PlainZIP

Warnerville, NY · standard

ZIP Code 12187

Schoharie County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

697
12/sq mi
$78,149
Median income
$187,500
Median home value
13.9%
Bachelor's or higher

The verdict

Warnerville pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 41%
household income, US ZIPs
40th pct
home value, US ZIPs
12
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12187 against every reporting US ZIP.

ZIP code 12187 is a sparsely populated ZIP (a standard USPS delivery area) in Warnerville, Schoharie County, New York, home to just 697 residents across 59.6 square miles, a density of 12 people per square mile, in the New York time zone.

ZIP 12187 lands in the middle-income range, with a median household income of $78,149 (15% below the New York average), while per-capita income is $34,282. 16.6% of residents live below the poverty line, and the unemployment rate reads 13.1%. Median home value sits at $187,500 (50% below the state average), median rent at - a month, and owner-occupancy at 91.4%.

Formal educational attainment runs low here: just 13.9% of adults hold a bachelor's degree or higher, the median age is 56.4, and the average commute is -. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Schoharie County, so you can benchmark 12187 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12187, Warnerville, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

697

Population

59.6

Area (sq mi)

12

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12187?

56.4

Median Age

50.0%

Male

50.0%

Female

1.1%

Foreign-Born

White 96.0%
African American 1.1%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.5%
Hispanic or Latino 2.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$78,149

Median Household Income

-15% vs state

$34,282

Per Capita Income

16.6%

Poverty Rate

13.1%

Unemployment Rate

How ZIP 12187 ranks nationally

Warnerville, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$78,149 Top 41% higher than 59% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 29.0%
Bachelor's Degree or Higher 13.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

464

Total Housing Units

313

Occupied Units

151

Vacant Units

2.40

Avg Household Size

Occupancy Type

Owner 91.4%
Renter 8.6%

$187,500

Median Home Value

-50% vs state

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 4 business establishments in ZIP 12187, employing approximately 12 people with a combined annual payroll of $337,000.

4

Businesses

12

Employees

$337K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12187 vs 12194 →

ZIP 12187 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12187 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12187 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12187 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12194 West Fulton, NY 207 6.7 mi
12149 Richmondville, NY 2,474 5.2 mi
12071 Fultonham, NY 270 5.2 mi
12043 Cobleskill, NY 8,509 6.5 mi
12031 Carlisle, NY 175 9.9 mi
12175 Summit, NY 797 6.7 mi
12092 Howes Cave, NY 1,304 7.0 mi
12122 Middleburgh, NY 4,582 9.0 mi
12035 Central Bridge, NY 802 9.4 mi
12160 Sloansville, NY 944 10.6 mi

More ZIP Codes in Schoharie County

12043 standard
Cobleskill, NY
Pop: 8,509
12122 standard
Middleburgh, NY
Pop: 4,582
12157 standard
Schoharie, NY
Pop: 4,061
12149 standard
Richmondville, NY
Pop: 2,474
13459 standard
Sharon Springs, NY
Pop: 2,222
12066 standard
Esperance, NY
Pop: 2,143

Related Areas

Schoharie County Warnerville, NY New York

Frequently Asked Questions

What county is ZIP code 12187 in? ▼
ZIP code 12187 (Warnerville) is located in Schoharie County, New York. Schoharie County contains multiple ZIP codes, see the full list at /counties/schoharie-ny.
What is the population of ZIP code 12187? ▼
ZIP code 12187 in Warnerville, NY has a population of 697 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12187? ▼
The median household income in ZIP 12187 is $78,149, which is 2% above the national average of $76,288.
What is the average home value in ZIP 12187? ▼
The median home value in ZIP 12187 is $187,500, which is 33% below the national average of $278,155.
What is the demographic makeup of ZIP 12187? ▼
The largest racial group in ZIP 12187 is White at 96.0%. Hispanic or Latino residents make up 2.0% of the population.
How many businesses are in ZIP code 12187? ▼
ZIP code 12187 has 4 business establishments employing approximately 12 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 12187? ▼
In ZIP code 12187, 29.0% of residents aged 25+ have a high school diploma or higher, and 13.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12187? ▼
In ZIP code 12187, approximately 91.4% of occupied housing units are owner-occupied and 8.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12187? ▼
The poverty rate in ZIP code 12187 is 16.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.