ZIP Code 13786

ZIP code 13786 is classified by USPS as a standard delivery area and covers roughly 40.0 square miles in Harpersfield, Delaware County, New York. The area is home to 464 residents, producing a population density of 12 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 13786 against New York and the nation.

On the economic side, the median household income for ZIP 13786 sits at $54,688 (41% below the New York average), while per-capita income is $31,141. The poverty rate stands at 13.5% and the unemployment rate at 11.8%. On housing, the median home value is $208,600 (45% below the state average) with median rent at — per month, and 94.0% of occupied units are owner-occupied, a direct signal of whether 13786 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 18.8% of adults hold a bachelor's degree or higher, the median age is 36.8, and the average commute is —. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Delaware County, so you can benchmark 13786 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →