Residential delivery area · New York
ZIP Code 12092: Howes Cave, NY
ZIP code 12092 uses the postal name Howes Cave, New York and lies entirely in Schoharie County (Census 2020 ZIP-county file). About 1,200 people live there (Census Bureau, ACS 2020-2024). Median household income is $58,615 (Census Bureau, ACS 2020-2024). By Census place, 9% of its land lies in Central Bridge (a census-designated place); 91% is outside any Census place.
- ACS2020-24
- Census2020
- ZBP2023
- IRS2022
- Town
- Howes Cave · its only residential ZIP
- County
- Schoharie County
- Census places
- Central Bridge census-designated place
- Metro area
- Albany-Schenectady-Troy, NY
- House district
- NY-21 119th Congress
- State
- New York
- Time zone
- Eastern
- Land area
- 15.5 sq mi · 78 people per sq mi
Where is ZIP code 12092?
12092 centers on 42.706°, -74.380° and covers 15.5 square miles of land plus 0.2 of water. It borders 5 ZIP codes: 12035, 12160, 12157, 12066, 12043.
The map draws ZIP code areas only. For the streets inside 12092, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 12092 compare with the rest of Schoharie County?
| Measure | 12092 | In Schoharie County | In NY |
|---|---|---|---|
| People (ACS 2020-2024) | 1,208 | 13th of 24 | 1,235th of 1,826 |
| Median household income | $59k | 9th of 12 | 954th of 1,081 |
| Median home value | $218k | not ranked | not ranked |
12092's median home value is not ranked: its 90% margin of error (±$54,910) is more than a quarter of the figure ($217,600). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
Its median household income is higher than in 27% of U.S. residential ZIP codes, and it is denser than 50% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 12092?
The 2020 Census counted 1,241 people in 12092; the ACS, which samples households over 2020-2024, estimates 1,208. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 1,208±352 (90% margin)
- 2020 Census count
- 1,241
- Households
- 573
- Median age
- 45.3
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 12092?
Of the 1,208 people the ACS estimates in 12092, 18.1% are under 18 and 23.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (90.1%).
- Under 1818.1%
- 18 to 6458.9%
- 65 and older23.0%
- White, not Hispanic90.1%
- Hispanic or Latino5.8%
- Other or two or more4.1%
- Black, not Hispanic0.0%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 12092 earn?
Median household income is $58,615 (ACS 2020-2024), the 9th highest of the 12 ranked ZIP codes in Schoharie County.
- Median household income
- $58,615±$12,279
- Income per person
- $37,333
- Below the poverty line
- 25.7%
- Unemployed (of the labor force)
- 4.5%
- Adults 25+ with a bachelor's degree
- 28.7%
- Adjusted gross income per tax return, 2022
- $63,898560 returns; wages 70% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 12092?
- Median home value (owners' estimate)
- $217,600
- Median gross rent
- $1,039
- Homes owned by their occupants
- 64.9%
- Housing units
- 582
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001).
What businesses are in 12092?
13 business establishments had a location in this ZIP code in 2023, 2 fewer than in 2018; the most are in arts, entertainment, and recreation (ZIP Code Business Patterns).
- Arts, entertainment, and recreation4
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 12092?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 12035 | Central Bridge | 566 | $98k | 2.0 mi |
| 12160 | Sloansville | 716 | $70k | 4.0 mi |
| 12157 | Schoharie | 4,713 | $76k | 5.4 mi |
| 12066 | Esperance | 1,863 | $79k | 6.5 mi |
| 12043 | Cobleskill | 8,287 | $65k | 7.7 mi |
| 12031 | Carlisle | 120 | $87k | 6.0 mi (near) |
| 12187 | Warnerville | 752 | $78k | 6.9 mi (near) |
| 12071 | Fultonham | 283 | $99k | 9.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.