Residential delivery area · New York
ZIP Code 12446: Kerhonkson, NY
ZIP code 12446 uses the postal name Kerhonkson, New York and lies entirely in Ulster County (Census 2020 ZIP-county file). About 5,400 people live there (Census Bureau, ACS 2020-2024). Median household income is $85,979 (Census Bureau, ACS 2020-2024). By Census place, 9% of its land lies in Kerhonkson (a census-designated place), and 4% in smaller places; 88% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Kerhonkson · its only residential ZIP
- County
- Ulster County
- Census places
- Kerhonkson census-designated place
- Metro area
- Kingston, NY
- House district
- NY-19 119th Congress
- State
- New York
- Time zone
- Eastern
- Land area
- 67.4 sq mi · 80 people per sq mi
Where is ZIP code 12446?
12446 centers on 41.790°, -74.314° and covers 67.4 square miles of land plus 0.2 of water. It borders 11 ZIP codes: 12489, 12404, 12458, 12440, 12428, 12461, 12420, 12566, 12494, 12740 and more.
The map draws ZIP code areas only. For the streets inside 12446, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 12446 compare with the rest of Ulster County?
| Measure | 12446 | In Ulster County | In NY |
|---|---|---|---|
| People (ACS 2020-2024) | 5,414 | 9th of 62 | 699th of 1,826 |
| Median household income | $86k | 13th of 21 | 503rd of 1,081 |
| Median home value | $296k | 22nd of 26 | 569th of 1,172 |
Its median household income is higher than in 69% of U.S. residential ZIP codes, and it is denser than 50% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 12446?
The 2020 Census counted 4,930 people in 12446; the ACS, which samples households over 2020-2024, estimates 5,414. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 5,414±669 (90% margin)
- 2020 Census count
- 4,930
- Households
- 2,393
- Median age
- 42.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 12446?
Of the 5,414 people the ACS estimates in 12446, 16.6% are under 18 and 17.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (76.8%), then Hispanic or Latino (15.2%).
- Under 1816.6%
- 18 to 6466.2%
- 65 and older17.2%
- White, not Hispanic76.8%
- Hispanic or Latino15.2%
- Other or two or more5.1%
- Black, not Hispanic1.8%
- Asian, not Hispanic1.1%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 12446 earn?
Median household income is $85,979 (ACS 2020-2024), the 13th highest of the 21 ranked ZIP codes in Ulster County.
- Median household income
- $85,979±$11,111
- Income per person
- $54,264
- Below the poverty line
- 10.4%
- Unemployed (of the labor force)
- 6.0%
- Adults 25+ with a bachelor's degree
- 35.3%
- Adjusted gross income per tax return, 2022
- $81,5062,360 returns; wages 68% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 12446?
FHFA's house price index for 12446, built from repeat sales and appraisals of the same homes, rose 113% from 2015 to 2025 and rose 61% from 2020 to 2025, and moved +0.9% in 2025.
- Median home value (owners' estimate)
- $295,500
- Median gross rent
- $1,303
- Homes owned by their occupants
- 76.8%
- Housing units
- 3,013
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 12446?
110 business establishments had a location in this ZIP code in 2023, 13 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade19
- Accommodation and food services17
- Construction16
- Professional, scientific, and technical services15
- Other services (except public administration)10
- Health care and social assistance8
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 12446?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 12489 | Wawarsing | 93 | – | 3.2 mi |
| 12404 | Accord | 3,935 | $77k | 4.5 mi |
| 12458 | Napanoch | 3,074 | $65k | 6.5 mi |
| 12440 | High Falls | 1,826 | $107k | 7.3 mi |
| 12428 | Ellenville | 6,995 | $63k | 8.3 mi |
| 12461 | Olivebridge | 1,604 | $112k | 8.9 mi |
| 12420 | Cragsmoor | 381 | $121k | 8.9 mi |
| 12566 | Pine Bush | 10,269 | $113k | 10.8 mi |
| 12494 | West Shokan | 934 | $145k | 11.0 mi |
| 12740 | Grahamsville | 1,732 | $104k | 12.0 mi |
| 12589 | Wallkill | 18,646 | $121k | 14.0 mi |
| 12484 | Stone Ridge | 3,155 | $120k | 8.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.