PlainZIP

Stone Ridge, NY · standard

ZIP Code 12484

Ulster County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,733
44/sq mi
$119,779
Median income
$467,200
Median home value
60.5%
Bachelor's or higher

The verdict

Stone Ridge pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 10%
household income, US ZIPs
Top 15%
home value, US ZIPs
44
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12484 against every reporting US ZIP.

ZIP code 12484 covers 61.6 square miles in Stone Ridge, Ulster County, New York (a standard USPS delivery area), with a modest 2,733 residents on file, a density of 44 people per square mile, in the New York time zone.

ZIP 12484 skews affluent, with a median household income of $119,779 (30% above the New York average), while per-capita income is $66,477. 10.6% of residents live below the poverty line, and the unemployment rate reads 7.8%. The typical home here is valued at $467,200 (23% above the state average); renters pay a median of - monthly, and 91.2% of units are owner-occupied.

This is a highly-educated ZIP: 60.5% of adults hold a bachelor's degree or higher, the median age is 44.3, and the average commute is -. To put 12484 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Ulster County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12484

Top 5 sectors by establishment count in Stone Ridge, NY

Which industries have the most business establishments in ZIP 12484.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12484, Stone Ridge, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,733

Population

61.6

Area (sq mi)

44

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12484?

44.3

Median Age

44.7%

Male

55.3%

Female

10.5%

Foreign-Born

White 80.4%
African American 8.4%
Asian 2.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.7%
Hispanic or Latino 4.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$119,779

Median Household Income

+30% vs state

$66,477

Per Capita Income

10.6%

Poverty Rate

7.8%

Unemployment Rate

How ZIP 12484 ranks nationally

Stone Ridge, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$119,779 Top 10% higher than 90% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 79.6%
Bachelor's Degree or Higher 60.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,511

Total Housing Units

1,331

Occupied Units

180

Vacant Units

2.35

Avg Household Size

Occupancy Type

Owner 91.2%
Renter 8.8%

$467,200

Median Home Value

+23% vs state

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.5%

YoY Change (2024)

363

HPI Index (2000 = 100)

+263%

Total Change Since 2000

Home values in ZIP 12484 have increased 8.5% over the past year (2024). Since 2000, this ZIP has seen +263% cumulative appreciation.

Year Annual Change HPI Index
2019 +11.4% 201
2020 -1.3% 199
2021 +20.4% 239
2022 +8.5% 259
2024 – 363

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 110 business establishments in ZIP 12484, employing approximately 1,011 people with a combined annual payroll of $56,391,000.

110

Businesses

1,011

Employees

$56.4M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Construction 20 18.2%
Professional, scientific, and technical services 19 17.3%
Accommodation and food services 16 14.6%
Retail trade 11 10.0%
Health care and social assistance 9 8.2%
Administrative and support and waste management and remediation services 8 7.3%
Other services (except public administration) 5 4.5%
Information 4 3.6%
Arts, entertainment, and recreation 4 3.6%
Manufacturing 3 2.7%
Finance and insurance 3 2.7%
Real estate and rental and leasing 3 2.7%
Educational services 3 2.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12484 vs 12419 →

ZIP 12484 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12484 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12484 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12484 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12419 Cottekill, NY 722 3.8 mi
12440 High Falls, NY 1,980 6.4 mi
12404 Accord, NY 3,385 5.0 mi
12472 Rosendale, NY 1,572 5.2 mi
12461 Olivebridge, NY 1,634 5.5 mi
12491 West Hurley, NY 1,675 6.9 mi
12411 Bloomington, NY 497 6.7 mi
12433 Glenford, NY 483 9.2 mi
12486 Tillson, NY 1,523 6.3 mi
12443 Hurley, NY 3,825 6.3 mi

More ZIP Codes in Ulster County

12401 standard
Kingston, NY
Pop: 35,040
12477 standard
Saugerties, NY
Pop: 18,787
12561 standard
New Paltz, NY
Pop: 18,308
12589 standard
Wallkill, NY
Pop: 17,228
12528 standard
Highland, NY
Pop: 13,344
12566 standard
Pine Bush, NY
Pop: 10,753

Related Areas

Ulster County Stone Ridge, NY New York

Frequently Asked Questions

What county is ZIP code 12484 in? ▼
ZIP code 12484 (Stone Ridge) is located in Ulster County, New York. Ulster County contains multiple ZIP codes, see the full list at /counties/ulster-ny.
What is the population of ZIP code 12484? ▼
ZIP code 12484 in Stone Ridge, NY has a population of 2,733 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12484? ▼
The median household income in ZIP 12484 is $119,779, which is 57% above the national average of $76,288.
What is the average home value in ZIP 12484? ▼
The median home value in ZIP 12484 is $467,200, which is 68% above the national average of $278,155.
What is the demographic makeup of ZIP 12484? ▼
The largest racial group in ZIP 12484 is White at 80.4%. Hispanic or Latino residents make up 4.7% of the population.
How many businesses are in ZIP code 12484? ▼
ZIP code 12484 has 110 business establishments employing approximately 1,011 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12484? ▼
The top industries by establishment count in ZIP 12484 are: Construction (20), Professional, scientific, and technical services (19), Accommodation and food services (16). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 12484? ▼
According to the FHFA House Price Index, home values in ZIP 12484 increased by 8.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 263%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12484? ▼
In ZIP code 12484, 79.6% of residents aged 25+ have a high school diploma or higher, and 60.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12484? ▼
In ZIP code 12484, approximately 91.2% of occupied housing units are owner-occupied and 8.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12484? ▼
The poverty rate in ZIP code 12484 is 10.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.