PlainZIP

Troy, NY · standard

ZIP Code 12182

Rensselaer County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

14,733
414/sq mi
$56,984
Median income
$212,600
Median home value
27.1%
Bachelor's or higher

The verdict

Troy pairs one of the lowest household incomes in the country with below-median home values, in a low-density, mixed-tenure area.

24th pct
household income, US ZIPs
47th pct
home value, US ZIPs
414
people per sq mi
52%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12182 against every reporting US ZIP.

ZIP code 12182 is a mid-sized community (a standard USPS delivery area) in Troy, Rensselaer County, New York, home to 14,733 residents across 35.6 square miles, a density of 414 people per square mile, in the New York time zone.

ZIP 12182 reports a modest median household income of $56,984 (38% below the New York average), while per-capita income is $34,057. 21.5% of residents live below the poverty line, and the unemployment rate reads 8.9%. Housing costs here run $212,600 for a typical home value (44% below the state average), with rent averaging $994 a month; 51.6% of homes are owner-occupied.

Educational attainment sits below the national norm: 27.1% of adults hold a bachelor's degree or higher, the median age is 38.4, and the average commute is 25 minutes. To put 12182 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Rensselaer County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12182

Top 5 sectors by establishment count in Troy, NY

Which industries have the most business establishments in ZIP 12182.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12182, Troy, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

14,733

Population

35.6

Area (sq mi)

414

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12182?

38.4

Median Age

47.9%

Male

52.1%

Female

3.7%

Foreign-Born

White 64.8%
African American 14.3%
Asian 0.9%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 17.1%
Hispanic or Latino 7.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$56,984

Median Household Income

-38% vs state

$34,057

Per Capita Income

21.5%

Poverty Rate

8.9%

Unemployment Rate

24.6 min

Mean Commute Time

How ZIP 12182 ranks nationally

Troy, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$56,984 24th percentile higher than 24% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.1%
Bachelor's Degree or Higher 27.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,335

Total Housing Units

6,781

Occupied Units

554

Vacant Units

2.16

Avg Household Size

Occupancy Type

Owner 51.6%
Renter 48.4%

$212,600

Median Home Value

-44% vs state

$994

Median Rent

1948

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+17.4%

YoY Change (2024)

264

HPI Index (2000 = 100)

+164%

Total Change Since 2000

Home values in ZIP 12182 have increased 17.4% over the past year (2024). Since 2000, this ZIP has seen +164% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.8% 178
2021 +8.2% 192
2022 +12.7% 217
2023 +3.7% 224
2024 +17.4% 264

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 189 business establishments in ZIP 12182, employing approximately 2,130 people with a combined annual payroll of $97,171,000.

189

Businesses

2,130

Employees

$97.2M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Construction 39 20.6%
Retail trade 29 15.3%
Other services (except public administration) 24 12.7%
Health care and social assistance 23 12.2%
Accommodation and food services 23 12.2%
Professional, scientific, and technical services 11 5.8%
Administrative and support and waste management and remediation services 9 4.8%
Wholesale trade 6 3.2%
Information 5 2.6%
Manufacturing 4 2.1%
Transportation and warehousing 4 2.1%
Finance and insurance 4 2.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12182 vs 12121 →

ZIP 12182 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12182 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12182 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12182 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12121 Melrose, NY 1,916 3.5 mi
12180 Troy, NY 53,606 3.8 mi
12188 Waterford, NY 10,980 3.5 mi
12047 Cohoes, NY 19,664 4.9 mi
12183 Troy, NY 2,620 4.7 mi
12198 Wynantskill, NY 7,903 8.5 mi
12189 Watervliet, NY 17,568 6.2 mi
12154 Schaghticoke, NY 2,818 9.6 mi
12140 Poestenkill, NY 1,702 8.3 mi
12110 Latham, NY 21,908 8.0 mi

More ZIP Codes in Rensselaer County

12180 standard
Troy, NY
Pop: 53,606
12144 standard
Rensselaer, NY
Pop: 20,555
12061 standard
East Greenbush, NY
Pop: 9,050
12018 standard
Averill Park, NY
Pop: 7,930
12198 standard
Wynantskill, NY
Pop: 7,903
12033 standard
Castleton On Hudson, NY
Pop: 7,851

Related Areas

Rensselaer County Troy, NY New York

Frequently Asked Questions

What county is ZIP code 12182 in? ▼
ZIP code 12182 (Troy) is located in Rensselaer County, New York. Rensselaer County contains multiple ZIP codes, see the full list at /counties/rensselaer-ny.
What is the population of ZIP code 12182? ▼
ZIP code 12182 in Troy, NY has a population of 14,733 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12182? ▼
The median household income in ZIP 12182 is $56,984, which is 25% below the national average of $76,288.
What is the average home value in ZIP 12182? ▼
The median home value in ZIP 12182 is $212,600, which is 24% below the national average of $278,155.
What is the demographic makeup of ZIP 12182? ▼
The largest racial group in ZIP 12182 is White at 64.8%. Hispanic or Latino residents make up 7.1% of the population.
How many businesses are in ZIP code 12182? ▼
ZIP code 12182 has 189 business establishments employing approximately 2,130 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12182? ▼
The top industries by establishment count in ZIP 12182 are: Construction (39), Retail trade (29), Other services (except public administration) (24). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 12182? ▼
According to the FHFA House Price Index, home values in ZIP 12182 increased by 17.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 164%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12182? ▼
In ZIP code 12182, 56.1% of residents aged 25+ have a high school diploma or higher, and 27.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12182? ▼
The mean commute time for workers in ZIP code 12182 is 24.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12182? ▼
In ZIP code 12182, approximately 51.6% of occupied housing units are owner-occupied and 48.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12182? ▼
The poverty rate in ZIP code 12182 is 21.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.