Troy, NY · standard
ZIP Code 12182
Rensselaer County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 14,733
- 414/sq mi High-density area
- $56,984
- Median income Below-median income area
- $212,600
- Median home value Near-median home value
- 27.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Troy pairs one of the lowest household incomes in the country with below-median home values, in a low-density, mixed-tenure area.
- 24th pct
- household income, US ZIPs
- 47th pct
- home value, US ZIPs
- 414
- people per sq mi
- 52%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12182 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 12182 (Troy, NY) rose +17.4% from 2023 to 2024. The all-transactions index moved from 224.5 in 2023 to 263.6 in 2024 (2000 = 100).
ZIP code 12182 is a mid-sized community (a standard USPS delivery area) in Troy, Rensselaer County, New York, home to 14,733 residents across 35.6 square miles, a density of 414 people per square mile, in the New York time zone.
ZIP 12182 reports a modest median household income of $56,984 (38% below the average New York ZIP), while per-capita income is $34,057. The poverty rate is 21.5%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $212,600 (44% below the average New York ZIP), and median rent is $994; owner occupancy is 51.6%.
Educational attainment sits below the national norm: 27.1% of adults hold a bachelor's degree or higher, the median age is 38.4, and the average commute is 25 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Rensselaer County, so 12182 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 12182
Top 5 sectors by establishment count in Troy, NY
Which industries have the most business establishments in ZIP 12182.
- Construction
Construction
39 establishments
- Retail trade
Retail trade
29 establishments
- Other services (except public administration)
Other services (except public administration)
24 establishments
- Health care and social assistance
Health care and social assistance
23 establishments
- Accommodation and food services
Accommodation and food services
23 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12182, Troy, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
14,733
Population
35.6
Area (sq mi)
414
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12182?
38.4
Median Age
47.9%
Male
52.1%
Female
3.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$56,984
Median Household Income
-38% vs state ZIP avg
$34,057
Per Capita Income
21.5%
Poverty Rate
8.9%
Unemployment Rate
24.6 min
Mean Commute Time
How ZIP 12182 ranks among New York ZIPs
Troy, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$56,984 12th percentile higher than 12% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
7,335housing units
7,335
Total Housing Units
6,781
Occupied Units
554
Vacant Units
2.16
Avg Household Size
Occupancy Type
$212,600
Median Home Value
-44% vs state ZIP avg
$994
Median Rent
1948
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+17.4%
YoY Change (2024)
264
HPI Index (2000 = 100)
+164%
Total Change Since 2000
Home values in ZIP 12182 have increased 17.4% over the past year (2024). Since 2000, this ZIP has seen +164% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.8% | 178 |
| 2021 | +8.2% | 192 |
| 2022 | +12.7% | 217 |
| 2023 | +3.7% | 224 |
| 2024 | +17.4% | 264 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 189 business establishments in ZIP 12182, employing approximately 2,130 people with a combined annual payroll of $97,171,000.
189
Businesses
2,130
Employees
$97.2M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 39 | 20.6% |
| Retail trade | 29 | 15.3% |
| Other services (except public administration) | 24 | 12.7% |
| Health care and social assistance | 23 | 12.2% |
| Accommodation and food services | 23 | 12.2% |
| Professional, scientific, and technical services | 11 | 5.8% |
| Administrative and support and waste management and remediation services | 9 | 4.8% |
| Wholesale trade | 6 | 3.2% |
| Information | 5 | 2.6% |
| Manufacturing | 4 | 2.1% |
| Transportation and warehousing | 4 | 2.1% |
| Finance and insurance | 4 | 2.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12182 vs 12121 →
ZIP 12182 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12180
Troy (12180)
53,606 residents
- 12110
Latham (12110)
21,908 residents
- 12047 19,664
Cohoes (12047)
19,664 residents
- 12189 17,568
Watervliet (12189)
17,568 residents
- 12182 14,733
Troy (12182)
14,733 residents
- 12188 10,980
Waterford (12188)
10,980 residents
- 12198 7,903
Wynantskill (12198)
7,903 residents
- 12154 2,818
Schaghticoke (12154)
2,818 residents
- 12183 2,620
Troy (12183)
2,620 residents
What this shows Among its immediate neighbors, ZIP 12182 ranks #5 by population - useful context the national average alone can't give.
ZIP 12182 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12140
Poestenkill (12140)
$138,393 median income
- 12198
Wynantskill (12198)
$113,083 median income
- 12154
Schaghticoke (12154)
$106,136 median income
- 12110
Latham (12110)
$105,024 median income
- 12121
Melrose (12121)
$100,461 median income
- 12188
Waterford (12188)
$92,279 median income
- 12180
Troy (12180)
$75,851 median income
- 12047
Cohoes (12047)
$66,071 median income
- 12189
Watervliet (12189)
$65,276 median income
What this shows By household income, ZIP 12182 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12121 | Melrose, NY | 1,916 | 3.5 mi |
| 12180 | Troy, NY | 53,606 | 3.8 mi |
| 12188 | Waterford, NY | 10,980 | 3.5 mi |
| 12047 | Cohoes, NY | 19,664 | 4.9 mi |
| 12183 | Troy, NY | 2,620 | 4.7 mi |
| 12198 | Wynantskill, NY | 7,903 | 8.5 mi |
| 12189 | Watervliet, NY | 17,568 | 6.2 mi |
| 12154 | Schaghticoke, NY | 2,818 | 9.6 mi |
| 12140 | Poestenkill, NY | 1,702 | 8.3 mi |
| 12110 | Latham, NY | 21,908 | 8.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12182, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (14,733 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Rensselaer County
Related Areas
Frequently Asked Questions
What county is ZIP code 12182 in?
ZIP code 12182 (Troy) is located in Rensselaer County, New York. Rensselaer County contains multiple ZIP codes, see the full list at /counties/rensselaer-ny.
What is the population of ZIP code 12182?
ZIP code 12182 in Troy, NY has a population of 14,733 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12182?
The median household income in ZIP 12182 is $56,984, which is 25% below the national average of $76,288.
What is the average home value in ZIP 12182?
The median home value in ZIP 12182 is $212,600, which is 24% below the national average of $278,155.
What is the demographic makeup of ZIP 12182?
The largest racial group in ZIP 12182 is White at 64.8%. Hispanic or Latino residents make up 7.1% of the population.
How many businesses are in ZIP code 12182?
ZIP code 12182 has 189 business establishments employing approximately 2,130 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12182?
The top industries by establishment count in ZIP 12182 are: Construction (39), Retail trade (29), Other services (except public administration) (24). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 12182?
According to the FHFA House Price Index, home values in ZIP 12182 increased by 17.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 164%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12182?
In ZIP code 12182, 56.1% of residents aged 25+ have a high school diploma or higher, and 27.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12182?
The mean commute time for workers in ZIP code 12182 is 24.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12182?
In ZIP code 12182, approximately 51.6% of occupied housing units are owner-occupied and 48.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12182?
The poverty rate in ZIP code 12182 is 21.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 12182's numbers, next.
- See how ZIP 12182 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Troy, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.