Residential delivery area · New York
ZIP Code 12182: Troy, NY
ZIP code 12182 uses the postal name Troy, New York and lies entirely in Rensselaer County (Census 2020 ZIP-county file). About 15,000 people live there (Census Bureau, ACS 2020-2024), the 2nd most populous of Troy's 3 residential ZIP codes. Median household income is $56,984 (Census Bureau, ACS 2020-2024). By Census place, 19% of its land lies in Troy; 81% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Troy · 3 residential ZIPs
- County
- Rensselaer County
- Census places
- Troy
- Metro area
- Albany-Schenectady-Troy, NY
- House districts
- NY-20 (83%), NY-19 (17%) 119th Congress, by share of land
- State
- New York
- Time zone
- Eastern
- Land area
- 13.7 sq mi · 1,089 people per sq mi
- PO Box ZIPs
- 12181 also use the name Troy
Where is ZIP code 12182?
12182 centers on 42.801°, -73.627° and covers 13.7 square miles of land plus 0.6 of water. It borders 4 ZIP codes: 12121, 12188, 12180, 12047.
The map draws ZIP code areas only. For the streets inside 12182, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 12182 compare with the rest of Troy?
| Measure | 12182 | In Troy | In Rensselaer County | In NY |
|---|---|---|---|---|
| People (ACS 2020-2024) | 14,867 | 2nd of 3 | 4th of 30 | 405th of 1,826 |
| Median household income | $57k | 2nd of 2 | 19th of 19 | 969th of 1,081 |
| Median home value | $213k | 2nd of 3 | 18th of 23 | 730th of 1,172 |
Its median household income is higher than in 24% of U.S. residential ZIP codes, and it is denser than 79% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 12182?
The 2020 Census counted 14,657 people in 12182; the ACS, which samples households over 2020-2024, estimates 14,867. Between the 2010 and 2020 censuses its population fell 0.5% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 14,867
- 2020 Census count
- 14,657−0.5% since 2010 (14,733)
- Households
- 6,781
- Median age
- 38.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 12182?
Of the 14,867 people the ACS estimates in 12182, 23.0% are under 18 and 20.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (64.4%), then Other or two or more (14.5%).
- Under 1823.0%
- 18 to 6457.0%
- 65 and older20.0%
- White, not Hispanic64.4%
- Other or two or more14.5%
- Black, not Hispanic13.1%
- Hispanic or Latino7.1%
- Asian, not Hispanic0.8%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 12182 earn?
Median household income is $56,984 (ACS 2020-2024), the 19th highest of the 19 ranked ZIP codes in Rensselaer County. It is not measurably different from 2015-2019 ($64,376 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $56,984±$7,991
- Income per person
- $34,057
- Below the poverty line
- 21.5%
- Unemployed (of the labor force)
- 8.9%
- Adults 25+ with a bachelor's degree
- 27.1%
- Adjusted gross income per tax return, 2022
- $59,6576,950 returns; wages 74% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 12182?
FHFA's house price index for 12182, built from repeat sales and appraisals of the same homes, rose 85% from 2015 to 2025 and rose 53% from 2020 to 2025, and moved +2.3% in 2025.
- Median home value (owners' estimate)
- $212,600
- Median gross rent
- $994
- Homes owned by their occupants
- 51.6%
- Housing units
- 7,335
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 12182?
189 business establishments had a location in this ZIP code in 2023, 13 fewer than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction39
- Retail trade29
- Other services (except public administration)24
- Health care and social assistance23
- Accommodation and food services23
- Professional, scientific, and technical services11
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 12182?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 12121 | Melrose | 2,280 | $101k | 2.9 mi |
| 12188 | Waterford | 10,988 | $92k | 3.7 mi |
| 12180 | Troy | 53,479 | $76k | 3.9 mi |
| 12047 | Cohoes | 23,532 | $66k | 5.1 mi |
| 12183 | Troy | 2,970 | $59k | 4.9 mi (near) |
| 12185 | Valley Falls | 1,709 | $111k | 5.7 mi (near) |
| 12189 | Watervliet | 18,656 | $65k | 6.4 mi (near) |
| 12052 | Cropseyville | 1,915 | $118k | 8.0 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.