PlainZIP

Charlotteville, NY · standard

ZIP Code 12036

Schoharie County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

228
12/sq mi
$41,823
Median income
$108,100
Median home value
16.0%
Bachelor's or higher

The verdict

Charlotteville pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

7th pct
household income, US ZIPs
12th pct
home value, US ZIPs
12
people per sq mi
94%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12036 against every reporting US ZIP.

ZIP code 12036 is a sparsely populated ZIP (a standard USPS delivery area) in Charlotteville, Schoharie County, New York, home to just 228 residents across 19.2 square miles, a density of 12 people per square mile, in the New York time zone.

ZIP 12036 reports a modest median household income of $41,823 (55% below the New York average), while per-capita income is $24,550. The poverty rate stands at 0.0% and the unemployment rate at 8.4%. Housing costs here run $108,100 for a typical home value (71% below the state average), with rent averaging - a month; 94.0% of homes are owner-occupied.

Educational attainment sits below the national norm: 16.0% of adults hold a bachelor's degree or higher, the median age is 39.4, and the average commute is -. To put 12036 in local context, 8 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Schoharie County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12036, Charlotteville, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

228

Population

19.2

Area (sq mi)

12

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12036?

39.4

Median Age

57.0%

Male

43.0%

Female

13.5%

Foreign-Born

White 60.5%
African American 1.3%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 34.5%
Hispanic or Latino 38.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$41,823

Median Household Income

-55% vs state

$24,550

Per Capita Income

0.0%

Poverty Rate

8.4%

Unemployment Rate

How ZIP 12036 ranks nationally

Charlotteville, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$41,823 7th percentile higher than 7% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.7%
Bachelor's Degree or Higher 16.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

169

Total Housing Units

67

Occupied Units

102

Vacant Units

3.33

Avg Household Size

Occupancy Type

Owner 94.0%
Renter 6.0%

$108,100

Median Home Value

-71% vs state

1951

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 5 business establishments in ZIP 12036, employing approximately 9 people with a combined annual payroll of $466,000.

5

Businesses

9

Employees

$466K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12036 vs 12064 →

ZIP 12036 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12036 ranks #9 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12036 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12036 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12064 East Worcester, NY 563 5.2 mi
12093 Jefferson, NY 1,666 4.0 mi
13786 Harpersfield, NY 464 6.9 mi
12197 Worcester, NY 2,233 5.5 mi
12175 Summit, NY 797 6.4 mi
12149 Richmondville, NY 2,474 7.8 mi
12155 Schenevus, NY 1,977 8.4 mi
12167 Stamford, NY 2,438 9.6 mi

More ZIP Codes in Schoharie County

12043 standard
Cobleskill, NY
Pop: 8,509
12122 standard
Middleburgh, NY
Pop: 4,582
12157 standard
Schoharie, NY
Pop: 4,061
12149 standard
Richmondville, NY
Pop: 2,474
13459 standard
Sharon Springs, NY
Pop: 2,222
12066 standard
Esperance, NY
Pop: 2,143

Related Areas

Schoharie County Charlotteville, NY New York

Frequently Asked Questions

What county is ZIP code 12036 in? ▼
ZIP code 12036 (Charlotteville) is located in Schoharie County, New York. Schoharie County contains multiple ZIP codes, see the full list at /counties/schoharie-ny.
What is the population of ZIP code 12036? ▼
ZIP code 12036 in Charlotteville, NY has a population of 228 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12036? ▼
The median household income in ZIP 12036 is $41,823, which is 45% below the national average of $76,288.
What is the average home value in ZIP 12036? ▼
The median home value in ZIP 12036 is $108,100, which is 61% below the national average of $278,155.
What is the demographic makeup of ZIP 12036? ▼
The largest racial group in ZIP 12036 is White at 60.5%. Hispanic or Latino residents make up 38.1% of the population.
How many businesses are in ZIP code 12036? ▼
ZIP code 12036 has 5 business establishments employing approximately 9 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 12036? ▼
In ZIP code 12036, 64.7% of residents aged 25+ have a high school diploma or higher, and 16.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12036? ▼
In ZIP code 12036, approximately 94.0% of occupied housing units are owner-occupied and 6.0% are renter-occupied, based on Census ACS 2023 data.

Read our methodology to see how this data is sourced, computed, and verified.