PlainZIP

Berne, NY · standard

ZIP Code 12023

Albany County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,196
15/sq mi
$112,885
Median income
$302,300
Median home value
34.1%
Bachelor's or higher

The verdict

Berne pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 12%
household income, US ZIPs
Top 33%
home value, US ZIPs
15
people per sq mi
92%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12023 against every reporting US ZIP.

ZIP code 12023 covers 149.4 square miles in Berne, Albany County, New York (a standard USPS delivery area), with a modest 2,196 residents on file, a density of 15 people per square mile, in the New York time zone.

ZIP 12023 skews affluent, with a median household income of $112,885 (22% above the New York average), while per-capita income is $50,977. 3.2% of residents live below the poverty line, and the unemployment rate reads 0.8%. On housing, the median home value is $302,300 (20% below the state average) with median rent at $1,100 per month, and 92.3% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 34.1% of adults hold a bachelor's degree or higher, the median age is 47.5, and the average commute is -. Beyond these figures, 7 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Albany County, letting you compare 12023 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12023, Berne, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,196

Population

149.4

Area (sq mi)

15

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12023?

47.5

Median Age

50.2%

Male

49.8%

Female

1.6%

Foreign-Born

White 95.4%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.6%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$112,885

Median Household Income

+22% vs state

$50,977

Per Capita Income

3.2%

Poverty Rate

0.8%

Unemployment Rate

How ZIP 12023 ranks nationally

Berne, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$112,885 Top 12% higher than 88% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 72.7%
Bachelor's Degree or Higher 34.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

809

Total Housing Units

724

Occupied Units

85

Vacant Units

2.47

Avg Household Size

Occupancy Type

Owner 92.3%
Renter 7.7%

$302,300

Median Home Value

-20% vs state

$1,100

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 19 business establishments in ZIP 12023, employing approximately 81 people with a combined annual payroll of $2,908,000.

19

Businesses

81

Employees

$2.9M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 6 31.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12023 vs 12147 →

ZIP 12023 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12023 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12023 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12023 ranks #2 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12147 Rensselaerville, NY 499 6.6 mi
12059 East Berne, NY 1,632 5.5 mi
12053 Delanson, NY 4,587 10.0 mi
12157 Schoharie, NY 4,061 7.7 mi
12122 Middleburgh, NY 4,582 8.7 mi
12193 Westerlo, NY 2,016 9.0 mi
12009 Altamont, NY 7,164 9.2 mi

More ZIP Codes in Albany County

12203 standard
Albany, NY
Pop: 29,952
12205 standard
Albany, NY
Pop: 26,977
12110 standard
Latham, NY
Pop: 21,908
12208 standard
Albany, NY
Pop: 20,702
12047 standard
Cohoes, NY
Pop: 19,664
12189 standard
Watervliet, NY
Pop: 17,568

Related Areas

Albany County Berne, NY New York

Frequently Asked Questions

What county is ZIP code 12023 in? ▼
ZIP code 12023 (Berne) is located in Albany County, New York. Albany County contains multiple ZIP codes, see the full list at /counties/albany-ny.
What is the population of ZIP code 12023? ▼
ZIP code 12023 in Berne, NY has a population of 2,196 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12023? ▼
The median household income in ZIP 12023 is $112,885, which is 48% above the national average of $76,288.
What is the average home value in ZIP 12023? ▼
The median home value in ZIP 12023 is $302,300, which is 9% above the national average of $278,155.
What is the demographic makeup of ZIP 12023? ▼
The largest racial group in ZIP 12023 is White at 95.4%.
How many businesses are in ZIP code 12023? ▼
ZIP code 12023 has 19 business establishments employing approximately 81 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 12023? ▼
In ZIP code 12023, 72.7% of residents aged 25+ have a high school diploma or higher, and 34.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12023? ▼
In ZIP code 12023, approximately 92.3% of occupied housing units are owner-occupied and 7.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12023? ▼
The poverty rate in ZIP code 12023 is 3.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.