155.
What is the demographic makeup of ZIP 12084?
The largest racial group in ZIP 12084 is White at 57.5%. Hispanic or Latino residents make up 3.3% of the population.
How many businesses are in ZIP code 12084?
ZIP code 12084 has 166 business establishments employing approximately 1,600 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12084?
The top industries by establishment count in ZIP 12084 are: Professional, scientific, and technical services (38), Health care and social assistance (23), Other services (except public administration) (21). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 12084?
According to the FHFA House Price Index, home values in ZIP 12084 increased by 6.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 138%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12084?
In ZIP code 12084, 69.1% of residents aged 25+ have a high school diploma or higher, and 55.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12084?
The mean commute time for workers in ZIP code 12084 is 21.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12084?
In ZIP code 12084, approximately 25.6% of occupied housing units are owner-occupied and 74.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12084?
The poverty rate in ZIP code 12084 is 10.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Guilderland, NY

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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