Middleburgh, NY · standard

ZIP Code 12122

Schoharie County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,582
16/sq mi
$55,875
Median income
$174,300
Median home value
23.2%
Bachelor's or higher

The verdict

Middleburgh pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

22th pct
household income, US ZIPs
36th pct
home value, US ZIPs
16
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12122 against every reporting US ZIP.

ZIP code 12122 covers 279.4 square miles in Middleburgh, Schoharie County, New York (a standard USPS delivery area), with a modest 4,582 residents on file, a density of 16 people per square mile, in the New York time zone.

ZIP 12122 reports a modest median household income of $55,875 (40% below the New York average), while per-capita income is $41,099. Poverty here runs at 8.5%, with unemployment measured at 1.5%. On housing, the median home value is $174,300 (54% below the state average) with median rent at $1,106 per month, and 81.4% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 23.2% of adults hold a bachelor's degree or higher, the median age is 51.8, and the average commute is 26 minutes. A geography-based comparison follows: 7 ZIP codes within about 10 miles of 12122, plus 6 more within Schoharie County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12122

Top 5 sectors by establishment count in Middleburgh, NY

Which industries have the most business establishments in ZIP 12122.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12122, Middleburgh, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,582

Population

279.4

Area (sq mi)

16

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12122?

51.8

Median Age

53.0%

Male

47.0%

Female

3.2%

Foreign-Born

White 92.5%
African American 0.5%
Asian 0.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.9%
Two or More Ethnicities 5.3%
Hispanic or Latino 3.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$55,875

Median Household Income

-40% vs state

$41,099

Per Capita Income

8.5%

Poverty Rate

1.5%

Unemployment Rate

26.4 min

Mean Commute Time

How ZIP 12122 ranks nationally

Middleburgh, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$55,875 22nd percentile higher than 22% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.2%
Bachelor's Degree or Higher 23.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,276

Total Housing Units

1,712

Occupied Units

564

Vacant Units

2.08

Avg Household Size

Occupancy Type

Owner 81.4%
Renter 18.6%

$174,300

Median Home Value

-54% vs state

$1,106

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 73 business establishments in ZIP 12122, employing approximately 340 people with a combined annual payroll of $17,305,000.

73

Businesses

340

Employees

$17.3M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Retail trade 14 19.2%
Construction 11 15.1%
Accommodation and food services 11 15.1%
Professional, scientific, and technical services 7 9.6%
Manufacturing 6 8.2%
Health care and social assistance 5 6.8%
Other services (except public administration) 4 5.5%
Information 3 4.1%
Finance and insurance 3 4.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12122 vs 12071 →

ZIP 12122 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12122 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12122 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12122 ranks #8 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12071 Fultonham, NY 270 5.4 mi
12157 Schoharie, NY 4,061 8.2 mi
12194 West Fulton, NY 207 7.5 mi
12469 Preston Hollow, NY 677 8.0 mi
12076 Gilboa, NY 1,500 10.2 mi
12023 Berne, NY 2,196 8.7 mi
12187 Warnerville, NY 697 9.0 mi

More ZIP Codes in Schoharie County

Frequently Asked Questions

What county is ZIP code 12122 in?
ZIP code 12122 (Middleburgh) is located in Schoharie County, New York. Schoharie County contains multiple ZIP codes, see the full list at /counties/schoharie-ny.
What is the population of ZIP code 12122?
ZIP code 12122 in Middleburgh, NY has a population of 4,582 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12122?
The median household income in ZIP 12122 is $55,875, which is 27% below the national average of $76,288.
What is the average home value in ZIP 12122?
The median home value in ZIP 12122 is $174,300, which is 37% below the national average of $278,155.
What is the demographic makeup of ZIP 12122?
The largest racial group in ZIP 12122 is White at 92.5%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 12122?
ZIP code 12122 has 73 business establishments employing approximately 340 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12122?
The top industries by establishment count in ZIP 12122 are: Retail trade (14), Construction (11), Accommodation and food services (11). There are 9 industry sectors represented in total.
What is the education level in ZIP code 12122?
In ZIP code 12122, 64.2% of residents aged 25+ have a high school diploma or higher, and 23.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12122?
The mean commute time for workers in ZIP code 12122 is 26.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12122?
In ZIP code 12122, approximately 81.4% of occupied housing units are owner-occupied and 18.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12122?
The poverty rate in ZIP code 12122 is 8.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.