Residential delivery area · New York
ZIP Code 12197: Worcester, NY
ZIP code 12197 uses the postal name Worcester, New York and lies entirely in Otsego County (Census 2020 ZIP-county file). About 2,300 people live there (Census Bureau, ACS 2020-2024). Median household income is $77,778 (Census Bureau, ACS 2020-2024). By Census place, 13% of its land lies in Worcester (a census-designated place), and under 1% in smaller places; 86% is outside any Census place.
- ACS2020-24
- Census2020
- ZBP2023
- IRS2022
- Town
- Worcester · its only residential ZIP
- County
- Otsego County
- Census places
- Worcester census-designated place
- Micro area
- Oneonta, NY
- House district
- NY-19 119th Congress
- State
- New York
- Time zone
- Eastern
- Land area
- 65.2 sq mi · 35 people per sq mi
Where is ZIP code 12197?
12197 centers on 42.610°, -74.725° and covers 65.2 square miles of land plus 0.4 of water. It borders 8 ZIP codes: 12064, 13488, 12155, 12036, 12149, 12093, 12043, 13320.
The map draws ZIP code areas only. For the streets inside 12197, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 12197 compare with the rest of Otsego County?
| Measure | 12197 | In Otsego County | In NY |
|---|---|---|---|
| People (ACS 2020-2024) | 2,298 | 12th of 46 | 993rd of 1,826 |
| Median household income | $78k | not ranked | not ranked |
| Median home value | $165k | 17th of 26 | 920th of 1,172 |
12197's median household income is not ranked: its 90% margin of error (±$21,317) is more than a quarter of the figure ($77,778). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 36% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 12197?
The 2020 Census counted 2,176 people in 12197; the ACS, which samples households over 2020-2024, estimates 2,298. Between the 2010 and 2020 censuses its population fell 2.6% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 2,298±503 (90% margin)
- 2020 Census count
- 2,176−2.6% since 2010 (2,233)
- Households
- 828
- Median age
- 45.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 12197?
Of the 2,298 people the ACS estimates in 12197, 19.1% are under 18 and 19.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (81.5%), then Hispanic or Latino (11.7%).
- Under 1819.1%
- 18 to 6461.2%
- 65 and older19.6%
- White, not Hispanic81.5%
- Hispanic or Latino11.7%
- Other or two or more5.7%
- Black, not Hispanic1.0%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 12197 earn?
Median household income is $77,778 (ACS 2020-2024). It is not measurably different from 2015-2019 ($59,759 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $77,778±$21,317
- Income per person
- $33,307
- Below the poverty line
- 18.9%
- Unemployed (of the labor force)
- 4.0%
- Adults 25+ with a bachelor's degree
- 27.5%
- Adjusted gross income per tax return, 2022
- $65,0941,000 returns; wages 68% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 12197?
- Median home value (owners' estimate)
- $165,200
- Median gross rent
- $732
- Homes owned by their occupants
- 89.6%
- Housing units
- 1,259
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001).
What businesses are in 12197?
22 business establishments had a location in this ZIP code in 2023, 5 fewer than in 2018; the most are in other services (except public administration) (ZIP Code Business Patterns).
- Other services (except public administration)4
- Retail trade3
- Professional, scientific, and technical services3
- Health care and social assistance3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 12197?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 12064 | East Worcester | 342 | $64k | 4.5 mi |
| 13488 | Westford | 103 | $52k | 5.0 mi |
| 12155 | Schenevus | 1,685 | $62k | 5.3 mi |
| 12036 | Charlotteville | 223 | $42k | 5.6 mi |
| 12149 | Richmondville | 2,038 | $51k | 7.9 mi |
| 12093 | Jefferson | 1,276 | $65k | 9.2 mi |
| 12043 | Cobleskill | 8,287 | $65k | 11.4 mi |
| 13320 | Cherry Valley | 1,971 | $86k | 11.6 mi |
| 13450 | Roseboom | 143 | $119k | 7.8 mi (near) |
| 12175 | Summit | 612 | $90k | 9.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.