PlainZIP

Harpersfield, NY · standard

ZIP Code 13786

Delaware County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

464
12/sq mi
$54,688
Median income
$208,600
Median home value
18.8%
Bachelor's or higher

The verdict

Harpersfield pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

21th pct
household income, US ZIPs
46th pct
home value, US ZIPs
12
people per sq mi
94%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13786 against every reporting US ZIP.

ZIP code 13786 is a sparsely populated ZIP (a standard USPS delivery area) in Harpersfield, Delaware County, New York, home to just 464 residents across 40.0 square miles, a density of 12 people per square mile, in the New York time zone.

ZIP 13786 reports a modest median household income of $54,688 (41% below the New York average), while per-capita income is $31,141. 13.5% of residents live below the poverty line, and the unemployment rate reads 11.8%. Median home value sits at $208,600 (45% below the state average), median rent at - a month, and owner-occupancy at 94.0%.

Educational attainment sits below the national norm: 18.8% of adults hold a bachelor's degree or higher, the median age is 36.8, and the average commute is -. To put 13786 in local context, 8 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Delaware County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13786, Harpersfield, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

464

Population

40.0

Area (sq mi)

12

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 13786?

36.8

Median Age

60.0%

Male

40.0%

Female

8.1%

Foreign-Born

White 83.3%
African American 2.1%
Asian 3.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.6%
Hispanic or Latino 1.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$54,688

Median Household Income

-41% vs state

$31,141

Per Capita Income

13.5%

Poverty Rate

11.8%

Unemployment Rate

How ZIP 13786 ranks nationally

Harpersfield, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$54,688 21st percentile higher than 21% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 49.7%
Bachelor's Degree or Higher 18.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

267

Total Housing Units

182

Occupied Units

85

Vacant Units

2.36

Avg Household Size

Occupancy Type

Owner 94.0%
Renter 6.0%

$208,600

Median Home Value

-45% vs state

1967

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 3 business establishments in ZIP 13786, employing approximately 7 people with a combined annual payroll of $545,000.

3

Businesses

7

Employees

$545K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 13786 vs 13842 →

ZIP 13786 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 13786 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 13786 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 13786 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
13842 South Kortright, NY 695 4.9 mi
12036 Charlotteville, NY 228 6.9 mi
12093 Jefferson, NY 1,666 5.2 mi
13788 Hobart, NY 991 6.5 mi
12167 Stamford, NY 2,438 5.8 mi
13739 Bloomville, NY 953 7.2 mi
12175 Summit, NY 797 10.5 mi
12474 Roxbury, NY 1,162 11.6 mi

More ZIP Codes in Delaware County

13856 standard
Walton, NY
Pop: 6,596
13753 standard
Delhi, NY
Pop: 5,848
13838 standard
Sidney, NY
Pop: 4,409
13783 standard
Hancock, NY
Pop: 2,670
12167 standard
Stamford, NY
Pop: 2,438
12455 standard
Margaretville, NY
Pop: 1,988

Related Areas

Delaware County Harpersfield, NY New York

Frequently Asked Questions

What county is ZIP code 13786 in? ▼
ZIP code 13786 (Harpersfield) is located in Delaware County, New York. Delaware County contains multiple ZIP codes, see the full list at /counties/delaware-ny.
What is the population of ZIP code 13786? ▼
ZIP code 13786 in Harpersfield, NY has a population of 464 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13786? ▼
The median household income in ZIP 13786 is $54,688, which is 28% below the national average of $76,288.
What is the average home value in ZIP 13786? ▼
The median home value in ZIP 13786 is $208,600, which is 25% below the national average of $278,155.
What is the demographic makeup of ZIP 13786? ▼
The largest racial group in ZIP 13786 is White at 83.3%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 13786? ▼
ZIP code 13786 has 3 business establishments employing approximately 7 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 13786? ▼
In ZIP code 13786, 49.7% of residents aged 25+ have a high school diploma or higher, and 18.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 13786? ▼
In ZIP code 13786, approximately 94.0% of occupied housing units are owner-occupied and 6.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13786? ▼
The poverty rate in ZIP code 13786 is 13.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.