ZIP 12446 vs ZIP 12489

This side-by-side compares ZIP 12446 (Kerhonkson, NY) and ZIP 12489 (Wawarsing, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12446 has a population of 5,061 at 29 people per square mile, while ZIP 12489 has 1,292 at 81 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12446 reports a median household income of $85,979 against — in ZIP 12489, with per-capita income of $54,264 vs $12,930. The share of adults holding a bachelor's degree or higher is 35.3% in 12446 and 23.7% in 12489. Poverty rate reads 10.4% vs 22.6%, and unemployment 6.0% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $295,500 in 12446 versus — in 12489, with median rent of $1,303 and — per month respectively. Homeownership rate is 76.8% vs 54.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.