PlainZIP

Schoharie, NY · standard

ZIP Code 12157

Schoharie County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,061
36/sq mi
$75,997
Median income
$223,400
Median home value
28.2%
Bachelor's or higher

The verdict

Schoharie pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 44%
household income, US ZIPs
Top 50%
home value, US ZIPs
36
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12157 against every reporting US ZIP.

ZIP code 12157 covers 112.8 square miles in Schoharie, Schoharie County, New York (a standard USPS delivery area), with a modest 4,061 residents on file, a density of 36 people per square mile, in the New York time zone.

ZIP 12157 lands in the middle-income range, with a median household income of $75,997 (18% below the New York average), while per-capita income is $38,882. Poverty here runs at 10.7%, with unemployment measured at 5.6%. The typical home here is valued at $223,400 (41% below the state average); renters pay a median of $887 monthly, and 84.0% of units are owner-occupied.

Educational attainment sits below the national norm: 28.2% of adults hold a bachelor's degree or higher, the median age is 41.9, and the average commute is 37 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Schoharie County, so you can benchmark 12157 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12157

Top 5 sectors by establishment count in Schoharie, NY

Which industries have the most business establishments in ZIP 12157.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12157, Schoharie, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,061

Population

112.8

Area (sq mi)

36

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12157?

41.9

Median Age

52.0%

Male

48.0%

Female

2.6%

Foreign-Born

White 89.5%
African American 1.7%
Asian 1.9%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.7%
Hispanic or Latino 2.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$75,997

Median Household Income

-18% vs state

$38,882

Per Capita Income

10.7%

Poverty Rate

5.6%

Unemployment Rate

36.8 min

Mean Commute Time

How ZIP 12157 ranks nationally

Schoharie, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$75,997 Top 44% higher than 56% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.1%
Bachelor's Degree or Higher 28.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,942

Total Housing Units

1,859

Occupied Units

83

Vacant Units

2.47

Avg Household Size

Occupancy Type

Owner 84.0%
Renter 16.0%

$223,400

Median Home Value

-41% vs state

$887

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 80 business establishments in ZIP 12157, employing approximately 419 people with a combined annual payroll of $18,376,000.

80

Businesses

419

Employees

$18.4M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Construction 15 18.8%
Health care and social assistance 9 11.3%
Accommodation and food services 9 11.3%
Retail trade 6 7.5%
Professional, scientific, and technical services 6 7.5%
Other services (except public administration) 6 7.5%
Administrative and support and waste management and remediation services 5 6.3%
Transportation and warehousing 4 5.0%
Finance and insurance 4 5.0%
Real estate and rental and leasing 4 5.0%
Manufacturing 3 3.8%
Information 3 3.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12157 vs 12092 →

ZIP 12157 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12157 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12157 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12157 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12092 Howes Cave, NY 1,304 4.6 mi
12035 Central Bridge, NY 802 5.3 mi
12066 Esperance, NY 2,143 7.9 mi
12122 Middleburgh, NY 4,582 8.2 mi
12160 Sloansville, NY 944 7.3 mi
12023 Berne, NY 2,196 7.7 mi
12053 Delanson, NY 4,587 8.1 mi
12071 Fultonham, NY 270 10.0 mi

More ZIP Codes in Schoharie County

12043 standard
Cobleskill, NY
Pop: 8,509
12122 standard
Middleburgh, NY
Pop: 4,582
12149 standard
Richmondville, NY
Pop: 2,474
13459 standard
Sharon Springs, NY
Pop: 2,222
12066 standard
Esperance, NY
Pop: 2,143
12093 standard
Jefferson, NY
Pop: 1,666

Related Areas

Schoharie County Schoharie, NY New York

Frequently Asked Questions

What county is ZIP code 12157 in? ▼
ZIP code 12157 (Schoharie) is located in Schoharie County, New York. Schoharie County contains multiple ZIP codes, see the full list at /counties/schoharie-ny.
What is the population of ZIP code 12157? ▼
ZIP code 12157 in Schoharie, NY has a population of 4,061 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12157? ▼
The median household income in ZIP 12157 is $75,997, which is 0% below the national average of $76,288.
What is the average home value in ZIP 12157? ▼
The median home value in ZIP 12157 is $223,400, which is 20% below the national average of $278,155.
What is the demographic makeup of ZIP 12157? ▼
The largest racial group in ZIP 12157 is White at 89.5%. Hispanic or Latino residents make up 2.7% of the population.
How many businesses are in ZIP code 12157? ▼
ZIP code 12157 has 80 business establishments employing approximately 419 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12157? ▼
The top industries by establishment count in ZIP 12157 are: Construction (15), Health care and social assistance (9), Accommodation and food services (9). There are 12 industry sectors represented in total.
What is the education level in ZIP code 12157? ▼
In ZIP code 12157, 62.1% of residents aged 25+ have a high school diploma or higher, and 28.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12157? ▼
The mean commute time for workers in ZIP code 12157 is 36.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12157? ▼
In ZIP code 12157, approximately 84.0% of occupied housing units are owner-occupied and 16.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12157? ▼
The poverty rate in ZIP code 12157 is 10.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.