Harpersfield, NY · standard
ZIP Code 13786
Delaware County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 464
- 12/sq mi Low-density area
- $54,688
- Median income Below-median income area
- $208,600
- Median home value Near-median home value
- 18.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Harpersfield pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 21st pct
- household income, US ZIPs
- 46th pct
- home value, US ZIPs
- 12
- people per sq mi
- 94%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13786 against every reporting US ZIP.
ZIP code 13786 is a sparsely populated ZIP (a standard USPS delivery area) in Harpersfield, Delaware County, New York, home to just 464 residents across 40.0 square miles, a density of 12 people per square mile, in the New York time zone.
ZIP 13786 reports a modest median household income of $54,688 (41% below the average New York ZIP), while per-capita income is $31,141. Unemployment is 11.8%, an important qualifier alongside the household-income figure. Home values sit below the statewide ZIP benchmark: the median is $208,600 (45% below the average New York ZIP); owner occupancy is 94.0%.
Educational attainment sits below the national norm: 18.8% of adults hold a bachelor's degree or higher, the median age is 36.8, and the average commute is -. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Delaware County, so 13786 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13786, Harpersfield, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
464
Population
40.0
Area (sq mi)
12
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 13786?
36.8
Median Age
60.0%
Male
40.0%
Female
8.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$54,688
Median Household Income
-41% vs state ZIP avg
$31,141
Per Capita Income
13.5%
Poverty Rate
11.8%
Unemployment Rate
How ZIP 13786 ranks among New York ZIPs
Harpersfield, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$54,688 9th percentile higher than 9% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
267housing units
267
Total Housing Units
182
Occupied Units
85
Vacant Units
2.36
Avg Household Size
Occupancy Type
$208,600
Median Home Value
-45% vs state ZIP avg
1967
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 3 business establishments in ZIP 13786, employing approximately 7 people with a combined annual payroll of $545,000.
3
Businesses
7
Employees
$545K
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 13786 vs 13842 →
ZIP 13786 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12167
Stamford (12167)
2,438 residents
- 12093
Jefferson (12093)
1,666 residents
- 12474
Roxbury (12474)
1,162 residents
- 13788
Hobart (13788)
991 residents
- 13739 953
Bloomville (13739)
953 residents
- 12175 797
Summit (12175)
797 residents
- 13842 695
South Kortright (13842)
695 residents
- 13786 464
Harpersfield (13786)
464 residents
- 12036 228
Charlotteville (12036)
228 residents
What this shows Among its immediate neighbors, ZIP 13786 ranks #8 by population - useful context the national average alone can't give.
ZIP 13786 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13788
Hobart (13788)
$100,313 median income
- 12175
Summit (12175)
$90,250 median income
- 13842
South Kortright (13842)
$88,500 median income
- 12093
Jefferson (12093)
$65,321 median income
- 13739
Bloomville (13739)
$64,219 median income
- 12474
Roxbury (12474)
$57,428 median income
- 13786
Harpersfield (13786)
$54,688 median income
- 12167
Stamford (12167)
$53,047 median income
- 12036
Charlotteville (12036)
$41,823 median income
What this shows By household income, ZIP 13786 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 13786, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Delaware County
Related Areas
Frequently Asked Questions
What county is ZIP code 13786 in?
ZIP code 13786 (Harpersfield) is located in Delaware County, New York. Delaware County contains multiple ZIP codes, see the full list at /counties/delaware-ny.
What is the population of ZIP code 13786?
ZIP code 13786 in Harpersfield, NY has a population of 464 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13786?
The median household income in ZIP 13786 is $54,688, which is 28% below the national average of $76,288.
What is the average home value in ZIP 13786?
The median home value in ZIP 13786 is $208,600, which is 25% below the national average of $278,155.
What is the demographic makeup of ZIP 13786?
The largest racial group in ZIP 13786 is White at 83.3%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 13786?
ZIP code 13786 has 3 business establishments employing approximately 7 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 13786?
In ZIP code 13786, 49.7% of residents aged 25+ have a high school diploma or higher, and 18.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 13786?
In ZIP code 13786, approximately 94.0% of occupied housing units are owner-occupied and 6.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13786?
The poverty rate in ZIP code 13786 is 13.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 13786's numbers, next.
- See how ZIP 13786 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Harpersfield, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.