Kerhonkson, NY · standard
ZIP Code 12446
Ulster County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,061
- 29/sq mi Moderate-density area
- $85,979
- Median income Above-median income area
- $295,500
- Median home value Near-median home value
- 35.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Kerhonkson pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 31%
- household income, US ZIPs
- Top 34%
- home value, US ZIPs
- 29
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12446 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 12446 (Kerhonkson, NY) rose +10.0% from 2023 to 2024.
ZIP code 12446 is a mid-sized community (a standard USPS delivery area) in Kerhonkson, Ulster County, New York, home to 5,061 residents across 175.7 square miles, a density of 29 people per square mile, in the New York time zone.
ZIP 12446 lands in the middle-income range, with a median household income of $85,979 (7% below the average New York ZIP), while per-capita income is $54,264. The poverty rate is 10.4%, with unemployment at 6.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $295,500 (22% below the average New York ZIP), and median rent is $1,303; owner occupancy is 76.8%.
A solid share of residents have a four-year degree: 35.3% of adults hold a bachelor's degree or higher, the median age is 42.8, and the average commute is 34 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Ulster County, so 12446 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 12446
Top 5 sectors by establishment count in Kerhonkson, NY
Which industries have the most business establishments in ZIP 12446.
- Retail trade
Retail trade
19 establishments
- Accommodation and food services
Accommodation and food services
17 establishments
- Construction
Construction
16 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
15 establishments
- Other services (except public administration)
Other services (except public administration)
10 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12446, Kerhonkson, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,061
Population
175.7
Area (sq mi)
29
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12446?
42.8
Median Age
49.3%
Male
50.7%
Female
8.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$85,979
Median Household Income
-7% vs state ZIP avg
$54,264
Per Capita Income
10.4%
Poverty Rate
6.0%
Unemployment Rate
34.0 min
Mean Commute Time
How ZIP 12446 ranks among New York ZIPs
Kerhonkson, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$85,979 Top 45% higher than 55% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,013housing units
3,013
Total Housing Units
2,393
Occupied Units
620
Vacant Units
2.25
Avg Household Size
Occupancy Type
$295,500
Median Home Value
-22% vs state ZIP avg
$1,303
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 110 business establishments in ZIP 12446, employing approximately 445 people with a combined annual payroll of $17,460,000.
110
Businesses
445
Employees
$17.5M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 19 | 17.3% |
| Accommodation and food services | 17 | 15.4% |
| Construction | 16 | 14.6% |
| Professional, scientific, and technical services | 15 | 13.6% |
| Other services (except public administration) | 10 | 9.1% |
| Health care and social assistance | 8 | 7.3% |
| Administrative and support and waste management and remediation services | 7 | 6.4% |
| Arts, entertainment, and recreation | 4 | 3.6% |
| Manufacturing | 3 | 2.7% |
| Wholesale trade | 3 | 2.7% |
| Finance and insurance | 3 | 2.7% |
| Real estate and rental and leasing | 3 | 2.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12446 vs 12489 →
ZIP 12446 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12428
Ellenville (12428)
6,602 residents
- 12446
Kerhonkson (12446)
5,061 residents
- 12404
Accord (12404)
3,385 residents
- 12525
Gardiner (12525)
3,311 residents
- 12458
Napanoch (12458)
3,232 residents
- 12440 1,980
High Falls (12440)
1,980 residents
- 12740 1,886
Grahamsville (12740)
1,886 residents
- 12461 1,634
Olivebridge (12461)
1,634 residents
- 12489 1,292
Wawarsing (12489)
1,292 residents
What this shows Among its immediate neighbors, ZIP 12446 ranks #2 by population - useful context the national average alone can't give.
ZIP 12446 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12420
Cragsmoor (12420)
$120,559 median income
- 12461
Olivebridge (12461)
$112,273 median income
- 12525
Gardiner (12525)
$110,268 median income
- 12440
High Falls (12440)
$106,553 median income
- 12740
Grahamsville (12740)
$103,462 median income
- 12446
Kerhonkson (12446)
$85,979 median income
- 12404
Accord (12404)
$77,214 median income
- 12458
Napanoch (12458)
$64,851 median income
- 12428
Ellenville (12428)
$63,145 median income
What this shows By household income, ZIP 12446 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12489 | Wawarsing, NY | 1,292 | 4.1 mi |
| 12404 | Accord, NY | 3,385 | 4.7 mi |
| 12458 | Napanoch, NY | 3,232 | 4.9 mi |
| 12461 | Olivebridge, NY | 1,634 | 7.7 mi |
| 12440 | High Falls, NY | 1,980 | 7.9 mi |
| 12428 | Ellenville, NY | 6,602 | 7.7 mi |
| 12420 | Cragsmoor, NY | 363 | 9.7 mi |
| 12483 | Spring Glen, NY | 259 | 10.3 mi |
| 12740 | Grahamsville, NY | 1,886 | 9.6 mi |
| 12525 | Gardiner, NY | 3,311 | 11.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12446, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,061 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Ulster County
Related Areas
Frequently Asked Questions
What county is ZIP code 12446 in?
ZIP code 12446 (Kerhonkson) is located in Ulster County, New York. Ulster County contains multiple ZIP codes, see the full list at /counties/ulster-ny.
What is the population of ZIP code 12446?
ZIP code 12446 in Kerhonkson, NY has a population of 5,061 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12446?
The median household income in ZIP 12446 is $85,979, which is 13% above the national average of $76,288.
What is the average home value in ZIP 12446?
The median home value in ZIP 12446 is $295,500, which is 6% above the national average of $278,155.
What is the demographic makeup of ZIP 12446?
The largest racial group in ZIP 12446 is White at 80.6%. Hispanic or Latino residents make up 15.2% of the population.
How many businesses are in ZIP code 12446?
ZIP code 12446 has 110 business establishments employing approximately 445 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12446?
The top industries by establishment count in ZIP 12446 are: Retail trade (19), Accommodation and food services (17), Construction (16). There are 12 industry sectors represented in total.
What is the education level in ZIP code 12446?
In ZIP code 12446, 62.1% of residents aged 25+ have a high school diploma or higher, and 35.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12446?
The mean commute time for workers in ZIP code 12446 is 34.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12446?
In ZIP code 12446, approximately 76.8% of occupied housing units are owner-occupied and 23.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12446?
The poverty rate in ZIP code 12446 is 10.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12446's numbers, next.
- See how ZIP 12446 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Kerhonkson, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.