ZIP Code 12047

standard

Source:

Cohoes · Albany County · New York

Population
19,664

860/sq mi

Median income
$66,071

▼ 13% vs US

higher than 40% of US ZIPs

Median home value
$246,800

▼ 11% vs US

higher than 57% of US ZIPs

Bachelor's or higher
34.6%

Median age 38.8

Land area
22.9 sq mi

New York

ZIP code 12047 in Cohoes, New York has a population of 19,664. The median household income is $66,071, which is 13% below the national average. Median home value is $246,800, 11% below the US average. 34.6% of residents hold a bachelor's degree or higher.

ZIP code 12047 is classified by USPS as a standard delivery area and covers roughly 22.9 square miles in Cohoes, Albany County, New York. The area is home to 19,664 residents, producing a population density of 860 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 12047 against New York and the nation.

On the economic side, the median household income for ZIP 12047 sits at $66,071 (29% below the New York average), while per-capita income is $42,181. The poverty rate stands at 21.9% and the unemployment rate at 5.2%. On housing, the median home value is $246,800 (35% below the state average) with median rent at $1,323 per month, and 45.7% of occupied units are owner-occupied, a direct signal of whether 12047 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 34.6% of adults hold a bachelor's degree or higher, the median age is 38.8, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Albany County, so you can benchmark 12047 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 12047

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 12047.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 12047, Cohoes, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

19,664

Population

22.9

Area (sq mi)

860

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12047?

38.8

Median Age

46.4%

Male

53.6%

Female

11.8%

Foreign-Born

White 72.5%
African American 10.6%
Asian 6.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.2%
Hispanic or Latino 7.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,071

Median Household Income

-29% vs state

$42,181

Per Capita Income

21.9%

Poverty Rate

5.2%

Unemployment Rate

24.6 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.6%
Bachelor's Degree or Higher 34.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,755

Total Housing Units

10,323

Occupied Units

1,432

Vacant Units

2.20

Avg Household Size

Occupancy Type

Owner 45.7%
Renter 54.3%

$246,800

Median Home Value

-35% vs state

$1,323

Median Rent

1960

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.6%

YoY Change (2024)

264

HPI Index (2000 = 100)

+164%

Total Change Since 2000

Home values in ZIP 12047 have increased 3.6% over the past year (2024). Since 2000, this ZIP has seen +164% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.1% 193
2021 +9.7% 211
2022 +9.3% 231
2023 +10.2% 255
2024 +3.6% 264

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 385 business establishments in ZIP 12047, employing approximately 4,035 people with a combined annual payroll of $246,204,000.

385

Businesses

4,035

Employees

$246.2M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 54 14.0%
Retail trade 52 13.5%
Professional, scientific, and technical services 52 13.5%
Other services (except public administration) 43 11.2%
Health care and social assistance 38 9.9%
Accommodation and food services 33 8.6%
Administrative and support and waste management and remediation services 20 5.2%
Real estate and rental and leasing 18 4.7%
Wholesale trade 14 3.6%
Manufacturing 13 3.4%
Transportation and warehousing 12 3.1%
Finance and insurance 10 2.6%
Arts, entertainment, and recreation 10 2.6%
Information 4 1.0%
Educational services 4 1.0%
Management of companies and enterprises 3 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12047 vs 12189 →

ZIP Code City Population Distance
12189 Watervliet, NY 17,568 3.3 mi
12188 Waterford, NY 10,980 2.9 mi
12183 Troy, NY 2,620 3.1 mi
12110 Latham, NY 21,908 3.3 mi
12204 Albany, NY 7,349 6.6 mi
12182 Troy, NY 14,733 4.9 mi
12211 Albany, NY 11,303 5.7 mi
12065 Clifton Park, NY 41,776 5.7 mi
12118 Mechanicville, NY 13,897 9.2 mi
12207 Albany, NY 1,948 8.8 mi

More ZIP Codes in Albany County

Frequently Asked Questions

What county is ZIP code 12047 in?
ZIP code 12047 (Cohoes) is located in Albany County, New York. Albany County contains multiple ZIP codes, see the full list at /counties/albany-ny.
What is the population of ZIP code 12047?
ZIP code 12047 in Cohoes, NY has a population of 19,664 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12047?
The median household income in ZIP 12047 is $66,071, which is 13% below the national average of $76,288.
What is the average home value in ZIP 12047?
The median home value in ZIP 12047 is $246,800, which is 11% below the national average of $278,155.
What is the demographic makeup of ZIP 12047?
The largest racial group in ZIP 12047 is White at 72.5%. Hispanic or Latino residents make up 7.8% of the population.
How many businesses are in ZIP code 12047?
ZIP code 12047 has 385 business establishments employing approximately 4,035 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12047?
The top industries by establishment count in ZIP 12047 are: Construction (54), Retail trade (52), Professional, scientific, and technical services (52). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 12047?
According to the FHFA House Price Index, home values in ZIP 12047 increased by 3.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 164%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12047?
In ZIP code 12047, 61.6% of residents aged 25+ have a high school diploma or higher, and 34.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12047?
The mean commute time for workers in ZIP code 12047 is 24.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12047?
In ZIP code 12047, approximately 45.7% of occupied housing units are owner-occupied and 54.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12047?
The poverty rate in ZIP code 12047 is 21.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Cohoes, NY

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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