ZIP 12093 vs ZIP 12036

This side-by-side compares ZIP 12093 (Jefferson, NY) and ZIP 12036 (Charlotteville, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12093 has a population of 1,666 at 10 people per square mile, while ZIP 12036 has 228 at 12 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12093 reports a median household income of $65,321 against $41,823 in ZIP 12036, with per-capita income of $42,239 vs $24,550. The share of adults holding a bachelor's degree or higher is 28.2% in 12093 and 16.0% in 12036. Poverty rate reads 10.3% vs 0.0%, and unemployment 8.5% vs 8.4% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $174,800 in 12093 versus $108,100 in 12036, with median rent of — and — per month respectively. Homeownership rate is 92.9% vs 94.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.