PlainZIP

Cohoes, NY · standard

ZIP Code 12047

Albany County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

19,664
860/sq mi
$66,071
Median income
$246,800
Median home value
34.6%
Bachelor's or higher

The verdict

Cohoes pairs a below-median household income with above-median home values, in a low-density, mixed-tenure area.

40th pct
household income, US ZIPs
Top 43%
home value, US ZIPs
860
people per sq mi
46%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12047 against every reporting US ZIP.

ZIP code 12047 is a mid-sized community (a standard USPS delivery area) in Cohoes, Albany County, New York, home to 19,664 residents across 22.9 square miles, a density of 860 people per square mile, in the New York time zone.

ZIP 12047 reports a modest median household income of $66,071 (29% below the New York average), while per-capita income is $42,181. The poverty rate stands at 21.9% and the unemployment rate at 5.2%. On housing, the median home value is $246,800 (35% below the state average) with median rent at $1,323 per month, and 45.7% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 34.6% of adults hold a bachelor's degree or higher, the median age is 38.8, and the average commute is 25 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 12047, plus 6 more within Albany County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12047

Top 5 sectors by establishment count in Cohoes, NY

Which industries have the most business establishments in ZIP 12047.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12047, Cohoes, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

19,664

Population

22.9

Area (sq mi)

860

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12047?

38.8

Median Age

46.4%

Male

53.6%

Female

11.8%

Foreign-Born

White 72.5%
African American 10.6%
Asian 6.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.2%
Hispanic or Latino 7.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,071

Median Household Income

-29% vs state

$42,181

Per Capita Income

21.9%

Poverty Rate

5.2%

Unemployment Rate

24.6 min

Mean Commute Time

How ZIP 12047 ranks nationally

Cohoes, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$66,071 40th percentile higher than 40% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.6%
Bachelor's Degree or Higher 34.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,755

Total Housing Units

10,323

Occupied Units

1,432

Vacant Units

2.20

Avg Household Size

Occupancy Type

Owner 45.7%
Renter 54.3%

$246,800

Median Home Value

-35% vs state

$1,323

Median Rent

1960

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.6%

YoY Change (2024)

264

HPI Index (2000 = 100)

+164%

Total Change Since 2000

Home values in ZIP 12047 have increased 3.6% over the past year (2024). Since 2000, this ZIP has seen +164% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.1% 193
2021 +9.7% 211
2022 +9.3% 231
2023 +10.2% 255
2024 +3.6% 264

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 385 business establishments in ZIP 12047, employing approximately 4,035 people with a combined annual payroll of $246,204,000.

385

Businesses

4,035

Employees

$246.2M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 54 14.0%
Retail trade 52 13.5%
Professional, scientific, and technical services 52 13.5%
Other services (except public administration) 43 11.2%
Health care and social assistance 38 9.9%
Accommodation and food services 33 8.6%
Administrative and support and waste management and remediation services 20 5.2%
Real estate and rental and leasing 18 4.7%
Wholesale trade 14 3.6%
Manufacturing 13 3.4%
Transportation and warehousing 12 3.1%
Finance and insurance 10 2.6%
Arts, entertainment, and recreation 10 2.6%
Information 4 1.0%
Educational services 4 1.0%
Management of companies and enterprises 3 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12047 vs 12189 →

ZIP 12047 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12047 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12047 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12047 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12189 Watervliet, NY 17,568 3.3 mi
12188 Waterford, NY 10,980 2.9 mi
12183 Troy, NY 2,620 3.1 mi
12110 Latham, NY 21,908 3.3 mi
12204 Albany, NY 7,349 6.6 mi
12182 Troy, NY 14,733 4.9 mi
12211 Albany, NY 11,303 5.7 mi
12065 Clifton Park, NY 41,776 5.7 mi
12118 Mechanicville, NY 13,897 9.2 mi
12207 Albany, NY 1,948 8.8 mi

More ZIP Codes in Albany County

12203 standard
Albany, NY
Pop: 29,952
12205 standard
Albany, NY
Pop: 26,977
12110 standard
Latham, NY
Pop: 21,908
12208 standard
Albany, NY
Pop: 20,702
12189 standard
Watervliet, NY
Pop: 17,568
12054 standard
Delmar, NY
Pop: 16,918

Related Areas

Albany County Cohoes, NY New York

Frequently Asked Questions

What county is ZIP code 12047 in? ▼
ZIP code 12047 (Cohoes) is located in Albany County, New York. Albany County contains multiple ZIP codes, see the full list at /counties/albany-ny.
What is the population of ZIP code 12047? ▼
ZIP code 12047 in Cohoes, NY has a population of 19,664 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12047? ▼
The median household income in ZIP 12047 is $66,071, which is 13% below the national average of $76,288.
What is the average home value in ZIP 12047? ▼
The median home value in ZIP 12047 is $246,800, which is 11% below the national average of $278,155.
What is the demographic makeup of ZIP 12047? ▼
The largest racial group in ZIP 12047 is White at 72.5%. Hispanic or Latino residents make up 7.8% of the population.
How many businesses are in ZIP code 12047? ▼
ZIP code 12047 has 385 business establishments employing approximately 4,035 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12047? ▼
The top industries by establishment count in ZIP 12047 are: Construction (54), Retail trade (52), Professional, scientific, and technical services (52). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 12047? ▼
According to the FHFA House Price Index, home values in ZIP 12047 increased by 3.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 164%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12047? ▼
In ZIP code 12047, 61.6% of residents aged 25+ have a high school diploma or higher, and 34.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12047? ▼
The mean commute time for workers in ZIP code 12047 is 24.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12047? ▼
In ZIP code 12047, approximately 45.7% of occupied housing units are owner-occupied and 54.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12047? ▼
The poverty rate in ZIP code 12047 is 21.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.