Kerhonkson, NY · standard

ZIP Code 12446

Ulster County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,061
29/sq mi
$85,979
Median income
$295,500
Median home value
35.3%
Bachelor's or higher

The verdict

Kerhonkson pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 31%
household income, US ZIPs
Top 34%
home value, US ZIPs
29
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12446 against every reporting US ZIP.

ZIP code 12446 is a mid-sized community (a standard USPS delivery area) in Kerhonkson, Ulster County, New York, home to 5,061 residents across 175.7 square miles, a density of 29 people per square mile, in the New York time zone.

ZIP 12446 lands in the middle-income range, with a median household income of $85,979 (7% below the New York average), while per-capita income is $54,264. 10.4% of residents live below the poverty line, and the unemployment rate reads 6.0%. The typical home here is valued at $295,500 (22% below the state average); renters pay a median of $1,303 monthly, and 76.8% of units are owner-occupied.

A solid share of residents have a four-year degree: 35.3% of adults hold a bachelor's degree or higher, the median age is 42.8, and the average commute is 34 minutes. To put 12446 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Ulster County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12446

Top 5 sectors by establishment count in Kerhonkson, NY

Which industries have the most business establishments in ZIP 12446.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12446, Kerhonkson, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,061

Population

175.7

Area (sq mi)

29

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12446?

42.8

Median Age

49.3%

Male

50.7%

Female

8.3%

Foreign-Born

White 80.6%
African American 3.5%
Asian 1.1%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.8%
Hispanic or Latino 15.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$85,979

Median Household Income

-7% vs state

$54,264

Per Capita Income

10.4%

Poverty Rate

6.0%

Unemployment Rate

34.0 min

Mean Commute Time

How ZIP 12446 ranks nationally

Kerhonkson, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$85,979 Top 31% higher than 69% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.1%
Bachelor's Degree or Higher 35.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,013

Total Housing Units

2,393

Occupied Units

620

Vacant Units

2.25

Avg Household Size

Occupancy Type

Owner 76.8%
Renter 23.2%

$295,500

Median Home Value

-22% vs state

$1,303

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 110 business establishments in ZIP 12446, employing approximately 445 people with a combined annual payroll of $17,460,000.

110

Businesses

445

Employees

$17.5M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 19 17.3%
Accommodation and food services 17 15.4%
Construction 16 14.6%
Professional, scientific, and technical services 15 13.6%
Other services (except public administration) 10 9.1%
Health care and social assistance 8 7.3%
Administrative and support and waste management and remediation services 7 6.4%
Arts, entertainment, and recreation 4 3.6%
Manufacturing 3 2.7%
Wholesale trade 3 2.7%
Finance and insurance 3 2.7%
Real estate and rental and leasing 3 2.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12446 vs 12489 →

ZIP 12446 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12446 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12446 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12446 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12489 Wawarsing, NY 1,292 4.1 mi
12404 Accord, NY 3,385 4.7 mi
12458 Napanoch, NY 3,232 4.9 mi
12461 Olivebridge, NY 1,634 7.7 mi
12440 High Falls, NY 1,980 7.9 mi
12428 Ellenville, NY 6,602 7.7 mi
12420 Cragsmoor, NY 363 9.7 mi
12483 Spring Glen, NY 259 10.3 mi
12740 Grahamsville, NY 1,886 9.6 mi
12525 Gardiner, NY 3,311 11.0 mi

More ZIP Codes in Ulster County

Frequently Asked Questions

What county is ZIP code 12446 in?
ZIP code 12446 (Kerhonkson) is located in Ulster County, New York. Ulster County contains multiple ZIP codes, see the full list at /counties/ulster-ny.
What is the population of ZIP code 12446?
ZIP code 12446 in Kerhonkson, NY has a population of 5,061 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12446?
The median household income in ZIP 12446 is $85,979, which is 13% above the national average of $76,288.
What is the average home value in ZIP 12446?
The median home value in ZIP 12446 is $295,500, which is 6% above the national average of $278,155.
What is the demographic makeup of ZIP 12446?
The largest racial group in ZIP 12446 is White at 80.6%. Hispanic or Latino residents make up 15.2% of the population.
How many businesses are in ZIP code 12446?
ZIP code 12446 has 110 business establishments employing approximately 445 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12446?
The top industries by establishment count in ZIP 12446 are: Retail trade (19), Accommodation and food services (17), Construction (16). There are 12 industry sectors represented in total.
What is the education level in ZIP code 12446?
In ZIP code 12446, 62.1% of residents aged 25+ have a high school diploma or higher, and 35.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12446?
The mean commute time for workers in ZIP code 12446 is 34.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12446?
In ZIP code 12446, approximately 76.8% of occupied housing units are owner-occupied and 23.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12446?
The poverty rate in ZIP code 12446 is 10.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.