Troy, NY

Single-footprint Census roll-up for Troy, NY: 3 USPS ZIPs, population 70,959. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet TROY-NY · Troy, NY 3 ZIPs · 70,959 pop · #15842/25278 · Albany County and Rensselaer County

INC-MID · RANK-LOWER · PHOTO-FINISH · BOOK-FEW · OWN-LOW · POP-SMALL · SPREAD-MOD · HOME-LOW

  • INC-MID $64,080
  • RANK-LOWER #15842/25278
  • PHOTO-FINISH ≈ Watervliet
  • BOOK-FEW 3 ZIPs
  • OWN-LOW 41% owners
  • POP-SMALL 70,959
  • SPREAD-MOD 12182→12180
  • HOME-LOW $198,433

Nearest income peer: Watervliet, NY (+ $1,196 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Troy

Lowest/highest poles plus county-sharing cities nearest Troy on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Troy, NY sits among US cities with a below-median household income, on a small-city population base, across a handful of delivery areas.

37th pct
household income vs 25,278 US cities
70,959
city population (Census)
3
USPS ZIP codes covered
$64,080
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

Below-median income with few delivery areas (3): read cost-of-living from the primary ZIP. Household income $64,080 and poverty 19.8% concentrate in 12180.

Owner-occupancy is comparatively low (41.3%) for this income tier, rent $1,103 may matter more than the home-value average.

Within New York, Richland is the closest lower-income city and Bloomville the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Troy.

Within-city ZIP comparison

Where the ZIP codes inside Troy differ

Housing values create the stronger within-city contrast here. ZIP 12183 has a median home value of $138,300, compared with $244,400 in 12180. Use the city average for a broad profile, then compare these ZIP pages when a housing decision depends on the local market.

Income high-to-low ratio
1.3×

12182 to 12180

Home-value high-to-low ratio
1.8×

12183 to 12180

Poverty-rate spread
4.3 points

12180 to 12182

Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.

Population concentration

ZIP 12180 swallows Troy's short list

Across only 3 ZIPs, 12180 still holds about 76% of Troy's 70,959 residents. The secondary codes are thin edges; treat the city average as a near-reprint of the lead ZIP.

Census ZBP business roll-up

Balanced ZBP roll-up inside compact Troy

Citywide ZBP: 1,448 establishments, 23,259 employees , annual payroll $1,323,809k (~20 establishments per 1,000 residents) across 3 of 3 ZIPs. Peak business ZIP 12180 (1,178 units) ; leading NAICS Health care and social assistance (236) · also Accommodation and food services · Retail trade .

View your shortlist →

ZIP Codes in Troy, NY

These ZIP codes straddle Albany County and Rensselaer County, so county-level figures split Troy between several administrative records. See the Albany County roll-up →

Every one of the 12 cities sharing Albany County and Rensselaer County reports a higher average ZIP median income than Troy, Albany, Latham and Rensselaer among them. That gap is the county's income spread, not a measure of the housing or commute picture below. Delmar marks the far end of that range at $129,583, 102% above Troy.

Side-by-side: Compare 12180 vs 12182 →

ZIP Code Population Median income Establishments Density
12180 53,606 $75,851 1,178 377
12182 14,733 $56,984 189 414
12183 2,620 $59,406 81 1,354

Troy roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Troy, .