Residential delivery area · New York
ZIP Code 12043: Cobleskill, NY
ZIP code 12043 uses the postal name Cobleskill, New York and lies mostly in Schoharie County (97% of its land) with the rest in Otsego County (Census 2020 ZIP-county file). About 8,300 people live there (Census Bureau, ACS 2020-2024). Median household income is $64,583 (Census Bureau, ACS 2020-2024). By Census place, 6% of its land lies in Cobleskill; 94% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2024
- ZBP2023
- IRS2022
- Town
- Cobleskill · its only residential ZIP
- County
- Schoharie County (97%); Otsego County (3%)
- Census places
- Cobleskill
- Metro area
- Albany-Schenectady-Troy, NY
- House districts
- NY-21 (97%), NY-19 (3%) 119th Congress, by share of land
- State
- New York
- Time zone
- Eastern
- Land area
- 63.6 sq mi · 130 people per sq mi
Where is ZIP code 12043?
12043 centers on 42.694°, -74.531° and covers 63.6 square miles of land plus 0.3 of water. It borders 9 ZIP codes: 12149, 12187, 12031, 13459, 12092, 12035, 12197, 13320, 12157.
The map draws ZIP code areas only. For the streets inside 12043, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 12043 compare with the rest of Schoharie County?
| Measure | 12043 | In Schoharie County | In NY |
|---|---|---|---|
| People (ACS 2020-2024) | 8,287 | 1st of 24 | 582nd of 1,826 |
| Median household income | $65k | 8th of 12 | 871st of 1,081 |
| Median home value | $186k | 6th of 10 | 820th of 1,172 |
Its median household income is higher than in 38% of U.S. residential ZIP codes, and it is denser than 57% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 12043?
The 2020 Census counted 7,883 people in 12043; the ACS, which samples households over 2020-2024, estimates 8,287. Between the 2010 and 2020 censuses its population fell 7.4% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 8,287
- 2020 Census count
- 7,883−7.4% since 2010 (8,509)
- Households
- 3,230
- Median age
- 37.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 12043?
Of the 8,287 people the ACS estimates in 12043, 16.2% are under 18 and 21.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (85.5%).
- Under 1816.2%
- 18 to 6462.0%
- 65 and older21.8%
- White, not Hispanic85.5%
- Other or two or more6.8%
- Hispanic or Latino4.1%
- Black, not Hispanic2.0%
- Asian, not Hispanic1.5%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 12043 earn?
Median household income is $64,583 (ACS 2020-2024), the 8th highest of the 12 ranked ZIP codes in Schoharie County. It is not measurably different from 2015-2019 ($67,727 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $64,583±$15,640
- Income per person
- $35,308
- Below the poverty line
- 14.0%
- Unemployed (of the labor force)
- 5.3%
- Adults 25+ with a bachelor's degree
- 29.1%
- Adjusted gross income per tax return, 2022
- $68,7523,300 returns; wages 65% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 12043?
- Median home value (owners' estimate)
- $186,000
- Median gross rent
- $875
- Homes owned by their occupants
- 58.4%
- Housing units
- 3,570
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 12043?
210 business establishments had a location in this ZIP code in 2023, 17 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade43
- Health care and social assistance34
- Accommodation and food services22
- Other services (except public administration)20
- Professional, scientific, and technical services19
- Finance and insurance14
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 12043?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 12149 | Richmondville | 2,038 | $51k | 5.6 mi |
| 12187 | Warnerville | 752 | $78k | 5.7 mi |
| 12031 | Carlisle | 120 | $87k | 5.9 mi |
| 13459 | Sharon Springs | 1,888 | $66k | 6.3 mi |
| 12092 | Howes Cave | 1,208 | $59k | 7.7 mi |
| 12035 | Central Bridge | 566 | $98k | 8.5 mi |
| 12197 | Worcester | 2,298 | $78k | 11.4 mi |
| 13320 | Cherry Valley | 1,971 | $86k | 12.1 mi |
| 12157 | Schoharie | 4,713 | $76k | 12.5 mi |
| 12175 | Summit | 612 | $90k | 9.4 mi (near) |
| 12160 | Sloansville | 716 | $70k | 9.7 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.