Kerhonkson, NY · standard
ZIP Code 12446
Ulster County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,061
- 29/sq mi
- $85,979
- Median income
- $295,500
- Median home value
- 35.3%
- Bachelor's or higher
The verdict
Kerhonkson pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 31%
- household income, US ZIPs
- Top 34%
- home value, US ZIPs
- 29
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12446 against every reporting US ZIP.
ZIP code 12446 is a mid-sized community (a standard USPS delivery area) in Kerhonkson, Ulster County, New York, home to 5,061 residents across 175.7 square miles, a density of 29 people per square mile, in the New York time zone.
ZIP 12446 lands in the middle-income range, with a median household income of $85,979 (7% below the New York average), while per-capita income is $54,264. 10.4% of residents live below the poverty line, and the unemployment rate reads 6.0%. The typical home here is valued at $295,500 (22% below the state average); renters pay a median of $1,303 monthly, and 76.8% of units are owner-occupied.
A solid share of residents have a four-year degree: 35.3% of adults hold a bachelor's degree or higher, the median age is 42.8, and the average commute is 34 minutes. To put 12446 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Ulster County, for a geography-aware comparison.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 12446
Top 5 sectors by establishment count in Kerhonkson, NY
Which industries have the most business establishments in ZIP 12446.
- Retail trade
Retail trade
19 establishments
- Accommodation and food services
Accommodation and food services
17 establishments
- Construction
Construction
16 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
15 establishments
- Other services (except public administration)
Other services (except public administration)
10 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12446, Kerhonkson, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,061
Population
175.7
Area (sq mi)
29
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12446?
42.8
Median Age
49.3%
Male
50.7%
Female
8.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$85,979
Median Household Income
-7% vs state
$54,264
Per Capita Income
10.4%
Poverty Rate
6.0%
Unemployment Rate
34.0 min
Mean Commute Time
How ZIP 12446 ranks nationally
Kerhonkson, NY household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$85,979 Top 31% higher than 69% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,013
Total Housing Units
2,393
Occupied Units
620
Vacant Units
2.25
Avg Household Size
Occupancy Type
$295,500
Median Home Value
-22% vs state
$1,303
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 110 business establishments in ZIP 12446, employing approximately 445 people with a combined annual payroll of $17,460,000.
110
Businesses
445
Employees
$17.5M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 19 | 17.3% |
| Accommodation and food services | 17 | 15.4% |
| Construction | 16 | 14.6% |
| Professional, scientific, and technical services | 15 | 13.6% |
| Other services (except public administration) | 10 | 9.1% |
| Health care and social assistance | 8 | 7.3% |
| Administrative and support and waste management and remediation services | 7 | 6.4% |
| Arts, entertainment, and recreation | 4 | 3.6% |
| Manufacturing | 3 | 2.7% |
| Wholesale trade | 3 | 2.7% |
| Finance and insurance | 3 | 2.7% |
| Real estate and rental and leasing | 3 | 2.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12446 vs 12489 →
ZIP 12446 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12428
Ellenville (12428)
6,602 residents
- 12446
Kerhonkson (12446)
5,061 residents
- 12404
Accord (12404)
3,385 residents
- 12525
Gardiner (12525)
3,311 residents
- 12458
Napanoch (12458)
3,232 residents
- 12440 1,980
High Falls (12440)
1,980 residents
- 12740 1,886
Grahamsville (12740)
1,886 residents
- 12461 1,634
Olivebridge (12461)
1,634 residents
- 12489 1,292
Wawarsing (12489)
1,292 residents
What this shows Among its immediate neighbors, ZIP 12446 ranks #2 by population - useful context the national average alone can't give.
ZIP 12446 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12420
Cragsmoor (12420)
$120,559 median income
- 12461
Olivebridge (12461)
$112,273 median income
- 12525
Gardiner (12525)
$110,268 median income
- 12440
High Falls (12440)
$106,553 median income
- 12740
Grahamsville (12740)
$103,462 median income
- 12446
Kerhonkson (12446)
$85,979 median income
- 12404
Accord (12404)
$77,214 median income
- 12458
Napanoch (12458)
$64,851 median income
- 12428
Ellenville (12428)
$63,145 median income
What this shows By household income, ZIP 12446 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12489 | Wawarsing, NY | 1,292 | 4.1 mi |
| 12404 | Accord, NY | 3,385 | 4.7 mi |
| 12458 | Napanoch, NY | 3,232 | 4.9 mi |
| 12461 | Olivebridge, NY | 1,634 | 7.7 mi |
| 12440 | High Falls, NY | 1,980 | 7.9 mi |
| 12428 | Ellenville, NY | 6,602 | 7.7 mi |
| 12420 | Cragsmoor, NY | 363 | 9.7 mi |
| 12483 | Spring Glen, NY | 259 | 10.3 mi |
| 12740 | Grahamsville, NY | 1,886 | 9.6 mi |
| 12525 | Gardiner, NY | 3,311 | 11.0 mi |
More ZIP Codes in Ulster County
Related Areas
Frequently Asked Questions
What county is ZIP code 12446 in? ▼
What is the population of ZIP code 12446? ▼
What is the median household income in ZIP 12446? ▼
What is the average home value in ZIP 12446? ▼
What is the demographic makeup of ZIP 12446? ▼
How many businesses are in ZIP code 12446? ▼
What are the main industries in ZIP code 12446? ▼
What is the education level in ZIP code 12446? ▼
What is the average commute time in ZIP 12446? ▼
What percentage of residents own vs. rent in ZIP 12446? ▼
What is the poverty rate in ZIP code 12446? ▼
Read our methodology to see how this data is sourced, computed, and verified.