PlainZIP

Cobleskill, NY · standard

ZIP Code 12043

Schoharie County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,509
53/sq mi
$64,583
Median income
$186,000
Median home value
29.1%
Bachelor's or higher

The verdict

Cobleskill pairs a below-median household income with below-median home values, in a rural, mixed-tenure area.

38th pct
household income, US ZIPs
40th pct
home value, US ZIPs
53
people per sq mi
58%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12043 against every reporting US ZIP.

ZIP code 12043 is a mid-sized community (a standard USPS delivery area) in Cobleskill, Schoharie County, New York, home to 8,509 residents across 159.9 square miles, a density of 53 people per square mile, in the New York time zone.

ZIP 12043 reports a modest median household income of $64,583 (30% below the New York average), while per-capita income is $35,308. Poverty here runs at 14.0%, with unemployment measured at 5.3%. The typical home here is valued at $186,000 (51% below the state average); renters pay a median of $875 monthly, and 58.4% of units are owner-occupied.

Educational attainment sits below the national norm: 29.1% of adults hold a bachelor's degree or higher, the median age is 37.1, and the average commute is 31 minutes. A geography-based comparison follows: 7 ZIP codes within about 10 miles of 12043, plus 6 more within Schoharie County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12043

Top 5 sectors by establishment count in Cobleskill, NY

Which industries have the most business establishments in ZIP 12043.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12043, Cobleskill, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,509

Population

159.9

Area (sq mi)

53

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12043?

37.1

Median Age

47.4%

Male

52.6%

Female

3.3%

Foreign-Born

White 86.8%
African American 2.3%
Asian 1.5%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.9%
Hispanic or Latino 4.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$64,583

Median Household Income

-30% vs state

$35,308

Per Capita Income

14.0%

Poverty Rate

5.3%

Unemployment Rate

30.7 min

Mean Commute Time

How ZIP 12043 ranks nationally

Cobleskill, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$64,583 38th percentile higher than 38% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.0%
Bachelor's Degree or Higher 29.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,570

Total Housing Units

3,230

Occupied Units

340

Vacant Units

2.21

Avg Household Size

Occupancy Type

Owner 58.4%
Renter 41.6%

$186,000

Median Home Value

-51% vs state

$875

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 210 business establishments in ZIP 12043, employing approximately 2,545 people with a combined annual payroll of $120,908,000.

210

Businesses

2,545

Employees

$120.9M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 43 20.5%
Health care and social assistance 34 16.2%
Accommodation and food services 22 10.5%
Other services (except public administration) 20 9.5%
Professional, scientific, and technical services 19 9.1%
Finance and insurance 14 6.7%
Construction 13 6.2%
Information 9 4.3%
Real estate and rental and leasing 9 4.3%
Administrative and support and waste management and remediation services 8 3.8%
Transportation and warehousing 5 2.4%
Manufacturing 4 1.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12043 vs 12031 →

ZIP 12043 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12043 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12043 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12043 ranks #5 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12031 Carlisle, NY 175 5.3 mi
12149 Richmondville, NY 2,474 6.3 mi
13459 Sharon Springs, NY 2,222 6.0 mi
12187 Warnerville, NY 697 6.5 mi
12092 Howes Cave, NY 1,304 7.4 mi
12166 Sprakers, NY 1,363 9.9 mi
12064 East Worcester, NY 563 9.3 mi

More ZIP Codes in Schoharie County

12122 standard
Middleburgh, NY
Pop: 4,582
12157 standard
Schoharie, NY
Pop: 4,061
12149 standard
Richmondville, NY
Pop: 2,474
13459 standard
Sharon Springs, NY
Pop: 2,222
12066 standard
Esperance, NY
Pop: 2,143
12093 standard
Jefferson, NY
Pop: 1,666

Related Areas

Schoharie County Cobleskill, NY New York

Frequently Asked Questions

What county is ZIP code 12043 in? ▼
ZIP code 12043 (Cobleskill) is located in Schoharie County, New York. Schoharie County contains multiple ZIP codes, see the full list at /counties/schoharie-ny.
What is the population of ZIP code 12043? ▼
ZIP code 12043 in Cobleskill, NY has a population of 8,509 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12043? ▼
The median household income in ZIP 12043 is $64,583, which is 15% below the national average of $76,288.
What is the average home value in ZIP 12043? ▼
The median home value in ZIP 12043 is $186,000, which is 33% below the national average of $278,155.
What is the demographic makeup of ZIP 12043? ▼
The largest racial group in ZIP 12043 is White at 86.8%. Hispanic or Latino residents make up 4.1% of the population.
How many businesses are in ZIP code 12043? ▼
ZIP code 12043 has 210 business establishments employing approximately 2,545 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12043? ▼
The top industries by establishment count in ZIP 12043 are: Retail trade (43), Health care and social assistance (34), Accommodation and food services (22). There are 12 industry sectors represented in total.
What is the education level in ZIP code 12043? ▼
In ZIP code 12043, 59.0% of residents aged 25+ have a high school diploma or higher, and 29.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12043? ▼
The mean commute time for workers in ZIP code 12043 is 30.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12043? ▼
In ZIP code 12043, approximately 58.4% of occupied housing units are owner-occupied and 41.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12043? ▼
The poverty rate in ZIP code 12043 is 14.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.