ZIP 12187 vs ZIP 12194

This side-by-side compares ZIP 12187 (Warnerville, NY) and ZIP 12194 (West Fulton, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12187 has a population of 697 at 12 people per square mile, while ZIP 12194 has 207 at 5 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12187 reports a median household income of $78,149 against $91,250 in ZIP 12194, with per-capita income of $34,282 vs $35,899. The share of adults holding a bachelor's degree or higher is 13.9% in 12187 and 23.1% in 12194. Poverty rate reads 16.6% vs 1.2%, and unemployment 13.1% vs 3.2% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $187,500 in 12187 versus $239,100 in 12194, with median rent of — and — per month respectively. Homeownership rate is 91.4% vs 85.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.