PlainZIP

High Falls, NY · standard

ZIP Code 12440

Ulster County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,980
33/sq mi
$106,553
Median income
$346,200
Median home value
54.3%
Bachelor's or higher

The verdict

High Falls pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 15%
household income, US ZIPs
Top 27%
home value, US ZIPs
33
people per sq mi
74%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12440 against every reporting US ZIP.

ZIP code 12440 covers 59.8 square miles in High Falls, Ulster County, New York (a standard USPS delivery area), with a modest 1,980 residents on file, a density of 33 people per square mile, in the New York time zone.

ZIP 12440 lands in the middle-income range, with a median household income of $106,553 (15% above the New York average), while per-capita income is $48,492. Local economic indicators show a 11.0% poverty rate alongside 2.9% unemployment. Median home value sits at $346,200 (8% below the state average), median rent at - a month, and owner-occupancy at 74.3%.

This is a highly-educated ZIP: 54.3% of adults hold a bachelor's degree or higher, the median age is 46.1, and the average commute is 33 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Ulster County, letting you compare 12440 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12440

Top 5 sectors by establishment count in High Falls, NY

Which industries have the most business establishments in ZIP 12440.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12440, High Falls, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,980

Population

59.8

Area (sq mi)

33

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12440?

46.1

Median Age

50.0%

Male

50.0%

Female

2.0%

Foreign-Born

White 85.8%
African American 0.1%
Asian 0.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.0%
Hispanic or Latino 5.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$106,553

Median Household Income

+15% vs state

$48,492

Per Capita Income

11.0%

Poverty Rate

2.9%

Unemployment Rate

32.8 min

Mean Commute Time

How ZIP 12440 ranks nationally

High Falls, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$106,553 Top 15% higher than 85% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.4%
Bachelor's Degree or Higher 54.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

798

Total Housing Units

743

Occupied Units

55

Vacant Units

2.40

Avg Household Size

Occupancy Type

Owner 74.3%
Renter 25.7%

$346,200

Median Home Value

-8% vs state

1953

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+40.6%

YoY Change (2024)

353

HPI Index (2000 = 100)

+253%

Total Change Since 2000

Home values in ZIP 12440 have increased 40.6% over the past year (2024). Since 2000, this ZIP has seen +253% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.7% 194
2021 +29.5% 251
2022 +5.9% 266
2023 -5.6% 251
2024 +40.6% 353

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 64 business establishments in ZIP 12440, employing approximately 399 people with a combined annual payroll of $16,594,000.

64

Businesses

399

Employees

$16.6M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Construction 9 14.1%
Professional, scientific, and technical services 9 14.1%
Accommodation and food services 8 12.5%
Retail trade 7 10.9%
Arts, entertainment, and recreation 7 10.9%
Other services (except public administration) 7 10.9%
Administrative and support and waste management and remediation services 6 9.4%
Health care and social assistance 4 6.3%
Manufacturing 3 4.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12440 vs 12404 →

ZIP 12440 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12440 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12440 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12440 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12404 Accord, NY 3,385 3.9 mi
12484 Stone Ridge, NY 2,733 6.4 mi
12525 Gardiner, NY 3,311 6.4 mi
12561 New Paltz, NY 18,308 4.4 mi
12419 Cottekill, NY 722 6.8 mi
12472 Rosendale, NY 1,572 6.9 mi
12486 Tillson, NY 1,523 7.0 mi
12446 Kerhonkson, NY 5,061 7.9 mi
12548 Modena, NY 1,494 9.0 mi
12471 Rifton, NY 215 8.2 mi

More ZIP Codes in Ulster County

12401 standard
Kingston, NY
Pop: 35,040
12477 standard
Saugerties, NY
Pop: 18,787
12561 standard
New Paltz, NY
Pop: 18,308
12589 standard
Wallkill, NY
Pop: 17,228
12528 standard
Highland, NY
Pop: 13,344
12566 standard
Pine Bush, NY
Pop: 10,753

Related Areas

Ulster County High Falls, NY New York

Frequently Asked Questions

What county is ZIP code 12440 in? ▼
ZIP code 12440 (High Falls) is located in Ulster County, New York. Ulster County contains multiple ZIP codes, see the full list at /counties/ulster-ny.
What is the population of ZIP code 12440? ▼
ZIP code 12440 in High Falls, NY has a population of 1,980 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12440? ▼
The median household income in ZIP 12440 is $106,553, which is 40% above the national average of $76,288.
What is the average home value in ZIP 12440? ▼
The median home value in ZIP 12440 is $346,200, which is 24% above the national average of $278,155.
What is the demographic makeup of ZIP 12440? ▼
The largest racial group in ZIP 12440 is White at 85.8%. Hispanic or Latino residents make up 5.4% of the population.
How many businesses are in ZIP code 12440? ▼
ZIP code 12440 has 64 business establishments employing approximately 399 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12440? ▼
The top industries by establishment count in ZIP 12440 are: Construction (9), Professional, scientific, and technical services (9), Accommodation and food services (8). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 12440? ▼
According to the FHFA House Price Index, home values in ZIP 12440 increased by 40.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 253%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12440? ▼
In ZIP code 12440, 68.4% of residents aged 25+ have a high school diploma or higher, and 54.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12440? ▼
The mean commute time for workers in ZIP code 12440 is 32.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12440? ▼
In ZIP code 12440, approximately 74.3% of occupied housing units are owner-occupied and 25.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12440? ▼
The poverty rate in ZIP code 12440 is 11.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.