Warnerville, NY · standard
ZIP Code 12187
Schoharie County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 697
- 12/sq mi Low-density area
- $78,149
- Median income Near-median income area
- $187,500
- Median home value Near-median home value
- 13.9%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Warnerville pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 41%
- household income, US ZIPs
- 40th pct
- home value, US ZIPs
- 12
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12187 against every reporting US ZIP.
ZIP code 12187 is a sparsely populated ZIP (a standard USPS delivery area) in Warnerville, Schoharie County, New York, home to just 697 residents across 59.6 square miles, a density of 12 people per square mile, in the New York time zone.
ZIP 12187 lands in the middle-income range, with a median household income of $78,149 (15% below the average New York ZIP), while per-capita income is $34,282. Unemployment is 13.1%, an important qualifier alongside the household-income figure. Home values sit below the statewide ZIP benchmark: the median is $187,500 (50% below the average New York ZIP); owner occupancy is 91.4%.
Formal educational attainment runs low here: just 13.9% of adults hold a bachelor's degree or higher, the median age is 56.4, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Schoharie County, so 12187 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12187, Warnerville, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
697
Population
59.6
Area (sq mi)
12
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12187?
56.4
Median Age
50.0%
Male
50.0%
Female
1.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$78,149
Median Household Income
-15% vs state ZIP avg
$34,282
Per Capita Income
16.6%
Poverty Rate
13.1%
Unemployment Rate
How ZIP 12187 ranks among New York ZIPs
Warnerville, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$78,149 44th percentile higher than 44% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
464housing units
464
Total Housing Units
313
Occupied Units
151
Vacant Units
2.40
Avg Household Size
Occupancy Type
$187,500
Median Home Value
-50% vs state ZIP avg
1985
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 4 business establishments in ZIP 12187, employing approximately 12 people with a combined annual payroll of $337,000.
4
Businesses
12
Employees
$337K
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12187 vs 12194 →
ZIP 12187 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12043
Cobleskill (12043)
8,509 residents
- 12122
Middleburgh (12122)
4,582 residents
- 12149 2,474
Richmondville (12149)
2,474 residents
- 12092 1,304
Howes Cave (12092)
1,304 residents
- 12160 944
Sloansville (12160)
944 residents
- 12035 802
Central Bridge (12035)
802 residents
- 12175 797
Summit (12175)
797 residents
- 12187 697
Warnerville (12187)
697 residents
- 12071 270
Fultonham (12071)
270 residents
What this shows Among its immediate neighbors, ZIP 12187 ranks #8 by population - useful context the national average alone can't give.
ZIP 12187 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12071
Fultonham (12071)
$99,375 median income
- 12035
Central Bridge (12035)
$98,375 median income
- 12194
West Fulton (12194)
$91,250 median income
- 12175
Summit (12175)
$90,250 median income
- 12031
Carlisle (12031)
$87,143 median income
- 12187
Warnerville (12187)
$78,149 median income
- 12160
Sloansville (12160)
$69,750 median income
- 12043
Cobleskill (12043)
$64,583 median income
- 12092
Howes Cave (12092)
$58,615 median income
What this shows By household income, ZIP 12187 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12194 | West Fulton, NY | 207 | 6.7 mi |
| 12149 | Richmondville, NY | 2,474 | 5.2 mi |
| 12071 | Fultonham, NY | 270 | 5.2 mi |
| 12043 | Cobleskill, NY | 8,509 | 6.5 mi |
| 12031 | Carlisle, NY | 175 | 9.9 mi |
| 12175 | Summit, NY | 797 | 6.7 mi |
| 12092 | Howes Cave, NY | 1,304 | 7.0 mi |
| 12122 | Middleburgh, NY | 4,582 | 9.0 mi |
| 12035 | Central Bridge, NY | 802 | 9.4 mi |
| 12160 | Sloansville, NY | 944 | 10.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12187, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Schoharie County
Related Areas
Frequently Asked Questions
What county is ZIP code 12187 in?
ZIP code 12187 (Warnerville) is located in Schoharie County, New York. Schoharie County contains multiple ZIP codes, see the full list at /counties/schoharie-ny.
What is the population of ZIP code 12187?
ZIP code 12187 in Warnerville, NY has a population of 697 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12187?
The median household income in ZIP 12187 is $78,149, which is 2% above the national average of $76,288.
What is the average home value in ZIP 12187?
The median home value in ZIP 12187 is $187,500, which is 33% below the national average of $278,155.
What is the demographic makeup of ZIP 12187?
The largest racial group in ZIP 12187 is White at 96.0%. Hispanic or Latino residents make up 2.0% of the population.
How many businesses are in ZIP code 12187?
ZIP code 12187 has 4 business establishments employing approximately 12 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 12187?
In ZIP code 12187, 29.0% of residents aged 25+ have a high school diploma or higher, and 13.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12187?
In ZIP code 12187, approximately 91.4% of occupied housing units are owner-occupied and 8.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12187?
The poverty rate in ZIP code 12187 is 16.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12187's numbers, next.
- See how ZIP 12187 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Warnerville, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.