Residential delivery area · New York

ZIP Code 12440: High Falls, NY

ZIP code 12440 uses the postal name High Falls, New York and lies entirely in Ulster County (Census 2020 ZIP-county file). About 1,800 people live there (Census Bureau, ACS 2020-2024). Median household income is $106,553 (Census Bureau, ACS 2020-2024). By Census place, its land lies in High Falls (8%) and Stone Ridge (5%); 86% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
1national area: New York, Delaware and Pennsylvania
124sectional center: Mid-Hudson, NY (SCF 125)
40delivery area within it
Town
High Falls · its only residential ZIP
Census places
High Falls (8%) census-designated place; Stone Ridge (5%) census-designated place
Metro area
Kingston, NY
House district
NY-19 119th Congress
Time zone
Eastern
Land area
20.0 sq mi · 91 people per sq mi

Where is ZIP code 12440?

12440 centers on 41.781°, -74.173° and covers 20.0 square miles of land plus 0.3 of water. It borders 8 ZIP codes: 12404, 12561, 12484, 12419, 12525, 12472, 12446, 12589.

12404 · Accord12419 · Cottekill12446 · Kerhonkson12472 · Rosendale12484 · Stone Ridge12525 · Gardiner12561 · New Paltz12589 · Wallkill12440 · High Falls (this ZIP)12440125891256112446124041252512484124721241912404 · Accord12419 · Cottekill12446 · Kerhonkson12472 · Rosendale12484 · Stone Ridge12525 · Gardiner12561 · New Paltz12589 · Wallkill12440 · High Falls (this ZIP)124401258912561124461240412525124841247212404 · Accord12419 · Cottekill12446 · Kerhonkson12472 · Rosendale12484 · Stone Ridge12525 · Gardiner12561 · New Paltz12589 · Wallkill12440 · High Falls (this ZIP)1244012589125611244612404125251248412472
Shaded by median household income, in national fifths (ACS 2020-2024); 12440 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 12440, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 12440 compare with the rest of Ulster County?

Rank of 12440 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure12440In Ulster CountyIn NY
People (ACS 2020-2024)1,82623rd of 621,092nd of 1,826
Median household income$107k6th of 21311th of 1,081
Median home value$346k16th of 26505th of 1,172

Its median household income is higher than in 85% of U.S. residential ZIP codes, and it is denser than 52% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 12440?

The 2020 Census counted 1,863 people in 12440; the ACS, which samples households over 2020-2024, estimates 1,826. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
1,826±420 (90% margin)
2020 Census count
1,863
Households
743
Median age
46.1

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 12440?

Of the 1,826 people the ACS estimates in 12440, 20.4% are under 18 and 22.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (85.5%).

  • Under 1820.4%
  • 18 to 6457.3%
  • 65 and older22.3%
Age of the people of 12440 (ACS 2020-2024, B01001)
  • White, not Hispanic85.5%
  • Other or two or more8.3%
  • Hispanic or Latino5.4%
  • Asian, not Hispanic0.7%
  • Black, not Hispanic0.1%
Race and Hispanic origin in 12440 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 12440 earn?

Median household income is $106,553 (ACS 2020-2024), the 6th highest of the 21 ranked ZIP codes in Ulster County.

Median household income
$106,553±$19,479
Income per person
$48,492
Below the poverty line
11.0%
Unemployed (of the labor force)
2.9%
Adults 25+ with a bachelor's degree
54.3%
Adjusted gross income per tax return, 2022
$103,851990 returns; wages 60% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 12440?

FHFA's house price index for 12440, built from repeat sales and appraisals of the same homes, rose 116% from 2015 to 2025 and rose 66% from 2020 to 2025, and moved −6.4% in 2025.

Median home value (owners' estimate)
$346,200
Median gross rent
–
Homes owned by their occupants
74.3%
Housing units
798
0 100 200 300 400 1998201020202025 0 100 200 300 400 1998201020202025 0 100 200 300 400 1998201020202025
Index = 100 in 1998, the first year FHFA reports for 12440; 2025: 425.6. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 12440?

64 business establishments had a location in this ZIP code in 2023, 20 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction9
  • Professional, scientific, and technical services9
  • Accommodation and food services8
  • Retail trade7
  • Arts, entertainment, and recreation7
  • Other services (except public administration)7

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 12440?

ZIP codes that share a boundary with 12440, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
12404Accord3,935$77k4.2 mi
12561New Paltz19,830$92k4.5 mi
12484Stone Ridge3,155$120k5.6 mi
12419Cottekill1,081$122k6.6 mi
12525Gardiner2,749$110k6.6 mi
12472Rosendale1,146$71k7.2 mi
12446Kerhonkson5,414$86k7.3 mi
12589Wallkill18,646$121k10.9 mi
12486Tillson1,440$97k6.6 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.