PlainZIP

Gilboa, NY · standard

ZIP Code 12076

Schoharie County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,500
8/sq mi
$84,583
Median income
$225,600
Median home value
24.9%
Bachelor's or higher

The verdict

Gilboa pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 33%
household income, US ZIPs
Top 49%
home value, US ZIPs
8
people per sq mi
95%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12076 against every reporting US ZIP.

ZIP code 12076 covers 194.8 square miles in Gilboa, Schoharie County, New York (a standard USPS delivery area), with a modest 1,500 residents on file, a density of 8 people per square mile, in the New York time zone.

ZIP 12076 lands in the middle-income range, with a median household income of $84,583 (9% below the New York average), while per-capita income is $42,187. Local economic indicators show a 8.0% poverty rate alongside 3.3% unemployment. The typical home here is valued at $225,600 (40% below the state average); renters pay a median of $990 monthly, and 95.4% of units are owner-occupied.

Educational attainment sits below the national norm: 24.9% of adults hold a bachelor's degree or higher, the median age is 49.5, and the average commute is 32 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 12076, plus 6 more within Schoharie County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12076

Top 5 sectors by establishment count in Gilboa, NY

Which industries have the most business establishments in ZIP 12076.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12076, Gilboa, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,500

Population

194.8

Area (sq mi)

8

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12076?

49.5

Median Age

53.0%

Male

47.0%

Female

7.2%

Foreign-Born

White 81.8%
African American 1.2%
Asian 1.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.1%
Hispanic or Latino 3.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$84,583

Median Household Income

-9% vs state

$42,187

Per Capita Income

8.0%

Poverty Rate

3.3%

Unemployment Rate

31.6 min

Mean Commute Time

How ZIP 12076 ranks nationally

Gilboa, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$84,583 Top 33% higher than 67% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.9%
Bachelor's Degree or Higher 24.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,212

Total Housing Units

655

Occupied Units

557

Vacant Units

2.36

Avg Household Size

Occupancy Type

Owner 95.4%
Renter 4.6%

$225,600

Median Home Value

-40% vs state

$990

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 25 business establishments in ZIP 12076, employing approximately 65 people with a combined annual payroll of $3,539,000.

25

Businesses

65

Employees

$3.5M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Construction 6 24.0%
Transportation and warehousing 4 16.0%
Utilities 3 12.0%
Retail trade 3 12.0%
Accommodation and food services 3 12.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12076 vs 12407 →

ZIP 12076 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12076 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12076 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12076 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12407 Ashland, NY 173 6.6 mi
12131 North Blenheim, NY 115 5.3 mi
12468 Prattsville, NY 1,036 7.9 mi
12434 Grand Gorge, NY 751 6.7 mi
12071 Fultonham, NY 270 10.0 mi
12194 West Fulton, NY 207 8.7 mi
12469 Preston Hollow, NY 677 8.0 mi
12496 Windham, NY 1,634 8.2 mi
12122 Middleburgh, NY 4,582 10.2 mi
12444 Jewett, NY 497 11.2 mi

More ZIP Codes in Schoharie County

12043 standard
Cobleskill, NY
Pop: 8,509
12122 standard
Middleburgh, NY
Pop: 4,582
12157 standard
Schoharie, NY
Pop: 4,061
12149 standard
Richmondville, NY
Pop: 2,474
13459 standard
Sharon Springs, NY
Pop: 2,222
12066 standard
Esperance, NY
Pop: 2,143

Related Areas

Schoharie County Gilboa, NY New York

Frequently Asked Questions

What county is ZIP code 12076 in? ▼
ZIP code 12076 (Gilboa) is located in Schoharie County, New York. Schoharie County contains multiple ZIP codes, see the full list at /counties/schoharie-ny.
What is the population of ZIP code 12076? ▼
ZIP code 12076 in Gilboa, NY has a population of 1,500 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12076? ▼
The median household income in ZIP 12076 is $84,583, which is 11% above the national average of $76,288.
What is the average home value in ZIP 12076? ▼
The median home value in ZIP 12076 is $225,600, which is 19% below the national average of $278,155.
What is the demographic makeup of ZIP 12076? ▼
The largest racial group in ZIP 12076 is White at 81.8%. Hispanic or Latino residents make up 3.1% of the population.
How many businesses are in ZIP code 12076? ▼
ZIP code 12076 has 25 business establishments employing approximately 65 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12076? ▼
The top industries by establishment count in ZIP 12076 are: Construction (6), Transportation and warehousing (4), Utilities (3). There are 5 industry sectors represented in total.
What is the education level in ZIP code 12076? ▼
In ZIP code 12076, 60.9% of residents aged 25+ have a high school diploma or higher, and 24.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12076? ▼
The mean commute time for workers in ZIP code 12076 is 31.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12076? ▼
In ZIP code 12076, approximately 95.4% of occupied housing units are owner-occupied and 4.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12076? ▼
The poverty rate in ZIP code 12076 is 8.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.