Residential delivery area · New York

ZIP Code 12122: Middleburgh, NY

ZIP code 12122 uses the postal name Middleburgh, New York and lies mostly in Schoharie County (92% of its land) with the rest in Albany County (Census 2020 ZIP-county file). About 3,600 people live there (Census Bureau, ACS 2020-2024). Median household income is $55,875 (Census Bureau, ACS 2020-2024). By Census place, 1% of its land lies in Middleburgh; 99% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
1national area: New York, Delaware and Pennsylvania
121sectional center: Albany, NY (SCF 120)
22delivery area within it
Town
Middleburgh · its only residential ZIP
Census places
Middleburgh
Metro area
Albany-Schenectady-Troy, NY
House districts
NY-21 (92%), NY-20 (8%) 119th Congress, by share of land
Time zone
Eastern
Land area
102.1 sq mi · 35 people per sq mi

Where is ZIP code 12122?

12122 centers on 42.542°, -74.326° and covers 102.1 square miles of land plus 0.3 of water. It borders 9 ZIP codes: 12071, 12194, 12469, 12023, 12147, 12157, 12187, 12131, 12076.

12023 · Berne12071 · Fultonham12076 · Gilboa12131 · North Blenheim12147 · Rensselaerville12157 · Schoharie12187 · Warnerville12194 · West Fulton12469 · Preston Hollow12122 · Middleburgh (this ZIP)1212212076120231215712469120711218712194121471213112023 · Berne12071 · Fultonham12076 · Gilboa12131 · North Blenheim12147 · Rensselaerville12157 · Schoharie12187 · Warnerville12194 · West Fulton12469 · Preston Hollow12122 · Middleburgh (this ZIP)1212212076120231215712469120711218712194121471213112023 · Berne12071 · Fultonham12076 · Gilboa12131 · North Blenheim12147 · Rensselaerville12157 · Schoharie12187 · Warnerville12194 · West Fulton12469 · Preston Hollow12122 · Middleburgh (this ZIP)121221207612023121571246912071121871214712131
Shaded by median household income, in national fifths (ACS 2020-2024); 12122 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 12122, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 12122 compare with the rest of Schoharie County?

Rank of 12122 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure12122In Schoharie CountyIn NY
People (ACS 2020-2024)3,5964th of 24838th of 1,826
Median household income$56k10th of 12988th of 1,081
Median home value$174k8th of 10871st of 1,172

Its median household income is higher than in 22% of U.S. residential ZIP codes, and it is denser than 36% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 12122?

The 2020 Census counted 3,763 people in 12122; the ACS, which samples households over 2020-2024, estimates 3,596. Between the 2010 and 2020 censuses its population fell 17.9% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
3,596±396 (90% margin)
2020 Census count
3,763−17.9% since 2010 (4,582)
Households
1,712
Median age
51.8

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 12122?

Of the 3,596 people the ACS estimates in 12122, 13.3% are under 18 and 28.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (91.5%).

  • Under 1813.3%
  • 18 to 6458.5%
  • 65 and older28.3%
Age of the people of 12122 (ACS 2020-2024, B01001)
  • White, not Hispanic91.5%
  • Other or two or more4.1%
  • Hispanic or Latino3.2%
  • Asian, not Hispanic0.7%
  • Black, not Hispanic0.5%
Race and Hispanic origin in 12122 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 12122 earn?

Median household income is $55,875 (ACS 2020-2024), the 10th highest of the 12 ranked ZIP codes in Schoharie County. It is not measurably different from 2015-2019 ($62,183 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$55,875
Income per person
$41,099
Below the poverty line
8.5%
Unemployed (of the labor force)
1.5%
Adults 25+ with a bachelor's degree
23.2%
Adjusted gross income per tax return, 2022
$65,2631,910 returns; wages 65% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 12122?

FHFA's house price index for 12122, built from repeat sales and appraisals of the same homes, rose 101% from 2015 to 2025 and rose 59% from 2020 to 2025, and moved +11.6% in 2025.

Median home value (owners' estimate)
$174,300
Median gross rent
$1,106
Homes owned by their occupants
81.4%
Housing units
2,276
0 50 100 150 200720202025 0 50 100 150 200720202025 0 50 100 150 200720202025
Index = 100 in 2007, the first year FHFA reports for 12122; 2025: 159.8. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 12122?

73 business establishments had a location in this ZIP code in 2023, 1 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).

  • Retail trade14
  • Construction11
  • Accommodation and food services11
  • Professional, scientific, and technical services7
  • Manufacturing6
  • Health care and social assistance5

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 12122?

ZIP codes that share a boundary with 12122, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
12071Fultonham283$99k4.9 mi
12194West Fulton162$91k6.5 mi
12469Preston Hollow798$100k7.6 mi
12023Berne1,791$113k8.3 mi
12147Rensselaerville466$86k8.7 mi
12157Schoharie4,713$76k9.1 mi
12187Warnerville752$78k9.2 mi
12131North Blenheim183$72k9.3 mi
12076Gilboa1,549$85k10.4 mi

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.